KT Mortgage Inc.

KT Mortgage Inc. Published to share my mortgage services for those who seek help obtaining mortgages for purchases &

Truly customer driven Loan Officer with expertise in all types of Mortgage Loans to best suit borrower needs.

Today, we honor the leaders who have shaped our great nation and paved the way for progress. Just as these presidents ha...
02/17/2025

Today, we honor the leaders who have shaped our great nation and paved the way for progress. Just as these presidents have worked for the betterment of our country, I am dedicated to working for you and your homeownership goals. Contact me today!

Your dream home offer got approved—congrats! 🏡✨ But what happens next? Here's a quick guide to navigating the mortgage c...
01/22/2025

Your dream home offer got approved—congrats! 🏡✨ But what happens next? Here's a quick guide to navigating the mortgage closing process:

1️⃣ Get pre-approved: Know your budget and show sellers you're serious.
2️⃣ Work with a pro: A great real estate agent makes all the difference!
3️⃣ Open escrow: Your good faith deposit shows you're committed.
4️⃣ Appraisal & title work: Ensures the home is a smart investment.
5️⃣ Clear conditions: Submit any required docs for a smooth process.
6️⃣ Close & celebrate: Get those keys and start your new chapter!

I’ll guide you every step of the way. Let’s make your dream a reality! 💼✨

Just because you're approved for the max doesn't mean you should borrow it! 🎯 Keep your financial goals in mind and deci...
01/17/2025

Just because you're approved for the max doesn't mean you should borrow it! 🎯 Keep your financial goals in mind and decide what works best for you before applying for a loan. 💡

Approved! 🎉Your dream of homeownership is now one step closer! 🏡 Whether it’s your first home or your next big move, I a...
01/15/2025

Approved! 🎉

Your dream of homeownership is now one step closer! 🏡 Whether it’s your first home or your next big move, I am here to make the process smooth and stress-free.

💬 Ready to get started? Let’s make your approval the next big moment!

Self-employed and buying a home? Don't fret; I've got the checklist of documents you'll need to succeed. 📂🏠
01/13/2025

Self-employed and buying a home? Don't fret; I've got the checklist of documents you'll need to succeed. 📂🏠

Out-of-Pocket Mortgage Fees: Optional?Mortgages always have closing costs, but you don’t have to pay them upfront.💡 Opti...
01/10/2025

Out-of-Pocket Mortgage Fees: Optional?

Mortgages always have closing costs, but you don’t have to pay them upfront.

💡 Options:
1️⃣ Roll closing costs into your loan balance.
2️⃣ Opt for a no-closing-cost mortgage—your lender pays the fees in exchange for a slightly higher interest rate.

This covers expenses like origination fees, appraisals, title fees, and prepaid taxes.

📈 A higher rate = lender’s way of recouping costs over time.

Think about it….Unless you’re living with your parents rent-free, you’re paying a mortgage – either yours or someone els...
01/08/2025

Think about it….Unless you’re living with your parents rent-free, you’re paying a mortgage – either yours or someone else’s.

Whose mortgage do you want to pay? Yours or your landlord’s? 🤷

The 10 Golden Rules When Applying For A Mortgage LoanDon’t change jobs or become self-employed.Don’t buy a car, truck, o...
01/06/2025

The 10 Golden Rules When Applying For A Mortgage Loan

Don’t change jobs or become self-employed.

Don’t buy a car, truck, or van unless you plan to live in it.

Don’t use your credit cards or let your payments fall behind.

Don’t spend the money you have saved for your down payment.

Don’t buy furniture before you get the keys to your house.

Don’t apply for any new credit cards

Don’t make any large deposits into your bank account.

Don’t change bank accounts.

Don’t co-sign for anyone.

10. Don’t purchase anything until you get the keys to your house.

Ready to take the next step in your mortgage journey?

Call or send me a message

When choosing your new home, you have to include your mortgage decisions too!Get in touch with me so I can help you deci...
01/03/2025

When choosing your new home, you have to include your mortgage decisions too!

Get in touch with me so I can help you decide which mortgage would be best for you!

01/02/2025

Home financing should align with your goals. Explore different options to find the perfect match for your budget and dreams. ✨

📄 Make financing your strongest tool!

✨ Cheers to a new year and endless possibilities! 🥂 Here’s to making 2025 unforgettable with new memories, big wins, and...
01/01/2025

✨ Cheers to a new year and endless possibilities! 🥂 Here’s to making 2025 unforgettable with new memories, big wins, and even brighter days ahead. 🎉

Address

1400 Preston Road, Suite 400
Plano, TX
75093

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm

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