Rich McDowell - Mortgage Consultant NMLS #973715

02/23/2026

We can help with all types of income! How can we help you?

05/02/2025

Tap into your home equity with a HELOC 🏡💰 DM me to get started 📲 or lmk if you have any questions!

04/15/2025

5.0 star review received on Experience.com for Rich McDowell by Mistie P - very responsive

Click to see all 356 reviews of Rich McDowell, Loan Officer | NMLS # 973715

04/12/2025

5.0 star review received on Experience.com for Rich McDowell by Travis P - Rich was always available to help with questions or explain things in more depth

Click to see all 355 reviews of Rich McDowell, Loan Officer | NMLS # 973715

04/02/2025

Your home equity is more than just a figure—it’s a powerful financial resource. A Home Equity Line of Credit (HELOC) provides flexible access to funds, allowing you to invest in what’s most important—whether that’s upgrading your home, consolidating debt, or handling unexpected expenses.

Competitive rates and flexible terms
Simple, fast application process
Available for homeowners with fair credit
Put your home’s equity to work for you.

DM or comment below to start your application today

03/30/2025

5.0 star review received on Experience.com for Rich McDowell by Dustin T G - Rich was the difference maker and was our sole decision to choose Synergy 1. I called around and spoke with several lenders and going with Rich was an easy decision.

First, Rich listened to our priorities and he clearly communicated the lending pathways to get us there. his solutions were practical and right on target . We were comforted by options he provided. No other lender worked as hard to figure out creative solutions.

Second, Rich was communicative throughout the process. He was always in touch with updates. Even if there wasn't an update, he'd still reach out just to tell us that.

Third, Rich worked hard to meet the goals we described to him at the beginning of the process. He worked just as hard on "Plan A" and "Plan B." When we had a curveball in our process, it wasn't Really a curveball because Rich foretold it and we were already prepared to adjust.

If you are looking for a lender that will listen to you and be your advocate, Rich is who you're looking for. He will go the extra mile—even continuing to help you AFTER closing—to help meet your goals . My family is beyond grateful that we worked with Rich.

Click to see all 354 reviews of Rich McDowell, Loan Officer | NMLS # 973715

03/28/2025

5.0 star review received on Experience.com for Rich McDowell by Janine W - We were attempting to buy our dream home. We had no mortgage on our current home and $750k in equity that we wanted to use towards a down payment. The first 3 loan officers we used all required my husband to liquidated his 401k and for me to borrow $50k from mine. Rich stepped in at the 11th hour and drove a plan to allowed us to utilize our current home's equity as a down payment. Without his involvement and guidance we would have loss our dream home.

Click to see all 353 reviews of Rich McDowell, Loan Officer | NMLS # 973715

03/27/2025

It’s Opening Day, and just like in baseball, the right strategy makes all the difference. At Synergy One Lending, we’re here to help you hit a home run with the perfect home loan.

Whether you're buying your first home, upgrading, or refinancing, we have the winning game plan to get you across home plate.

Let’s knock your home financing goals out of the park. Contact me today.

03/25/2025

A Home Equity Line of Credit (HELOC) is a flexible loan that lets you tap into your home’s equity when you need it. Think of it like a credit card, but backed by your home.

💡 How it works:

You’re approved for a credit limit based on your home’s value
You borrow only what you need and pay interest on that amount
You can reuse the credit as you repay it
It’s a smart way to access cash for home projects, consolidating debt, or financial flexibility. Is a HELOC right for you? Let’s talk.

03/20/2025

🏀 The big tournament is here, and just like a championship team needs a solid game plan, making the most of your home equity takes strategy. Here’s your three-point play for leveraging a HELOC from Synergy One Lending:

Home Improvements – Upgrade your home by using your home. Fund renovations that increase your property value.

Debt Consolidation – Take control of high-interest debt by rolling it into a lower-rate HELOC, saving you money over time.

Financial Flexibility – Whether it’s unexpected expenses or investment opportunities, your home equity gives you the power to move with confidence.

Don’t sit on the sidelines—get in the game and make your home’s equity work for you with a Synergy One Lending HELOC.

DM me or comment below to get started!

03/19/2025

5.0 star review received on Experience.com for Rich McDowell by Robert P - Rich made our experiece easy. he gave us some good advice, We feel we can trust him to give us advive very knowlegabe with the veterans home buying experience.

Click to see all 352 reviews of Rich McDowell, Loan Officer | NMLS # 973715