Nik Jeevaraj

08/20/2026

Retirement planning shouldn't be one-size-fits-all. The Do Something Plan separates income, growth, and protection—so each part of your portfolio has a purpose. If you're not using certain assets, there may be a better way to position them. Let's talk about it.

A smarter way to structure income, growth, and protection.

08/13/2026

What if the assets you're not using today could help you leave more behind tomorrow? The right strategy can: ✅ Put idle dollars to work ✅ Help reduce tax impact ✅ Support your long-term care plan It's not about doing more—it's about doing the right things with what you already have.

Use what you have to support care, taxes, and legacy.

08/06/2026

Have retirement assets you're not using for income? They may be able to do more—like helping cover long-term care costs or support your future goals. Don't let your money sit idle. Ask about a Do Something Plan.

Idle retirement dollars may be able to do more.

08/03/2026

🎉 We have some exciting news to share!

Please join us in congratulating Anjoli Jeevaraj on her new role as Chief Operating Officer (COO) here at Ninety Nine Wealth!

Anjoli comes to us with over eight years of experience as a Senior Accountant, with deep expertise in school finance and accounting operations — including financial reporting, budgeting, grant management, and compliance for multi-campus educational organizations. She's known for her attention to detail, her collaborative spirit, and her genuine commitment to strong client relationships and sound financial stewardship.

We couldn't be more excited to have her leading our operations team. Congratulations, Anjoli! 🙌

07/24/2026

If you're thinking about retirement—or already there—it's easy to focus on balances and accounts. But over time, one thing becomes more important: how that money turns into income. This guide takes a step back and explores what 250 years of history can teach us about planning for the future.

A FREE guide for the lessons we've learned.

07/17/2026

A lot has changed over the past 250 years—but maybe one of the biggest shifts is how retirement works. What used to rely on pensions and guaranteed income now depends heavily on personal decisions, timing, and strategy. If you haven't taken a step back to review your plan recently, this might be worth a few minutes of your time.

This guide might help.

07/10/2026

Did you know? The first U.S. pension dates back to 1776—and it looked nothing like a modern 401(k). Over the last 250 years, retirement has quietly shifted from predictable income… to something individuals must build and manage themselves. We put together a short guide on what's changed—and what it may mean for your plan.

Read what we've learned in 250 years of retirement in America.

06/25/2026

Here's a retirement question that stumps a lot of people: 💭 ”How much guaranteed income will you have every month in retirement — from ALL sources combined?” Social Security. Pensions. Annuities. Any other guaranteed benefit. If you don't know that number off the top of your head, you're not alone. Most people don't — and that uncertainty is one of the biggest sources of retirement anxiety we see. Knowing your income floor changes everything. It tells you how much risk you can take, how long your savings need to last, and how to structure the rest of your plan. Our free checklist starts here and walks through income, market risk, and taxes — the three pillars of a confident retirement.

Your FREE guide is waiting to be explored.

06/18/2026

Quick retirement question 👇 Do you know how much of your savings Uncle Sam gets when you start withdrawing in retirement? If all your money is sitting in a 401(k) or traditional IRA, every dollar you pull out is taxed as ordinary income. Social Security can become partially taxable too. And if your income crosses certain thresholds, your Medicare premiums go up. None of that has to catch you off guard — if you plan for it now. Our free retirement checklist covers the tax piece (and a lot more) in plain language. No jargon, no sales pitch — just the questions worth asking before you retire.

A FREE 3-part guide for your journey ahead.

06/11/2026

Remember when you were a kid and a scraped knee healed in a day? 😄 Now think about how much longer things take to heal as we get older — physically AND financially. The 5 years before and after retirement are called the ”fragile decade” for a reason. A market drop during that window hits differently than one 20 years out. There's less time to recover. That's why having the right plan in place before you get there matters so much. Our free retirement checklist was built for exactly this moment. It walks you through the three parts of a retirement strategy that can help you feel confident no matter what the market does.

This checklist is for you.