Mortgages by Stephen Eldredge

09/08/2021

Equity is an exciting thing nowadays!
You can determine your equity with these simple steps🏠
The more you know the better off you’ll be💪

04/16/2021

Please donate if you can!

We need your help!
Our friend, Jack who is 7 years old, needs emergency surgery to have his kidney removed.
Our goal is to raise $20,000. First Colony Mortgage will match every dollar to help this amazing family!

Thank you for your help and support!

You can donate at jumpinforjack.com

04/06/2021

Let us help you get prequalified!

Help US, help YOU!✨

We love helping our clients get prequalified for a mortgage.

Getting prequalified is our #1 recommendation if you are even considering buying a home!

It helps you determine what home is in your price range while shopping around and also gives you a good idea of what a monthly payment would be.

Read our blogpost to learn more about prequalifying and to meet with one of our loan officers today!

Http://firstcolonymortgage.com/why-getting-prequalified-for-a-loan-is-so-important/

03/06/2021

11/26/2020

Wishing you a safe and happy Thanksgiving! We are grateful for you!

07/23/2020

Enter to win tickets to the Parade of Homes!

The Utah Valley Parade of Homes begins today and we've got two sets of tickets to share! 🎉 To enter, like this post and tag the friend that you'd bring with you. Be sure that you've liked the FCM page as well! Two winners will be randomly drawn at 3 PM today. You must be able to pick up your tickets at our Pleasant Grove location.
Good luck!

06/21/2020

Happy Father's Day to all the rad dads out there!

05/25/2020

Happy Memorial Day! Thank you to all who have served.

05/20/2020

Simply put, a debt ratio is a comparison of your housing expenses and your monthly debt obligations versus how much you earn. This percentage is just as important as your credit score when applying for a mortgage! The recommended debt-to-income ratio will vary across loan programs. Talk to your FCM loan officer for more info!

05/13/2020

Who are Fannie Mae & Freddie Mac? They are programs with an important job: to provide liquidity, stability and affordability to the mortgage market. They provide liquidity (ready access to funds on reasonable terms) to the thousands of banks, savings and loans, and mortgage companies that make loans to finance housing.

05/12/2020

Summer is quickly approaching and a lot of us have extra time at home right now. Why not use this time to get some spring cleaning done? Here are a few ideas and tips to make spring cleaning your home seem manageable and even fun!