I work with families and small business owners to move them closer to financial balance. I start with a protection first philosophy to ensure that what they have today and what they want tomorrow will not be exposed to risk. I guide my clients toward financial balance by using a holistic approach to financial planning and developing customized strategies that are unique to their financial world. I
have 40 years in the investment business since I started trading commodities in 1986 and I have 35 years of life, disability income and health insurance planning. Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: ONE BISCAYNE TOWER, 2 SOUTH BISCAYNE BLVD 1740, MIAMI FL, 33131, 305-3716333. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. SAFFER FINANCIAL GROUP is not an affiliate or subsidiary of PAS or Guardian. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
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