Real Estate Marketing Tips in Texas

03/26/2025

"Urgent FHA Announcement"

An important policy change was just issued by the FHA that will directly impact our eligibility criteria for FHA loans.

Effective on case numbers assigned on or after May 25, 2025, FHA will no longer permit loans for borrowers who are non-permanent residents. This change applies to both Title II and Title I programs.

What This Means:
• Non-permanent residents are no longer eligible for FHA financing.
• This includes all individuals with Employment Authorization Documents (EAD cards) and VISAs.
• Only U.S. Citizens and Permanent Resident Aliens (Green Card holders) will now be eligible for FHA-backed loans.

If you have any clients ready to get pre-approved, please have them call me ASAP to the get the loan application process started so we can secure an FHA case number before the deadline.

03/26/2025

WOW, this is BIG news About FHA, please read if you are in Real Estate and Lending

An important policy change was just issued by the FHA that will directly impact our eligibility criteria for FHA loans.

Effective on case numbers assigned on or after May 25, 2025, FHA will no longer permit loans for borrowers who are non-permanent residents. This change applies to both Title II and Title I programs.

What This Means:
• Non-permanent residents are no longer eligible for FHA financing.
• This includes all individuals with Employment Authorization Documents (EAD cards) and VISAs.
• Only U.S. Citizens and Permanent Resident Aliens (Green Card holders) will now be eligible for FHA-backed loans.

12/10/2020

The Federal Housing Agency (FHA) has just raised limits on its loans to $356,362 in most areas for 2021. That means more people can take advantage of FHA loan programs with lower down payments, lower cash-to-close options, the ability to combine purchase and rehab, and more. Questions? Please comment below or reach out through your preferred channel.

10/30/2020

Sellers actually requested that their buyers do that?! Find out what in this week's !

09/29/2020

Time for an industry update: Housing is doing remarkably well, leading the overall economic recovery. After the spring's plummet, housing has rebounded significantly and when charted, forms a clear V shape. Home sales and new construction were very strong this summer. Plus, recently released numbers show record-breaking gains in home values. That could mean many thousands in equity growth for homeowners. With strong markets and low rates, now's still a great time to buy, sell or refinance. If you'd like to talk about your opportunities, please reach out. I'm happy to help.

09/16/2020

Still thinking about a refinance? They'll be more expensive as of December 1! The Federal Housing Finance Agency (FHFA) has announced a new fee, so even though rates are still low, your refi will soon cost a little more. If you're interested in saving on your monthly payment, accessing cash from your home's equity, or shortening your loan term, please comment below or reach out over your preferred channel. December may seem far away, but a lot of interested homeowners are likely to pursue a refinance before the fee increase. The sheer volume may lead to delays, so it's wise to get started now.

07/23/2020

Freddie Mac is reporting 2.98% as the average rate on a 30-year fixed-rate loan. It's the lowest average rate in the 49-year history of their weekly industry survey, and the first time the average has dropped below 3%. Of course, actual rates depend on a variety of factors. If you want to see what may be available for you for a purchase or refinance, please comment below or reach out over your preferred channel. I'll be glad to help you take advantage of the rates of a lifetime.

06/02/2020

Here's something good about 2020—it's a great time to buy a home! The market is active, and we're taking special care to make sure everyone is safe and comfortable through the process. Mortgage rates are near their all-time lows, so there's a real opportunity to save on monthly payments. If you're ready to get in a new home (maybe with a quiet home office and basement playroom?), please comment below or reach out. I'll be happy to help.

04/25/2020