Christian N Martinez - Intercap Lending

Christian N Martinez - Intercap Lending Christian N Martinez Team | Branch Manager/Senior Loan Officer - NMLS # 277428 | Intercap Lending, Inc. - NMLS # 190465 Equal Housing Lender

Your Intercap Loan Officer can help you select the right loan program and options for your unique needs, goals, and situation. Intercap Lending has been a trusted home loan provider since 1978.

06/20/2026

💰 Refinanciar podría ayudarte más de lo que imaginas.

Muchas personas piensan que refinanciar solo sirve para comprar una casa nueva, pero en algunos casos también puede ser una herramienta para mejorar tu situación financiera.

Dependiendo de tu préstamo actual y de tus objetivos, podrías tener opciones que ni siquiera conocías.

La mejor manera de saber qué posibilidades existen es revisar tu caso específico y analizar los números. 🏡

📩 Comenta REFI para explorar tus opciones.

📞 O llámame: 385-789-4656

06/19/2026

🏡 Another Investment Property Closed! 🎉

A huge congratulations to Jeremy and his business partners on closing yet another investment property! This is especially exciting because I’ve had the opportunity to watch their journey over the years—from hardworking entrepreneurs to real estate investors who continue to grow their portfolio and build long-term wealth.

Just a few weeks ago, we helped them close on another investment property, and now they’ve done it again. Their commitment, vision, and willingness to execute on their goals continue to pay off.

This time, we utilized one of our DSCR investor loan programs, allowing them to qualify without traditional income verification while still securing a very competitive rate for their investment strategy. These programs can be a game changer for investors looking to scale their portfolio without the challenges of conventional financing.

A special thank you to stanmoleni Stan for helping negotiate a strong offer and securing valuable closing cost assistance to make this transaction even better.

Jeremy and his partners are proof that real estate investing is a journey, and with the right strategy and team, you can continue building wealth one property at a time.

Congratulations again, gentlemen! Looking forward to helping with the next one. 👏🏡

Quote:
“Success in real estate isn’t about one property, it’s about consistently executing the plan.”

UtahRealEstate InvestorLoans IntercapLending MartinezTeam ClosingDay RealEstateGoals BuildWealth

📞 Christian N. Martinez
Intercap Lending
📱 801-787-1172
📧 [email protected]

Refinanciar puede ser una excelente decisión, pero solo si tiene sentido según tu situación.El concepto clave es saber c...
06/18/2026

Refinanciar puede ser una excelente decisión, pero solo si tiene sentido según tu situación.

El concepto clave es saber cuándo recuperas los costos del refinanciamiento.

Esto es cuando el ahorro mensual supera lo que pagaste en gastos de cierre.

Así funciona:
Suma tus gastos de cierre
Divídelos entre el ahorro mensual
Eso te dice cuántos meses tardas en recuperar ese dinero

Si planeas quedarte en la casa más tiempo que ese periodo, refinanciar puede convenir.

Si no, podría terminar costándote dinero.

Entender este número es una de las partes más importantes al decidir si refinanciar es buena idea.

06/16/2026

No sé cuál sea el secreto de la felicidad... 🤔

Pero sospecho que tiene algo que ver con recibir las llaves de tu propia casa. 🏡✨

Muchas personas siguen esperando "el momento perfecto" para comprar, mientras la renta sigue subiendo mes tras mes.

La realidad es que no necesitas adivinar cuándo será el mejor momento. Lo importante es saber cuáles son tus opciones hoy.

Si tu meta es tener casa propia, conversemos y armemos un plan. 💙

📩 Envíame un mensaje y descubre qué opciones podrían estar disponibles para ti.
O llámame: 385-789-4656

06/11/2026

Today the world stops for the game we all love ⚽🌎❤️

The road to the World Cup starts NOW and there’s nothing like seeing different countries, cultures, and families come together through fútbol 🙌

My wife and I are proudly supporting miseleccionmx_en México 🇲🇽🔥
But honestly… we’re here for all the passion, all the memories, and all the good vibes this tournament brings.

Who do YOU got winning it all? 👀🏆
🇲🇽 México?
🇦🇷 Argentina?
🇧🇷 Brazil?
🇪🇸 Spain?
🇫🇷 France?
Or another country? 👇

El Mundial es nuestro ❤️⚽
Puro fútbol, familia y buenos momentos.

Futbol Family WorldC

No todos los compradores encajan en los requisitos tradicionales, y ahí es donde entran los préstamos FLEX.Estos program...
06/11/2026

No todos los compradores encajan en los requisitos tradicionales, y ahí es donde entran los préstamos FLEX.

Estos programas están diseñados para:
Trabajadores independientes
Ingresos no tradicionales
Situaciones financieras especiales

En lugar de forzar tu perfil dentro de reglas estrictas, los préstamos FLEX permiten analizar tu situación de forma más completa.

Esto puede incluir documentación alternativa de ingresos, considerar tus propiedades de otra manera o estructurar el préstamo según cómo realmente manejas tu dinero.

Si alguna vez sentiste que no encajabas en el perfil tradicional, puede haber más opciones disponibles de lo que imaginas.

06/10/2026

Most people are waiting for the perfect plan.

The right moment.
The right conditions.
The right sign that it's finally time to go.

That's not how massive moves happen.

Massive moves happen when you stop asking for permission from a version of yourself that hasn't done it yet.

You find what makes you explode and you go. You don't just work hard at something. You work hard at the right things, for the right reasons, with the right people around you.

That last part matters more than most will admit.

The people closest to you are either pulling you forward or pulling you back. There's no neutral. Your circle is either feeding your momentum or draining it and the sooner you get honest about which is which, the faster everything changes.

Know your why.

Not someone else's version of it...yours.

Be radical about it.
You don't have to be the smartest person in the room.
You just have to be the most committed one.

Massive action isn't a strategy. It's a decision.

And that decision has to happen before the plan is finished, before the timing is perfect, and before anyone else believes in it.

That's the part nobody talks about.

06/10/2026

Please help support this incredible cause ❤️

Saprea is helping survivors find healing and hope, and every donation, share, and act of support truly makes a difference.

If you’re able to donate, participate in the silent auction, or simply share this fundraiser, it would mean a lot 🙏

Together we can help create awareness, healing, and hope. Christian N Martinez
📲 801-787-1172
📧 [email protected]

06/10/2026

Mucha gente sigue esperando que las casas bajen de precio...😅

Mientras tanto, la renta sigue subiendo. ☕📈

Si has estado pensando en comprar casa pero no sabes si calificas, tal vez es momento de revisar tus opciones y tomar una decisión basada en números, no en rumores. 🏡

📩 Mándame un mensaje con la palabra CASA y con gusto revisamos tu situación.

06/09/2026

Sometimes the path to homeownership takes teamwork, planning, and trust within the family. 🙏🏡

A year and a half ago, this amazing mom and her daughters bought their first home with the help of a family member who stepped in to support them during the purchase. From the beginning, we created a plan together with the goal of helping the sister eventually come off the loan once the family was ready financially.

Fast forward to today… we made it happen. 👏
We were able to refinance the home, remove the family member from the loan, AND save them money with an incredible 4.75% interest rate. 📉🔥

This is proof that when families work together and have the right plan in place, homeownership goals CAN become reality. Sometimes helping a loved one today can open the door for them to stand on their own tomorrow.

And of course… all three ladies who signed received their Nike Air Max gifts 👟😎 because every closing deserves to be celebrated! nike

Huge thank you to cynb1113 Cindy for always helping make these moments special and to novationtitle Novation Title for always taking care of our clients and helping us get to the finish line smoothly. 🙌

“Real estate is not just about buying homes… it’s about creating opportunities for future generations.”

If you or your family have been wondering if there’s a way to create a plan together to buy a home, refinance later, or remove someone from a loan in the future, let’s talk. There are more options than most people realize.

— Christian N Martinez
📲 801-787-1172
📧 [email protected] christiannmartinezutah

Address

365 South Garden Grove Lane Suite 130
Pleasant Grove, UT
84062

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+18017871172

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