Clute Wealth Management

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Clute Wealth Management Our advisors provide strategic financial and investment planning for individuals and small businesses (www.finra.org, www.sipc.org).

Clute Wealth Management is an independent firm whose advisors provide strategic financial and investment planning for individuals and small businesses in the Champlain Valley region of New York and Vermont. Owners Christina Ubl CDFA®, Adam Robert APMA®, and founder Heidi Clute are CERTIFIED FINANCIAL PLANNER™ professionals who head up a dedicated and experienced team. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA SIPC. Third party posts found in this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which we are registered to do business please visit www.clutewealthmanagement.com.

Excited to be at the VermontBiz2Biz Expo today connecting and celebrating with other local businesses and business owner...
10/15/2026

Excited to be at the VermontBiz2Biz Expo today connecting and celebrating with other local businesses and business owners!

VermontBiz

Taking the chance on yourself and turning to self-employment can be exciting with lots of rewards to look forward to. Bu...
10/14/2026

Taking the chance on yourself and turning to self-employment can be exciting with lots of rewards to look forward to. But don't let the rose-colored glasses cause you to forget to plan for some of these unique challenges that come with the change too.

Workers who forgo the traditional career path find there are rewards — and challenges — to going out on their own.

While the number of single people in, or moving towards retirement is growing, some are forgetting to take into account ...
10/12/2026

While the number of single people in, or moving towards retirement is growing, some are forgetting to take into account the unique challenges of solo aging. A successful solo retirement is very realistic, but it helps when you have a plan in place.

Solo aging is rising fast, and the financial rules built for couples no longer fit. Here’s how singles can manage market risk, long‑term care, housing and estate planning.

It's important to remember that retirement planning is much more than just thinking about the financial aspects. Plannin...
10/09/2026

It's important to remember that retirement planning is much more than just thinking about the financial aspects. Planning for all parts of your life help make the transition smoother as you shift gears into the next stage of your life!

Even a $3 million nest egg doesn’t guarantee readiness. Learn why retirement security depends on what your resources can actually do as life changes.

Most of us know we should have a will. Many of us have been meaning to make one for years. If that sounds familiar, you’...
10/07/2026

Most of us know we should have a will. Many of us have been meaning to make one for years. If that sounds familiar, you’re in good company.

Most of us know we should have a will. Many of us have been meaning to make one for years. If that sounds familiar, you’re in good company.

Debt consolidation is just one tool that any people have available to them to help manage their debts, but they offer a ...
10/05/2026

Debt consolidation is just one tool that any people have available to them to help manage their debts, but they offer a lot of downsides that can put you in a worse financial situation if you're not careful.

Don't let debt consolidation turn into two sets of monthly bills. Here's how to sidestep the most common debt consolidation trap.

Feeling buyers-remorse? Well you're not alone. A new survey shows that nearly 60% of Americans surveyed report regrets a...
10/02/2026

Feeling buyers-remorse? Well you're not alone. A new survey shows that nearly 60% of Americans surveyed report regrets about at least one major financial decision they've made this year...

Many Americans (60%) have spent money on something expensive they later regretted, and a majority with regrets have more than one, according to a new NerdWallet survey.

When you're estate planning, naming successors to your accounts is a key part of it. But, your accounts for your childre...
09/30/2026

When you're estate planning, naming successors to your accounts is a key part of it. But, your accounts for your children, like their 529 plans, need named successors too.

Estate planning for children's accounts like 529 plans and UTMA accounts often overlooks naming a successor. Not naming a successor for these accounts can lead to delays.

For many business owners there are so many unpredictable factors right now that it's hard to plan ahead. But it's still ...
09/28/2026

For many business owners there are so many unpredictable factors right now that it's hard to plan ahead. But it's still important and can be even more crucial during uncertain times to feel prepared. These tips can help get you started if you're feeling stuck.

You didn't start your business to stare at spreadsheets, wondering what a soft month of sales, or an interest-rate move might do to your bottom line.

Paying off your mortgage as fast as possible might sound like it makes a lot of sense at surface level. But, it may make...
09/25/2026

Paying off your mortgage as fast as possible might sound like it makes a lot of sense at surface level. But, it may make more sense to pay off other high-interest debt first, depending on your personal financial situation. https://hubs.li/Q04xFBb80

Address

152 Tom Miller Road
Plattsburgh, NY
12901

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18775615707

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