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The Enrollment Store- Harrington Insurance LLC

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The Enrollment Store- Harrington Insurance LLC

The Enrollment Store |
Harrington Insurance Solutions, LLC

In Person, Online, Over the Phone - EASY We make it EASY! We also offer virtual consultations.

The Enrollment Store and their team of expert agents will help you shop for health insurance. We are appointed will all of the major carriers. We work with employers, self-employed, individuals/families and those over age 65 working or retired. We help you by understanding your need, recommending the right kind of plan for you, and help you get it for the best price. We offer Employer Group Benefi

ts to over 200 Employers throughout Texas and in other states. For those who are self-employed or find their group plans not affordable, we offer Major Medical Health Plans, Marketplace Plans on and off Exchange, Obamacare Plans with subsidies to lower the costs for Eligible Individuals, Short-term Medical Plans, and International Plans. For those who qualify for Medicare, we can get you the best prices on Medicare Supplement Plans, or compare the Medicare Advantage Plans HMO and PPO. Don't forget to ask about Dental, Vision, Life and Long Term Care Insurance. Our office is located in Plano, TX for an in person visit. Licensed in TX, AR, AK, CA, GA, IL, LA, MO, NV, NC, OH, OK, PA, TN, VA, WI. If you are new to Texas or thinking of moving here, we can get you rates ahead of time and help you coordinate benefits!

04/25/2026

On Medicare? 👓, Listen Up 👂, and Smile 😷

Did you know original Medicare doesn't cover routine dental, vision, or hearing care? It’s important to know your options! If you have a Medicare Plan find out about standalone dental/vision/hearing policies to get the coverage you need. If you have questions, we can help!

04/19/2026

Planning an international trip? Don’t forget to check your health insurance coverage. ✈️

Many domestic health insurance plans provide limited or no coverage outside the United States. That means a medical emergency overseas could result in significant out-of-pocket costs. Travel medical insurance can help fill that gap.

🌍 Depending on the plan, it may cover:
• Emergency medical treatment
• Hospital stays and physician visits
• Urgent care services
• Prescription medications
• Emergency medical evacuation

Many plans also include 24/7 global assistance, helping travelers locate medical facilities and coordinate care in unfamiliar countries. Don’t get stuck on your own out there! Travel coverage can be the difference between a major trip disaster and a good story you can tell when you get back home.

Talk to us to learn about your options.

04/17/2026

Are you shopping for long-term care insurance for yourself or a loved one? Be sure to look beyond the basics! These lesser-known features could make a big difference:
✔️ Shared benefits for couples
✔️ Premium waiver for surviving spouses
✔️ Coverage for new care options like memory care or adult day care
✔️ Shorter pay periods with no premiums in retirement
We can help you compare your options. Call us for a personalized review!

04/12/2026

Long-term care planning isn’t one-size-fits-all — and it’s not just about nursing homes.

When people plan ahead for potential long-term care costs, three common insurance or investment-based options often come up:

🔹 Annuities with long-term care riders

Typically funded with a lump sum. These are often the most efficient way to create long-term care dollars, especially for retirees who want a simple, “set it and forget it” approach.

🔹 Hybrid life insurance with long-term care benefits

Combines long-term care protection with a guaranteed death benefit. If care is needed, benefits help pay for it. If not, heirs may receive a tax-efficient payout. This option appeals to those who want guarantees and a legacy.

🔹 Indexed Universal Life (IUL) with a long-term care rider

A more flexible option that can serve multiple purposes — long-term care, legacy planning, and sometimes supplemental income — but usually requires ongoing funding and active management.

The “right” choice depends on:

✔ How much money you have available today
✔ Whether long-term care is the primary goal or one of several goals
✔ How important flexibility, guarantees, and legacy are to you

There’s no single best solution — only the one that best fits your financial picture and priorities.

04/10/2026

Does Medicare cover assisted living or long-term care?

Many people are surprised to learn that Medicare’s coverage is very limited.

👉 What Medicare Covers (short-term, medical):
> Skilled Nursing Facility care (up to 100 days with hospital stay & doctor’s order)
> Home health services (if homebound, ordered by a physician, and needed in addition to skilled services)
> Medical services while in assisted living (doctor visits, tests, equipment)
> Hospice care (if terminally ill)

👉 What Medicare Does NOT Cover:
> Custodial care (help with daily activities like bathing, dressing, eating, etc.)
> Room & board in assisted living or memory care
> Long-term nursing home stays for daily living needs only
> Assisted living as a skilled care setting

✅ Planning Ahead
Medicare is health insurance—not long-term care insurance. Options like private long-term care insurance, hybrid life policies, annuities, Medicaid, or personal savings can help cover costs. Planning early means more options and peace of mind.

The best time to plan is NOW—and we’re here to guide you every step of the way.

04/05/2026

Living longer is a gift, but it often comes with new challenges. Nearly 70% of people over 65 will need some form of long-term care during their lifetime. That might mean home health visits or a stay in a nursing facility — costs that can average $330–$400 per day. Without planning, those expenses can quickly deplete savings. Options include long-term care insurance, hybrid life/LTC products, or self-funding if your assets allow. Planning early can lower costs and protect your family from financial and emotional stress later. Reach out to discuss the best long-term care strategies for your situation.

04/04/2026

We wish you a happy Easter!

As spring continues to bloom, it’s a great time to enjoy the fresh start and rejuvenation of the Easter holiday.

Whether you're celebrating with an egg hunt, a family meal, or just a little extra chocolate, we hope the weekend brings plenty of smiles and sunshine. 🐰🌷

04/02/2026

📢 Had an ACA Marketplace plan this year? Here’s what to know before filing your taxes.

If you purchased health insurance through the Affordable Care Act (ACA) Marketplace, tax season includes a few extra steps — even if you didn’t receive financial help.

Here’s what to remember:

📄 Look for Form 1095-A
If you had Marketplace coverage at any point during the year, you should receive Form 1095-A. This form shows:
• Months you had coverage
• Monthly premium amounts
• Any advance premium tax credits (if applicable)

You’ll need this form to complete your federal return accurately. Don’t file without it.

🔁 If You Received Financial Help, You Must Reconcile It
If you received advance premium tax credits (APTC), you’re required to reconcile them using Form 8962 (filed with Form 1040). Most tax software will guide you through this.

This compares:
• The income you estimated
• Your actual income for the year

If you earned less, you may qualify for additional credit.
If you earned more, you may need to repay some.

💍 Filing Status Matters
Married couples generally must file Married Filing Jointly to qualify for premium tax credits.

📈 Income & Life Changes Count
Raises, job changes, marriage, divorce, or adding a dependent can impact your tax outcome.

⚠ Important:
Even if you don’t normally file taxes, you must file if you received advance premium tax credits — or future subsidies could be affected.

This post is for informational purposes only and is not tax advice. Consult a qualified tax professional regarding your situation.

03/21/2026

What you eat every day can play a bigger role in your health than you might think 🥗

While no single food can prevent disease, many everyday choices can help support your immune system, heart health, and overall wellness. Colorful fruits and vegetables like berries and leafy greens are rich in antioxidants that help protect your body’s cells. Healthy fats from foods like salmon, walnuts, and avocados support heart health and help manage inflammation. Whole grains and plant-based proteins, such as oats, beans, and lentils, provide fiber that supports digestion and steady energy throughout the day.

Even small additions—like using garlic or turmeric when cooking, or adding yogurt or fermented foods—can support gut health, which plays an important role in immunity and overall well-being 🌿

The key isn’t perfection. It’s consistency. Making simple, realistic changes over time can help you feel better and stay healthier in the long run.

Of course, good nutrition is just one piece of the puzzle. Having the right health insurance coverage helps ensure you can access preventive care, routine checkups, and support when you need it most.

👉 If you have questions about your health coverage or want to review your current plan, reach out today for a no-obligation consultation. Your health—and your future—are worth it.

03/12/2026

💊 Medicare drug cost rules changed in 2026. To recap:

✔️ Part D now has a $2,100 annual out-of-pocket cap.
✔️ The maximum deductible is $615 (many plans charge less).
✔️ Insulin costs are capped at $35 or less per month for covered products.
✔️ Medicare negotiated lower prices on 10 high-cost drugs, including Eliquis, Jardiance, Xarelto, Januvia, Farxiga, Entresto, Enbrel, Stelara, Imbruvica, and certain insulin products.
✔️ Many adult vaccines remain $0 under Part D.

Your actual cost still depends on your plan’s structure, pharmacy network, and drug tier placement. If you’re taking prescriptions, especially any one of the negotiated drugs, it’s worth reviewing your coverage. That's what we're here for!

Address

700 Central Expressway S, STE 400, Allen TX 75013
Plano, TX
75074

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 4pm

Telephone

+12145505033

Website

https://enrollmentstore.com/

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