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Monday 8am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm Saturday 9am - 2pm

Eric McCabe - NMLS #139699 - Benchmark Mortgage

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United States
Plains, PA
Eric McCabe - NMLS #139699 - Benchmark Mortgage

Branch Manager
NMLS #139699
Equal Housing Opportunity
Ark-La-Tex Financial NMLS #2143 for the past 24 years.

Eric McCabe and his team have served homebuyers throughout Northeastern Pa. The McCabe Mortgage Group team has more than 300 plus years of combined industry experience. Eric and his team are well versed in all aspects of residential mortgage lending and are proud to feature a mortgage product line that is second to none

06/08/2026

Why They Could Be Wrong 👀

So many people think their credit score automatically disqualifies them from buying a home… and that’s usually not the full story.

When looking at a mortgage, there’s a lot more that matters:
🏡 Payment history
💰 Debt compared to income
📋 Cash needed to close
📊 Overall credit profile
🔑 Loan options that fit your situation

Honestly, bad assumptions hold people back more often than bad credit.
Message me if you want a real conversation about where you stand.

06/05/2026

Want one of the biggest secrets to a smoother closing? 🏡
Being organized early.

A lot of closing delays happen because important documents are missing, outdated, or hard to find at the last minute.

Some of the most common items lenders need:
✔️ Recent pay stubs
✔️ Bank statements (all pages)
✔️ W-2s or tax returns if needed
✔️ Clear photo ID
✔️ Explanations for large deposits when requested

Every loan is different, but preparation makes a huge difference.
The buyers who stress less during the process are usually the ones who get their paperwork together early. 📋

Comment if you want a simple list of what to have ready before you start house hunting.

06/04/2026

Adam - it's always a 5-star experience working with you, too!
Thank you for the continued support, my friend!

06/03/2026

“What documents do I need?”

Usually:
📄 Pay stubs
📄 W2s
📄 Bank statements
📄 ID

That’s it to start.
Do screenshots count? Maybe - always check first! 😄

06/02/2026

Which one sounds most like you right now? 👀
🏡 “We should probably buy soon.”
🏠 “Let’s just keep renting for now.”
🤷 “Honestly… it changes daily.”
That last one is where a lot of people are.

Usually it’s not because buying is impossible. It’s because the numbers still feel unclear:
💰 What would the payment be?
📋 How much cash is needed?
⏳ Does it even make sense for your timeline?

Once people actually see the numbers, the decision usually gets a whole lot easier.
DM me MOVE if you want to run through your options.

06/01/2026

Everyone wants to know the interest rate first. But before you fall in love with a house, here are 3 questions worth asking your lender first 👇

1️⃣ What payment feels realistic for my lifestyle — not just my approval amount?
2️⃣ What cash do I really need upfront besides the down payment?
3️⃣ How prepared am I if the right house hits the market fast?

Buying a home is a lot easier when you understand the numbers before the pressure starts. 🏡

The right lender should help you feel prepared, not confused.
DM if you want to run through your options.

05/29/2026

When deals get messy… that’s usually when the real work starts. 🏡

Low appraisal?
Last-minute underwriting issues?
Big bank pre-approval suddenly falling apart days before closing?

That’s when agents usually start making calls.
A big part of this job is knowing how to problem solve:
✔️ Restructuring deals when DTI is tight
✔️ Exploring different loan options
✔️ Navigating appraisal disputes
✔️ Finding solutions instead of just saying “no”

Most loans are easy. The tricky ones are where experience really matters.

Got a deal causing stress right now? DM me. Happy to take a look and give you an honest opinion on possible options.

05/28/2026

“Is renting cheaper right now?”

Rent may feel cheaper monthly…
…but homeownership builds equity, stability, and future wealth.

Rent builds someone else’s portfolio.

Hard truth. Real talk.

05/27/2026

The universe has spoken… and apparently it wants you to get pre-approved. 😂🏡

If the first word you saw was PREAPPROVAL, maybe it’s time to stop casually browsing homes and start finding out what’s actually possible.

Because “just looking” has a funny way of turning into:
👀 “Wait… this house is kind of perfect.”

Getting pre-approved helps you understand:
✔️ Your budget
✔️ Your payment
✔️ Your buying power
✔️ What your next step could look like

Comment below and let’s figure out where you stand.

05/26/2026

Things lenders have heard during the home buying process that absolutely raised blood pressure levels 😂🏡

“I financed furniture because the payment was only $89 a month.”
“I quit my job but the new one starts soon.”
“My grandma deposited $12,000 in cash into my account as a surprise.”
“We bought a car on lunch break but didn’t think it mattered.”

Listen… buying a home is stressful enough without turning underwriting into a reality TV show. 😂

Before making any big financial moves during the process:
📞 Call your lender first.
Seriously. Even if it sounds small.
Could save everyone a lot of panic later.

Address

672 S River Street #310
Plains, PA
18705

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	9am - 2pm

Website

https://ericmccabe.benchmark.us/

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