What are the opening hours?

Monday 8:30am - 7pm Tuesday 8:30am - 7pm Wednesday 8:30am - 7pm Thursday 8:30pm - 7pm Friday 8:30am - 7pm Saturday 9am - 5pm

Mara Issa - Mortgage Loan Originator

Home
United States
Plantation, FL
Mara Issa - Mortgage Loan Originator

Call Directions Website

As Mortgage Brokers we specialize in offering a great variety of home loans to all!

11/04/2026

🏡 BIG NEWS FOR FLORIDA HOMEOWNERS!

Florida Amendment 3 has passed! 🎉

This means expanded homestead property tax exemptions are on the horizon, potentially bringing meaningful tax savings to qualifying homeowners.

💙 Lower property taxes can mean lower monthly housing expenses and improved homeownership affordability.

Thinking about buying a home in Florida? Let’s look at the bigger picture and see how these changes could impact your monthly payment!

📲 Mara Issa | Senior Loan Officer
954-612-5535

TIYT Home Lending – This Is Your Time!

10/21/2026

Whew... what a summer for the condo market! 😅 If you were navigating it, you know exactly what I'm talking about.

The Summer 2026 buying season was INTENSE. 💥 New Fannie Mae & Freddie Mac condo rules (goodbye, limited reviews!) sent shockwaves, and we saw so many deals fall out of escrow with other lenders. It was frustrating for everyone involved.

But where others saw roadblocks, we saw puzzles to solve. We built solid strategies from the ground up for each building. 🏗️

For my realtor partners, here’s how we rescued those deals and helped buyers succeed:

🔍 **Proactive Vetting:** We analyzed condo docs, budgets, and full reserve studies BEFORE the offer was even submitted to spot any red flags early.

📈 **The 15% Reserve Rule:** This became the critical question. We focused on identifying buildings that met the new 15% reserve allocation requirement from the start.

💡 **Pivoting to Non-QM:** When a building didn't meet conventional standards, we immediately shifted to Non-QM and portfolio loans. This was our secret weapon for getting tough deals to the closing table!

A huge thank you to the real estate agents who trusted us. Your partnership was key to turning stalled deals into successful closings and handing over more keys than ever! 🔑🏘️

Call 954-612-5535 for a personalized consultation

10/21/2026

Fellow real estate pros, a pre-approval letter isn't the starting line... it's the proof that the REAL work is already done. 🏁

We've all seen it happen. A client finds their dream home, you write a winning offer, and then financing hits a snag that should have been caught weeks ago. 😩 It kills momentum and crushes your client's confidence.

The strongest, smoothest transactions are built on a solid foundation BEFORE the house hunt begins. My philosophy is a lender's most important job happens upfront.

This is more than a quick application; it's a full financial review where we dig into the details that matter:
✅ Verifying income and assets completely.
🎓 Calculating student loan impacts on DTI (especially for medical pros).
🏢 Investigating condo association details to avoid surprises.
🎯 Understanding the buyer’s TRUE goals for the right strategy.

When a buyer makes an offer with this level of preparation, they are a powerhouse. 💪 They can move FAST, giving you the leverage to negotiate the best possible terms. This is how we protect our timelines and get more keys in hand. 🔑

Call 954-612-5535 for a personalized consultation

10/21/2026

A mortgage is more than just numbers - it’s the key to your future. 🔑

Hi, I'm Mara Issa, Senior Loan Officer with Certified Home Loans. The home financing process can feel overwhelming, but my mission is to make it clear and simple for you. 🎯

I specialize in helping South Florida's homebuyers, especially our incredible medical professionals 🩺 and public servants, turn confusing questions into confident next steps. We'll build a smart strategy that works with your career and life goals, navigating everything from student debt to specialized loan programs. 🏡

For my real estate agent partners 🤝, I'm the lender who helps you save the tough deals and get to the closing table FAST. Together, we put more keys in more hands.

My approach is built on responsive communication and accurate guidance. We'll create a mortgage plan focused on YOU and your story, not just the application. 📝

Let's discuss your homeownership goals. 💬

10/20/2026

Success isn't about one giant leap. It's about the small steps, taken every single day. 👣

This is so true in real estate and mortgages. 🏡 Everyone celebrates the big moments - the pre-approval, the clear-to-close, the keys in hand! 🔑 But those wins are only possible because of the steady, small efforts happening behind the scenes.

For my clients, it's the consistent saving and organized paperwork. For me, it's handling my part with precision: diving into guidelines, structuring the best loan, and communicating proactively so there are NO surprises. 💡

It’s this day-in and day-out dedication that turns a complex process into a closed deal and a dream into a reality. ✨ Sustained effort is the strategy that always wins. 🏆

Let's discuss your homeownership goals

10/19/2026

Investing in my business means investing in YOURS. ✈️ That’s why I flew to Michigan this week!

The mortgage industry moves FAST, and staying ahead of the curve is how I win for my homebuyers and real estate partners. 📈

I was thrilled to attend the UWM 1-Day Exclusive Event, connecting with the sharpest minds in the business. We dove deep into the latest products and strategies that will help me close your loans with even more speed and precision. ✅

The theme of the day was powerful: "Success is the sum of small efforts, repeated day in and day out." This is everything. 🎯 It’s the daily commitment to clear communication and creative solutions that gets deals to the closing table.

➡️ For my realtor partners: I’m bringing back fresh strategies to save your toughest deals. 🤝
➡️ For my clients: This means more options, a smoother process, and a trusted advisor who is always learning to better serve you. 🏡

Let's discuss your homeownership goals

10/13/2026

Always happy to see how satisfied a client feels, after the rollercoaster ride we have to go to make a loan reach its finish line 🚩 It’s all worth it at the end. Who is ready to go on a ride with me this time 🤩👏

10/12/2026

Is a condo lawsuit an automatic deal-killer? 🛑 Not always! The key is knowing what lenders *really* look for.

It's a common myth that pending litigation makes a condo non-warrantable for a conventional loan. The deciding factor is the NATURE of the lawsuit - specifically, if it impacts the project's safety, soundness, or habitability. ⚖️

Here are scenarios that often get the green light ✅:
• The HOA is the plaintiff (e.g., foreclosing for unpaid dues).
• The lawsuit is fully covered by insurance.
• The dispute is minor, like a neighborly issue.
• Potential damages are minimal (under 10% of HOA reserves).

On the other hand, these are major red flags 🚩:
• Any litigation over structural integrity or safety.
• Lawsuits between the developer and the HOA.
• Cases that threaten the HOA's financial stability.

Knowing the difference - and getting the right documents to your lender early - can save your deal! 📂 It makes all the difference in getting those keys in hand. 🔑

Let's discuss your homeownership goals

Address

975 N Nob Hill Rd
Plantation, FL
33324

Opening Hours

Monday	8:30am - 7pm
Tuesday	8:30am - 7pm
Wednesday	8:30am - 7pm
Thursday	8:30pm - 7pm
Friday	8:30am - 7pm
Saturday	9am - 5pm

Telephone

+19546125535

Website

https://certifiedhomeloans.com/

Alerts

Be the first to know and let us send you an email when Mara Issa - Mortgage Loan Originator posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.