05/30/2026
🚛Most business owners assume financing is out of reach; bad credit, not enough time in business, too much paperwork, too much waiting.
Here’s what we actually look for at Ridgestone Capital:
1. You don’t need perfect credit. We run a soft pull only meaning checking your options with us won’t touch your credit score at all. It’s RISK FREE. We have options for ALL credit types.
2. You don’t need 2 years in business. Industry experience counts. If you’ve worked in the trades, even under someone else, you may qualify for better rates than you think.
3. You don’t have to wait weeks. We get decisions back in as little as 2 hours. No back and forth with a bank. No sitting around waiting for a callback.
If you’ve been putting off that excavator, truck, skid steer, or trailer because you assumed you wouldn’t qualify, reach out! You might be surprised.💰