Erin Johnson with FitzGerald Financial Group

10/14/2026

Fall is the perfect time to get ahead on home maintenance before colder temperatures arrive.🍂

From cleaning gutters and inspecting your roof to checking smoke detectors and servicing your HVAC system, a few simple tasks now can help keep your home running smoothly throughout the season.

Need guidance on your next homeownership step this fall? Contact me to learn more.

10/13/2026

Home equity doesn’t earn interest by itself. Some homeowners choose a cash‑out refinance to put it to work—paying off high‑interest debt or reinvesting in their home.

Curious what options you have? Let's connect.

10/11/2026

That “needs work” listing might be the perfect opportunity. With our Renovation Loans, buyers can finance both the purchase and the updates in one loan, making more homes a realistic option.

✅ Finance the home and improvements together
✅ Expand options for your buyers
✅ Turn overlooked listings into strong opportunities

Message me anytime to explore options for your clients.

10/08/2026

You're asking. We're answering. If you're wondering whether now is the right time to buy, consider this: Home affordability is about more than just interest rates.

There may be options available to help make buying a home more affordable, including:

• Down payment assistance
• Seller credits
• Lower-rate program options
• Flexible credit solutions

We're here to help you understand what's available and find an approach that fits your goals.

09/28/2026

Many homeowners are sitting on equity they didn’t even realize they had. A cash‑out refinance can help turn that equity into funds for smart financial moves—when it makes sense.

Curious what your home equity could do for you? Let's talk through your options.

09/27/2026

Some of your most qualified buyers may not fit traditional lending guidelines. Our ITIN Loans make it possible for eligible clients to purchase a home without a Social Security Number, opening the door to more opportunities and a larger buyer pool.

Reach out today to explore how we can help more of your clients achieve homeownership.

09/27/2026

Not every buyer fits into a traditional mortgage box—and that doesn’t mean homeownership is off the table.

There are loan options designed for self-employed buyers, entrepreneurs, and individuals who use alternative income documentation, including ITIN programs.

A strong lending partner helps match buyers with the right solution, not just the most common.

09/24/2026

Finding the perfect home can feel like a latte to handle, but I can help you through the process! Are you ready to fall in love with a new home? Contact us today!

09/23/2026

5.0 star review received on Experience.com for Erin Johnson by Nicole D H - she worked hard for us

Click to see all 117 reviews of Erin Johnson, Mortgage Loan Officer | NMLS # 482292

09/20/2026

Many first-time buyers assume they need a large down payment or years of savings to buy a home. The reality? There are loan programs and grant options designed specifically to help first-time buyers reduce upfront costs and get into a home sooner.

If buying feels out of reach right now, it may be worth exploring what options are available to you.