Julie King, Eastern Insuring Agency

Julie King, Eastern Insuring Agency Julie is Insurance Advisor serving individuals, families and businesses in New York State.

The Morning Commute Changed5 things that changed when school started:1. More buses are stopping.2. More children are w...
08/28/2026

The Morning Commute Changed

5 things that changed when school started:

1. More buses are stopping.
2. More children are walking.
3. More bikes are on the road.
4. School zones are active.
5. Some of the drivers around you are driving to school for the first time.

This last point is important because it introduces the youthful-driver theme without blaming teen drivers.

DWELLING COVERAGECould You Rebuild the Same House Today?Imagine a fire caused major damage to your home tomorrow.Could y...
08/28/2026

DWELLING COVERAGE

Could You Rebuild the Same House Today?

Imagine a fire caused major damage to your home tomorrow.

Could your current insurance limit pay to rebuild it with today's construction costs?

Older New York homes can make this question especially important. Unique construction, older materials, custom details and changing building requirements can all affect rebuilding costs.

And rebuilding costs don't stay the same year after year.

That's why your annual insurance review should include more than asking:

“Did my premium go up?”

It should also ask:

“Is my home still insured appropriately?”

📞 Eastern Insuring can help you review your current dwelling coverage and identify questions worth discussing.

SCHOOL IS BACK. SLOW DOWN.YOUR DRIVING SHOULD CHANGE TOO.Look for:🚌 School buses🚸 Children crossing🚲 Students on bikes🚗 ...
08/26/2026

SCHOOL IS BACK.

SLOW DOWN.

YOUR DRIVING SHOULD CHANGE TOO.

Look for:

🚌 School buses
🚸 Children crossing
🚲 Students on bikes
🚗 New teen drivers
📍 School zones

Eastern Insuring Agency | Back to School. Back to Safe.

DWELLING COVERAGEYour Home’s Value ≠ What It Costs to Rebuild ItYou bought your home for $300,000.Does that mean you nee...
08/21/2026

DWELLING COVERAGE

Your Home’s Value ≠ What It Costs to Rebuild It

You bought your home for $300,000.

Does that mean you need $300,000 in dwelling coverage?

Not necessarily.

Your homeowners insurance should consider what it could cost to rebuild your home after a covered loss — including today’s labor, materials and construction costs.

That number can be very different from your home's market value.

🏠 Quick Check: Look at the Dwelling or Coverage A limit on your policy. Do you know how your insurance company arrived at that number?

If not, it may be time for a conversation with your agent.

Dwelling Coverage: Is Your Home Fully Insured to Rebuild?Your home may be worth $300,000.But what would it cost to rebui...
08/13/2026

Dwelling Coverage: Is Your Home Fully Insured to Rebuild?

Your home may be worth $300,000.
But what would it cost to rebuild it from the ground up today?
Those can be two very different numbers.

Homeowners insurance should be based on the cost to rebuild your home—not its market value, purchase price, or tax assessment.

That distinction matters, especially in New York, where construction costs, labor, materials, and the characteristics of older homes can significantly affect rebuilding costs.

A good annual insurance review should include:
• Your current dwelling coverage limit
• Estimated reconstruction costs
• Recent renovations or additions
• An inflation guard or similar protection
• Special features or materials that may cost more to replace

Your home has changed. Construction costs have changed. Has your insurance kept up?
Read our latest blog to learn what New York homeowners should review.
https://www.easterninsuring.com/blog-post/new-york-personal-insurance-coverage-checklist-are-you-really-protected

WHERE TO WATCH FIREWORKS!REMINDER: Keep Kids Safe Around FireworksNever allow young children to handle fireworks, inclu...
07/01/2026

WHERE TO WATCH FIREWORKS!

REMINDER: Keep Kids Safe Around Fireworks

Never allow young children to handle fireworks, including sparklers, which can burn at temperatures over 2,000°F. Keep a close eye on children during celebrations and provide glow sticks as a safer alternative.

As we celebrate World Environment Day this Friday, we're proud to recognize the efforts of our Eastern Insuring team mem...
06/05/2026

As we celebrate World Environment Day this Friday, we're proud to recognize the efforts of our Eastern Insuring team members who recently spent a Saturday helping clean up our community.

Joining the effort was Cora, from Insurance Elementary, who helped remind us that protecting what matters goes beyond insurance policies—it includes caring for the places we live, work, and play.

At Eastern Insuring, we believe strong communities are built through service, stewardship, and teamwork. Thank you to everyone who volunteered their time to make a difference and help keep our community beautiful.

Together, we're doing our part to protect the future—one cleanup day at a time.

Did you know 1 in 4 households have a small business! If you or a friend own a small business, we’re here for you! Ask u...
06/01/2026

Did you know 1 in 4 households have a small business!

If you or a friend own a small business, we’re here for you!
Ask us about Progressive Commercial insurance today.

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1645 Military Turnpike
Plattsburgh, NY
12901

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