John Novo Senior Loan Officer

07/12/2023

If you're a borrower whose income history fluctuates or you’re unable to provide the lengthy earnings history required, qualifying for a traditional loan becomes a challenge.

That’s why we created an alternative to traditional, more rigid loans. Our unique Community Mortgage program makes it possible for you to qualify for the financing you need, even if your income documentation is limited.

Visit ChangeMTG.com today for more information!

07/03/2023

Happy Independence Day! Homeownership is the symbol of the American Dream, the cornerstone of wealth creation, a solution to the cycle of poverty, and a stabilizing force for working families. Our loans are as diverse as the borrowers we serve.

06/08/2023

Are you looking for an alternative to traditional and rigid lending programs? Our proprietary Community Mortgage program makes it possible to qualify for the home financing you need, even if your income documentation is limited. Contact me today to learn more about your options!

05/04/2023

Mortgage lending CAN be simple – 1) Confirm loan-to-value. 2) Confirm credit score. 3). Verify reserves.

Your Next Step: Contact me today to get started!

03/08/2023

The FHA unveiled its long-anticipated cut in FHA premiums — a 30-basis-point reduction in the annual fee charged to mortgagors. The cost will drop to 55 bps from 85 bps for most borrowers. This cut will help lower housing costs by an average of $800 for homebuyers. Reach out today to learn more and see how you can take advantage.

Visit ChangeMTG.com for more information!

02/09/2023

02/06/2023

- https://changemtg.com/advisors/jnovo