Jiacheng Liu - Rize Mortgage

Jiacheng Liu - Rize Mortgage | Helping families achieve homeownership |
| Bilingual MLO (English/Mandarin) |
| Rize Mortgage |
NMLS # 2736883

🏡 用心为家服务 — Serving Families with Care📺 第3集 – 误区 #3🧠 误区: 申请房贷需要完美或非常高的信用分数。✅ 事实:你不需要完美的信用分数,只要选择合适的贷款项目!🏡 FHA贷款:接受最低 580 ...
10/29/2025

🏡 用心为家服务 — Serving Families with Care
📺 第3集 – 误区 #3

🧠 误区: 申请房贷需要完美或非常高的信用分数。
✅ 事实:你不需要完美的信用分数,只要选择合适的贷款项目!

🏡 FHA贷款:接受最低 580 的信用分数
🏡 常规贷款:信用分数在 600出头 也可能获批
🏡 VA & USDA贷款:信用要求更灵活

💡 贴士: 信用分数越高,利率越好,但信用分数较低也不代表你没有机会!

📩 欢迎私信我,了解你可以申请哪些贷款项目!

#房贷知识 #首次购房 #贷款小贴士 #贷款顾问 #迈阿密房产 #贷款生活 #购房行动指南 #用心为家服务 #房贷贴士 #购房旅程 #轻松再融资 #房贷知识 #财务自由 #购房目标

🏡 用心为家服务 - Serving Families with Care. Episode 3 - Myth No. 3❌️Myth: You need a perfect or very high credit score to qua...
10/29/2025

🏡 用心为家服务 - Serving Families with Care.
Episode 3 - Myth No. 3

❌️Myth:
You need a perfect or very high credit score to qualify for a mortgage.

✅️Reality:
While a higher credit score can help you secure better interest rates, you don’t need perfect credit to qualify.

✅ FHA Loans: Accept scores as low as 580
✅ Conventional Loans: May approve scores in the low 600s
✅ VA & USDA Loans: Flexible credit requirements

💬 Tip: A higher score = better rates, but don’t let a lower score stop you from exploring your options!

📲 DM me to find out what you qualify for!

🏡 用心为家服务 — Serving Families with Care第二集:误区 #2🏡 房贷首付款❌ 误区: 买房一定要付 20% 的头期款。✅ 事实: 并不需要!很多贷款项目允许更低的首付:✅ 传统贷款: 只需 3%–5% 首付✅...
10/28/2025

🏡 用心为家服务 — Serving Families with Care
第二集:误区 #2

🏡 房贷首付款
❌ 误区: 买房一定要付 20% 的头期款。
✅ 事实: 并不需要!很多贷款项目允许更低的首付:

✅ 传统贷款: 只需 3%–5% 首付
✅ FHA 政府贷款: 最低 3.5% 首付
✅ VA / USDA 贷款: 符合资格者可享 0% 首付

💡 不必等到存够 20%,拥有自己的家可能比你想的更近!
📲 私讯我了解更多,或开始申请贷款预批!

#房贷知识 #首次购房 #贷款小贴士 #贷款顾问 #迈阿密房产 #贷款生活 #购房行动指南 #用心为家服务 #房贷贴士 #购房旅程 #轻松再融资 #房贷知识 #财务自由 #购房目标

🏡 用心为家服务 - Serving Families with Care.Episode 2 - Myth No. 2🏡 Mortgage Myth Busted!Myth: You need a 20% down payment to ...
10/28/2025

🏡 用心为家服务 - Serving Families with Care.
Episode 2 - Myth No. 2

🏡 Mortgage Myth Busted!
Myth: You need a 20% down payment to buy a home.

Reality: Not true! Many loan programs offer much lower down payments:
✅ Conventional Loans: 3%–5% down
✅ FHA Loans: 3.5% down
✅ VA & USDA Loans: 0% down for eligible buyers

💡 You don’t have to wait to save 20%! Let’s talk about your options and get you closer to homeownership.

📲 DM me to learn more or get pre-approved today!

🏡 用心为家服务 — Serving Families with Care第一集 Myth  #1🏡 准备买房了吗?真正的第一步在这里!先别急着刷 Zillow 或逛房源!在你爱上某个房子之前,有一个关键步骤能让你更有准备、避免失望:获得贷...
10/27/2025

🏡 用心为家服务 — Serving Families with Care
第一集 Myth #1

🏡 准备买房了吗?真正的第一步在这里!

先别急着刷 Zillow 或逛房源!在你爱上某个房子之前,有一个关键步骤能让你更有准备、避免失望:获得贷款预批准 ✅

❌ 先看房的问题:

你找到“理想房源”,却不知道自己的预算。等你联系贷款专员时,发现额度不够,或者房子已经被其他准备好的人抢走了。

✅ 真正的第一步(贴心提醒):

贷款预批准信就是你的通关秘籍!

🔹 明确预算:只看你买得起的房子
🔹 展现诚意:卖家和经纪人更愿意认真对待你的出价
🔹 加快流程:我们已经完成了初步审核和文件准备!

 

别再只是“逛房”,现在就开始预批准流程,真正准备好买房吧!

📩 在评论区回复 “准备好了”,我会发给你一份快速指南,告诉你需要准备哪些材料!

#用心为家服务 #贷款预批准 #首次购房者 #房地产小贴士 #房贷知识 #房贷建议 #房贷专员 #准备买房 #购房旅程 #购房指南

🏡用心为家服务 - Serving Families with Care. Episode 1 - Myth No. 1 🏡 READY TO BUY? Here's The True First Step.Forget the Zillo...
10/27/2025

🏡用心为家服务 - Serving Families with Care.
Episode 1 - Myth No. 1

🏡 READY TO BUY? Here's The True First Step.

Forget the Zillow scroll for a moment! Before you fall in love with a house you see while , there's a vital first move that shows you're serious and saves you heartbreak: Getting Pre-Approved.

🚫 The Problem with Window Shopping First: You find "The One," but you don't know your budget. When you finally talk to a lender, the number is lower than you hoped, or worse—the home goes under contract to a buyer who was prepared.

✅ The True First Step (Serving with Care. Tip): A Pre-Approval Letter is your power-up!

It Solidifies Your Budget: Know exactly what you can afford, so you only look at homes in your price range.

It Makes You a Serious Buyer: Sellers and realtors won't take an offer seriously without one in today's market.

It Speeds Up Closing: We've already done the initial paperwork and checks!

👉 Don't just window shop, get pre-approved and get ready to buy!

Comment "READY" below and I'll send you a quick guide to what we need for your pre-approval!

🏡 用心为家服务 — Serving Families with Care欢迎来到《购房行动指南》系列!这是一个专为购房者打造的内容栏目,提供简单、诚恳的房贷知识,帮助你做出自信的购房决策。无论你是首次购房者、正在考虑再融资,还是只是想了解...
10/27/2025

🏡 用心为家服务 — Serving Families with Care
欢迎来到《购房行动指南》系列!这是一个专为购房者打造的内容栏目,提供简单、诚恳的房贷知识,帮助你做出自信的购房决策。

无论你是首次购房者、正在考虑再融资,还是只是想了解房贷的运作方式——这个系列都会用通俗易懂的语言为你解答。
✅ 没有复杂术语
✅ 没有空洞宣传
✅ 只有真实、贴心的指导
关注我,获取实用贴士、清晰解释和真实建议,帮助你通过房产实现财富增长!

📩 你最想了解的房贷话题是什么?欢迎在评论区留言!

#购房行动指南 #用心为家服务 #房贷贴士 #购房旅程 #融资 #房贷知识 #财务自由 #购房目标 #迈阿密 #房产 #房产投资 #自住房

🏡 用心为家服务 — Serving Families with CareWhether you’re a first-time buyer, refinancing, or just want to understand how home...
10/26/2025

🏡 用心为家服务 — Serving Families with Care

Whether you’re a first-time buyer, refinancing, or just want to understand how home loans really work — I will breaks it all down in plain language.

No fluff. No jargon. Just real guidance, delivered with care.

Follow along for tips, explanations, and real-world advice to help you build wealth through homeownership.

💬 What mortgage topic do you want me to cover next? Drop it in the comments 👇

🏠 HUGE NEWS FOR HOMEBUYERS & HOMEOWNERS! 🏠The mortgage rates are dropping! This is the opportunity many of you have been...
10/24/2025

🏠 HUGE NEWS FOR HOMEBUYERS & HOMEOWNERS! 🏠

The mortgage rates are dropping! This is the opportunity many of you have been waiting for to jump into the housing market or finally save big by refinancing.

Lower rates mean: ✅ Increased Buying Power: You can afford more house for the same monthly payment. ✅ Lower Monthly Payments: Save money every month on your new or refinanced loan. ✅ Refinance Opportunity: If you bought when rates were higher, let's talk about locking in a lower payment!

The market is moving, so don't wait for rates to climb back up! Now is the time to act.

Stepping into my 30th Chinese Birthday with my Baby GIRL...Meet Ailin Rose Liu (pronounced Eye-Ling)Ai - 艾 - Purity, Res...
10/03/2025

Stepping into my 30th Chinese Birthday with my Baby GIRL...
Meet Ailin Rose Liu (pronounced Eye-Ling)

Ai - 艾 - Purity, Resilience
Lin - 琳 - Precious

From Shanghai 🇨🇳 to Doral 🌴 - New chapter as a Mortgage Loan Originator with Rize—grateful & ready to serve!
09/10/2025

From Shanghai 🇨🇳 to Doral 🌴 - New chapter as a Mortgage Loan Originator with Rize—grateful & ready to serve!

Address

53 NW 100th Avenue
Plantation, FL
33324

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