Dean Adler Loan Originator Rize Mortgage

Dean Adler Loan Originator Rize Mortgage Specializing in Mortgages for Heroes, offering substantial mortgage discounts. The Legendary Team Powered by Rize Mortgage, NMLS 1604663

Dean Adler - NMLS # 110615 - Branch Manager
Jake Adler - NMLS 1772216 - Sales Manager | Home Loan Advisor
"The Adler Team"
Powered By: Legendary Home Loans NMLS # 2270146

Dean is an experienced mortgage loan originator with a strong history in the industry since 1993. Whether this is your first home, your next home, or a refinance, Dean is here to simplify home financing for you. As a retired

police officer, he is skilled in working with law enforcement, and also specializes in investment property loans. Our Team specializes in mortgages for our First Responders Heroes. Jake is an experienced Loan Originator/Mortgage Advisor, NMLS 1772216 with The Adler Team branch. He attained his mortgage license before graduating with a Bachelors Degree in Finance from the University of Central Florida in 2018, and immediately joined the team as a loan officer in the family branch post-graduation. Since then, Jake has been working exceptionally hard to excel at his position, and helped build the family business. He was previously recognized as one of the Top 5 Producers for 12 consecutive months at a prior Lender, and is continuing with this momentum. He is currently licensed in 12 different states, and continuously educating himself to further his knowledge of the Mortgage Industry. He has an extensive history of 5 star customer reviews, and is known for reliability, communication, and guidance. We will take the time to answer your questions and concerns, walk you through each step of the mortgage process, and keep you up to date on your loan’s status. From start to finish, we want you feel confident your mortgage is moving smoothly to closing. When it comes to finding the right home loan for you, we start by listening. We will discuss your goals and priorities to find the mortgage that fits your needs. We offer a wide range of products, from FHA and VA to conventional and jumbo. Together, we’ll develop a plan just for you. From our first discussion to your closing day, we look forward to providing the communication and service you deserve.

> Jake Adler, NMLS 1772216 is Licensed in FL, IL, NC, SC, OH, AL, KY, MD, NV, VA NMLS ID MLO-49512VA www.nmlsconsumeracess.org, CO NMLS 100519879 Regulated by the Colorado Division of Real Estate Georgia Residential Mortgage Licensee, GA ID 68986 Georgia Residential Mortgage Licensee.
> Dean Adler, NMLS 110615 Licensed in Fl

Dean Adler, Mortgage Advisor 954-649-2960
Jake Adler, Mortgage Advisor 954-598-1849

https://theadlerteammortgage.com/

Legendary Home Loans
Company NMLS # 2270146

08/13/2026

The difference between a 580 and a 760 credit score on a mortgage? Tens of thousands of dollars. 💳

A lot of buyers save up for their down payment and then get surprised by closing costs. They're real, they're significan...
07/31/2026

A lot of buyers save up for their down payment and then get surprised by closing costs. They're real, they're significant, and they're worth planning for from the start.

Closing costs typically run between 2% and 5% of the loan amount. That includes lender fees, title insurance, attorney fees, prepaid property taxes, homeowner's insurance, and more — depending on your state and loan type.

The good news: some of these are negotiable. In certain markets, sellers will cover a portion of closing costs as part of the deal. And some loan programs limit what buyers can be charged altogether.

The point isn't to scare you. It's to make sure nothing catches you off guard on closing day.

Most people assume that a high income automatically means mortgage approval. Lenders don't see it that way.What they act...
07/29/2026

Most people assume that a high income automatically means mortgage approval. Lenders don't see it that way.

What they actually focus on is your debt-to-income ratio, DTI. That's the percentage of your gross monthly income that goes toward debt payments. Car loans, student loans, credit cards, and your future mortgage all count.

Most conventional loans want your total DTI below 43–45%. Some programs go higher. Others are stricter. But the point is: it's not just about what you earn. It's about what you owe relative to what you earn.

If your income is strong but your monthly obligations are high, that's the conversation to have before you start shopping, not after you find the house.

Mortgage rates change for many reasons — and it’s not just one factor.Some of the biggest influences include:- Inflation...
07/27/2026

Mortgage rates change for many reasons — and it’s not just one factor.

Some of the biggest influences include:
- Inflation trends
- Overall economic conditions
- Federal Reserve policy
- Investor demand for bonds
- Global events

That’s why rates can move even when the news feels quiet.

Instead of trying to predict every shift, focusing on your financial readiness helps you stay in control — no matter where rates go next.

Refinancing can help you hit financial goals like:📉 Lowering your rate + payment📆 Shortening your loan term💳 Consolidati...
07/23/2026

Refinancing can help you hit financial goals like:
📉 Lowering your rate + payment
📆 Shortening your loan term
💳 Consolidating higher-interest debt
🧰 Cashing out for home projects
🎯 Removing PMI

It’s not for everyone, but the right refi at the right time can save money or unlock equity.

The rent vs. buy debate tends to oversimplify a personal decision.Renting offers flexibility. Buying builds equity. But ...
07/21/2026

The rent vs. buy debate tends to oversimplify a personal decision.

Renting offers flexibility. Buying builds equity. But the right choice depends on how long you plan to stay, your financial stability, the local market, and what you actually want from a home.

Buying too early, before you're financially ready, can create pressure. Waiting too long, when you are ready, can cost you in a rising market. The goal isn't to pick a side. It's to understand where you stand and make a decision that fits your life.

Most monthly mortgage payments include more than just what you borrowed.Your payment is typically split between principa...
07/18/2026

Most monthly mortgage payments include more than just what you borrowed.

Your payment is typically split between principal and interest, property taxes, homeowner's insurance, and sometimes HOA fees. The tax and insurance portions go into an escrow account that your lender manages and uses to pay those bills on your behalf.

It's not extra money. It's part of the full cost of owning the home. Understanding this before you close helps you build a realistic monthly budget.

The difference between a fixed and adjustable-rate mortgage comes down to predictability versus flexibility.A fixed rate...
07/17/2026

The difference between a fixed and adjustable-rate mortgage comes down to predictability versus flexibility.

A fixed rate stays the same for the life of the loan. Your principal and interest payment never changes. An adjustable rate (ARM) typically starts lower, then adjusts after an initial period based on market indexes.

An ARM can make sense if you plan to sell or refinance before the adjustment kicks in. A fixed rate offers stability if you're planning to stay long term. Neither is inherently better. It depends on your timeline, risk tolerance, and what the numbers actually look like side by side.

Applying jointly can increase your combined income, which may help you qualify for more. But it also means both credit p...
07/15/2026

Applying jointly can increase your combined income, which may help you qualify for more. But it also means both credit profiles are on the table.

If one partner has a significantly lower score or carries more debt, a joint application might raise your rate or complicate approval. In some cases, applying individually using one income makes more financial sense, even if both people will live in the home.

There's no universal answer. Running both scenarios before deciding is usually worth the extra conversation.

PMI (private mortgage insurance) comes up a lot in mortgage conversations, and it's often misunderstood.It's a cost adde...
07/13/2026

PMI (private mortgage insurance) comes up a lot in mortgage conversations, and it's often misunderstood.

It's a cost added to your monthly payment when your down payment is less than 20%. It protects the lender, not you, in case of default. But it doesn't last forever. Once you've built enough equity in the home, you may be able to request its removal. The timeline depends on your loan type and payment history.

For many buyers, a lower down payment still makes sense even with PMI factored in. It comes down to weighing total cost against the benefit of buying sooner.

Address

53 NW 100th Avenue
Plantation, FL
33324

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+19544663461

Website

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