10/15/2026
This isn't really a "get more money" strategy. It's an efficiency strategy that creates a choice that most financial plans never offer you.
When a plan is optimized around net worth, any surplus you find just becomes a bigger ending number: more, later, someday.
But when the same plan is optimized around income, that surplus becomes something you can point in either direction: bank the extra retirement income, or redirect it toward living better right now, on the same savings rate you're already on.
That's the real shift.
It's not "save less and hope it works out." It's finding the inefficiency first, then deciding on purpose where the extra goes.
Most people never get offered that choice because their plan was never structured to reveal it.
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I'm Mary Lyons - The Wealth Woman. I help high-achieving women live with abundance and clarity. Two decades, two businesses, and thousands of clients later, I know you can have it all: joy, balance, and a secure future.