Retirement Planners of America

Retirement Planners of America RPOA specializes in investment management for those who are retired or retiring soon. RPOA has 14 offices in Texas, Arizona, California, and Oklahoma.

Our goals are for your money to last as long as you do and for your retirement to be your second childhood without parental supervision! Retirement Planners of America (RPOA) is a Dallas-based wealth management and investment firm with over $3.92 billion in assets under care and serving over 6,500 households (as of 6/30/24). The firm's financial advisors work with pre-retirees and retirees, offeri

ng financial planning, investment management, Social Security planning, and income tax planning services. As a Registered Investment Advisor, we are a fiduciary-bound firm. This means we always serve your best interests and will not put our own interests ahead of you. If you are 50 or over, retired or retiring soon, we believe you are in the most important decade of your financial life. That’s why we believe growth is important, but protection of principal is more important. We believe retirement planning should go far beyond investment management. As a client of Retirement Planners of America, your multi-faceted retirement plan will address your unique needs for:

-Cash Flow
-Investment Management
-Social Security
-Insurance
-Medicare
-Tax Planning
-Estate Planning
-Large Purchases
-Recreation! We want your retirement to be your second childhood without parental supervision. Let us get the gray hairs worrying about all this boring financial stuff for you! This page is a publication of RPOA Advisors, Inc. (d/b/a "Retirement Planners of America" “RPOA”). RPOA's investment advisory services are offered through RPOA Advisors, Inc. (d/b/a Retirement Planners of America), an SEC-Registered Investment Advisor. RPOA only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the adviser has attained a particular level of skill or ability. Clicking the "Like" button or "Sharing" content posted on this page does not constitute a testimonial or endorsement of RPOA’s investment advisory services as this type of content is highly regulated by the Securities and Exchange Commission (SEC). As such, comments to the posts on this page have been disabled. Additionally, sharing any content from this page with added commentary by any party, including those affiliated with RPOA, should not be considered a solicitation, endorsement, or testimonial for RPOA’s investment advisory services. Please understand that this is a regulatory requirement and has no bearing on how much we value our clients' opinions. Should a client wish to convey an opinion to us, please send an email to [email protected]. Past performance is no guarantee of future results. All investment strategies have the potential for profit or loss. Investment strategies such as asset allocation, diversification, and rebalancing do not assure or guarantee better performance and cannot eliminate the risk of investment losses. A professional adviser should be consulted before implementing any of the options presented. RPOA does not employ tax professionals or services that may replace those of a tax professional. An estate planning attorney or tax professional should be consulted regarding your personal situation. Information on this page is not an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein. Content provided is general in nature and does not constitute personalized investment advice. Information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. Hyperlinks on this page are provided as a convenience and we disclaim any responsibility for information, services or products found on pages linked hereto. For more information, visit https://rpoa.com/disclosures

04/22/2026

Special Needs Trust Trustee: Who Should Manage It

Who should manage a special needs trust for a child with disabilities? In this short clip, we explain the most common trustee choice, why siblings often step into this role, and when a corporate trustee might be considered.

If you are planning for a loved one with special needs, this is a key decision that can impact how support is managed over time.

Watch, then tune in for more estate planning guidance and retirement planning insights.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/22/2026

Special Needs Trust Explained: Protect Benefits and Inheritance

If your family has a loved one with special needs, leaving an inheritance can get complicated fast. In this short clip, Ken Moraif explains why a Special Needs Trust exists, what it is designed to do, and how it could help keep support in place while planning thoughtfully for the future.

This is general education, not legal or tax advice. Talk with a qualified estate planning attorney to review your situation and your state’s rules.

Subscribe for more retirement and estate planning insights from Retirement Planners of America.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/20/2026

Disabled Child Inheritance: Avoid These Costly Mistakes

If you have a child with a disability or special needs, a well intended inheritance could accidentally create new problems. In this short clip, Ken and Jeremy explain two common pitfalls: managing a lump sum and how certain benefits can be impacted if assets are left the wrong way.

This is a planning conversation many families avoid, but it is one of the most important to get right.

Subscribe for more retirement and planning tips from Retirement Planners of America.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/16/2026

Executor Liability Explained: What You Are Responsible For

If someone asks you to be an executor, it is not just an honorary title. In this clip, Ken explains a key point many families miss: executors can have real responsibility, including handling bills and taxes correctly. If you are considering the role, learn why it is worth slowing down, asking questions, and getting qualified help.

For more retirement planning and estate planning conversations, subscribe and watch the full episode when it drops.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/15/2026

Executor vs Trustee: Who Does What and When

Executor and trustee are two different roles in an estate plan, and they do different jobs at different times. In this quick clip, Ken breaks down the simplest way to think about it, who handles the early steps, and who manages things after that.

Subscribe for more plain English retirement and estate planning basics from Retirement Planners of America.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/14/2026

Executor vs Trustee: The Role Nobody Warns You About

Have you ever been asked to be an executor or a trustee? These roles can sound simple, but they come with real responsibilities, paperwork, and pressure, especially during an emotional time for a family. In this quick clip, Ken and Jeremy break down the moment most people get caught off guard, plus a laugh along the way.

Subscribe for more retirement planning and estate planning conversations from Retirement Planners of America.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/11/2026

The Best Inheritance Is Not Money

What is the most valuable thing you can pass down to your kids and grandkids? In this short clip, Ken Moraif shares why values, morals, and work ethic can matter more than money, and how the right foundation can outlast any fortune.

Want more retirement planning ideas designed to help you pursue your retirement goals and enjoy your second childhood without parental supervision? Subscribe for weekly clips and full episodes from Retirement Planners of America

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/10/2026

The Most Valuable Inheritance Isn’t Money

What’s the most important thing you can pass down to your children and grandchildren? It’s not money, property, or stuff. It’s your values, your morals, your life lessons, and your hard earned wisdom.

In this short clip, Ken Moraif shares the inheritance that lasts the longest and can’t be taken away.

Like and subscribe for more retirement and legacy planning conversations from Retirement Planners of America.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/09/2026

Is Money Really the Most Important Thing in Retirement?

Money matters, but is it the most important thing in retirement? In this quick clip from the Retirement Planners of America Podcast, Ken Moraif and Jeremy Thornton zoom out from the numbers and talk about what really drives a fulfilling retirement, beyond the “money, money, money” mindset.

If you’re retired or retiring soon, this is a simple gut check to help you align your financial plan with what you actually want your life to look like.

Subscribe for more retirement planning conversations in plain English.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

04/05/2026

Should You Tell a Child They’re Cut Out of the Will?

If you’re thinking about removing a child from your will, one question comes up fast: do you have to tell them?

In this short clip, Ken Moraif and Jeremy Thornton talk through the practical side of disinheriting an heir: what is legally required versus what is usually wise for family clarity and fewer surprises later.

If you’re building or updating your estate plan, watch this before you make changes, then tune in later this week for the full episode.

Subscribe for more retirement and estate planning education from Retirement Planners of America.

RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.
This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.
Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

Address

2820 Dallas Parkway
Plano, TX
75093

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Retirement Planners of America posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Retirement Planners of America:

Shortcuts

Share

Category