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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

James Sly - UT Home Loan Guy

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United States
Pleasant Grove, UT
James Sly - UT Home Loan Guy

UT Home Loan Guy, empowered by Nexa Mortgage
Nexa - NMLS: 1660690
James Sly - NMLS: 270860 I help people with all their mortgage needs. I work 100% by referral.

07/18/2025

Thinking About a Reverse Mortgage? 🤔 You’re Not Alone.

There’s a lot of confusion and misinformation out there about reverse mortgages—and that’s why I wrote a free e-book that explains the truth in simple, clear terms.

✅ How they actually work
✅ Who they’re for
✅ Common myths (and the real facts)
✅ How they can be used to supplement retirement income, eliminate monthly mortgage payments, or even purchase a new home

If you or someone you care about is curious or has questions, I’d love to share this valuable (and free) resource with you. No pressure—just facts from someone who genuinely cares.

Comment “Reverse” below and I’ll send it right over to you.

Let’s help you or your loved ones make confident, informed decisions about the future. 💙

06/23/2025

Lately, I’ve had a lot of conversations with folks feeling overwhelmed by finances, credit card debt, high-interest loans, or just trying to make ends meet. It’s heavy stuff.

But I’ve also seen hope.
💡 One family is now saving $200/month.
💡 Another client is saving nearly $1,000/month.
💡 A single mom saw her credit score jump almost 100 points in just over 30 days after we paid off her debts with a consolidation refinance.

It’s not just about numbers, it’s about breathing room, better nights of sleep, and a future that feels a little brighter.

If you or someone you care about is feeling stretched thin, let’s talk. I’ll run the numbers for free, no pressure, no catch. Just clarity, options, and maybe some peace of mind.

06/13/2025

🚨SAME DAY LOAN APPROVAL ALERT!🚨
I'm doing a happy dance today because we got a SAME DAY loan approval! 🎉🙌
These are the moments that make this job so rewarding!
Huge shoutout to my amazing clients – YOU are the reason I love what I do. And a massive thank you to our incredible lender partners who absolutely knocked it out of the park today! 💥🏆
It takes teamwork, hustle, and heart to make magic happen this fast, and I’m so grateful to be surrounded by rockstars on every side.
Let’s keep the momentum going! 🏡💪

07/19/2024

Thanks to Ryan Keisel and the Elevate Homescriptions team for having me on their podcast. Here's a little snippet of it.

07/18/2024

For me it would be, to be kind.

07/09/2024

I'm curious about your thoughts on AI? 🤔 I love embracing technology, but when it comes to business interactions, I prefer talking to a person over dealing with bots or voicemail systems.

I understand why AI is so prevalent, but I still value the personal touch. I am approached almost daily to use AI in my business, with promises that it will screen clients and bring in more business. However, as a Mortgage Consultant/Advisor and in helping people on their path to home ownership, I feel better talking to them one-on-one rather than relying on a bot.

Should I embrace AI in my business or keep the personal touch going? Let me know your thoughts!

06/26/2024

Summer is the ideal season to give our homes the attention they deserve. From learning to repairing and beautifying, a well-maintained home not only looks great but functions better, too. That's why I've put together a special handout full of essential home maintenance tips that suit every home no matter where you live. This guide covers various indoor and outdoor tasks that can enhance your living space and potentially increase its value. Interested in learning more? Just call, text, or shoot me a DM and I'd be happy to provide you with a copy. Remember, our homes are our sanctuaries, and a little care goes a long way. As your neighbor and community resource, I'm here to assist you in all things home related.

06/11/2024

It’s time for 5 minutes of kindness. Who’s up for a challenge??? The challenge is simple, grab your phone and for the next 5 minutes send 5 texts of kindness/gratitude to 5 different people. It should be easy for us to message 5 people a kind text thanking them for who they are. Who’s with me??? Lets do this, it’s time for 5 minutes of KINDNESS. Ready, set, GO…….

05/22/2024

🌟 Exciting News for 1st Time Homebuyers! 🌟

Are you dreaming of owning a home but struggling with the down payment? We've got you covered! UWM is thrilled to offer our exclusive 0% Down Purchase program. Qualified borrowers can now receive a 3% down payment assistance loan, up to $15,000, to make homeownership a reality with NO down payment required! 🏡💰

This amazing opportunity not only helps you get into your new home faster but also supports our mission to make homeownership accessible to more people. Let's make your homeownership dreams come true today! 🏠✨

05/20/2024

Got a little extra income monthly? Making additional payments towards your principal helps you reduce the total amount of interest paid over time and also accelerates your path to full homeownership. Questions about how this strategy works? Send me a message and let's walk through your specific situation using my handy Amortization tool.

05/15/2024

Summer is a time of exploration, relaxation, and making cherished memories with loved ones. But planning a vacation that caters to the whole family's interests can sometimes feel like a puzzle.
That's why I created a special handout filled with tips and ideas to help you plan a summer vacation that everyone will enjoy. From budget-friendly options to unique destinations and activities, this guide is designed to take the stress out of planning and put the fun into your family's summer adventure. Whether you're dreaming of sandy beaches, mountain trails, or cultural experiences, we're confident this handout will inspire and guide you.
Interested in embarking on a memorable journey? Just call, text, or send me an IM and I'd be happy to give you a copy.

05/06/2024

My heart goes out to the family of fallen Police Officer Sgt. Bill Hooser. My deepest gratitude for all our first responders and the selfless service they give to each of us every day. My prayers go out to the Hooser family.

Address

1016 N 1020 E
Pleasant Grove, UT
84062

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://www.UTHomeLoanGuy.com/

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