Erin James LO Guild Mortgage

02/27/2026

✨ Lender Partner Spotlight ✨

Real impact happens when experienced lenders pair their expertise with the right programs. Erin James of Guild shares how the Texas Department of Housing and Community Affairs Homebuyer Programs helped make homeownership achievable for both first-time buyers and veterans—through affordable down payments, competitive rates, and meaningful assistance when it mattered most.

These success stories are why strong lender partnerships are at the heart of what we do. Thank you, Erin, for your continued commitment to helping Texans move from dreaming about homeownership to living it. 🏠

To learn how to become a TDHCA Lender, visit https://welcomehome.tdhca.texas.gov/lenders/new-lender-approval

08/05/2025

🏡✨ **Ready to Own Your First Home? Let’s Make It Happen!** ✨🏡
At **The Erin James Group**, we believe the answer is never *no*—just *not right now*. That’s why we’re proud to offer **exclusive first-time homebuyer programs** designed to open doors and deliver the *Promise of Home*.

🔑 **3-2-1 Home Plus**
✔️ 3% down on a conventional loan
✔️ $2,000 eGift card from The Home Depot®
✔️ Up to $2,500 in down payment or closing cost assistance

💸 **Zero Down**
✔️ No down payment required
✔️ Pair with a 3.5% or 5% second mortgage (repayable or forgivable)
✔️ Temporary buydown options for a more affordable start

📍 **FNMA HomeReady First**
✔️ Live in a qualifying metro area? Buy anywhere!
✔️ 3% down on a conventional loan
✔️ Up to $6,000 toward down payment or closing costs

📝 **Basic Requirements**
• Credit scores starting at 600
• Income & purchase price limits may apply
• Homebuyer education may be required
• Primary residence only
• Access to 700+ local & statewide assistance options

📲 Let’s chat about your path to homeownership!
📍 Plano, TX | 📞 214.641.4072 | 💌 [email protected]
🔗 Apply online: [erindjames.com](https://erindjames.com)

06/06/2025

We are the top because our clients and partners give us the opportunity! My team and I can't wait to help more people!!

What a year for Guild Mortgage Not only have our all-star loan officers been recognized by the Scotsman Guide—we’ve just been named one of the Top Mortgage Lenders in 2025🏆Moments like these are a great reminder of why we do what we do; we deliver the promise of home to uplift our communities.

06/03/2025

This review means a ton to me! I work with the best Realtor partners! Need a referral, give me a call!

05/27/2025

My team and I work hard to ensure our clients are updated during every step of the process.
Got questions about the market, then give us a call! Lots of good stuff for buyers!

05/07/2025

I've located a perfect loan for this home! Pre-approval will be the next step, followed by a tour of the property with Richard Chambers. Richard Chambers

04/07/2025

So grateful for the opportunity to help so many families in March!
5 Families in new homes!
8 Borrowers started our First Time Homebuyer program!
12 Families got real about credit and started our step by step credit increase program!

I am beyond blessed to work with the best clients and the best team! We cannot wait to help your friends and family, call us today!

02/26/2025

Great information on getting started in the homebuying process!