Elite Lending Team at Intercap Lending

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Pkwy, UT
Elite Lending Team at Intercap Lending

STRESS FREE HOME LOANS

11/25/2025

Homes spending longer on the market could mean room to negotiate. For motivated buyers, this is a chance to secure better terms or incentives.

11/20/2025

A little maintenance now can prevent costly repairs later. These five quick tasks help your home run smoothly through the colder months: Clean gutters, check weatherstripping, service your HVAC, test smoke detectors, and drain outdoor lines.

11/18/2025

Many renters are closer to owning a home than they realize. From down payment assistance to flexible loan options, there are paths forward for almost every situation.

Not a commitment to lend.

11/13/2025

More homes on the market mean more opportunities for buyers. If you’ve been holding off, now might be the time to make your move.
Understanding local inventory trends is key to finding value in today’s market.

Not a commitment to lend.

11/11/2025

The waiting game is over. With Intercap’s Build Now, Pay Later program, you can build your home with no payments until it’s complete. Make your dream home happen, on your timeline.

Not a commitment to lend.

11/06/2025

When the Federal Reserve lowers rates, it can influence mortgage trends and buyer confidence. Lower rates may mean improved affordability or new refinance opportunities for homeowners.

Even though the Fed doesn’t directly set mortgage rates, its decisions often shape what happens next.

11/04/2025

A refinance can do more than lower your rate. It can reduce monthly payments, shorten your loan term, or create cash flow for new goals.
If you’ve been thinking about a financial reset, now may be the time to explore your options.

Not a commitment to lend.

10/28/2025

Ready to Make 2025 the Year You Buy a Home?
2025 is just a few months away—is homeownership on your goal list? Now is the time to start preparing!

✔️ Get pre-approved so you’re ready to shop
✔️ Build your savings for down payment & closing costs
✔️ Improve your financial profile to secure the best loan options

💡 Let’s make a plan now so you can be in your new home next year!

📞 Call or DM me today to get started! 801-664-6093

10/25/2025

Confused by mortgage jargon? Don’t worry about all the terms—we’re here to simplify the process for you. Whether you're just starting with pre-qualification or on the Pathway to Qualification, we guide you every step of the way.

Let’s make your home buying journey stress-free and straightforward.

📞 Call or DM me today, and let’s get you on track to homeownership! 801-664-6093

All mortgage products are subject to credit and property approval. Payment and interest may increase. Additional qualifications apply. This is not an offer or commitment to lend. Consult with a financial advisor to determine the best strategy for your financial goals.

10/21/2025

More funding options for self-employed borrowers 👏

If your income doesn’t fit inside a box, FLEX Loans by Intercap Lending give you room to move.

✅ Alternate income documentation
✅ Bank statements
✅ Asset utilization

Let’s make it work for you.

All mortgage products are subject to credit and property approval. Payment and interest may increase. Additional qualifications apply. This is not an offer or commitment to lend. Consult with a financial advisor to determine the best strategy for your financial goals.

10/18/2025

Buying a home is exciting, but knowing how much you can afford is key! Your income, existing debts, credit score, and down payment all play a role in determining your buying power. A quick pre-approval can give you a clear budget so you can shop with confidence!

📞 Call me today to find out what you qualify for, and let’s get you one step closer to homeownership! 801-664-6093

All mortgage products are subject to credit and property approval. Payment and interest may increase. Additional qualifications apply. This is not an offer or commitment to lend. Consult with a financial advisor to determine the best strategy for your financial goals.

10/14/2025

Housing Market Trends – Is It the Right Time to Buy?

The market is always shifting, and timing your move can make a big impact on your home affordability.

Here’s what’s happening now:
✔️ Rising rental costs: Many renters are exploring homeownership to lock in stable payments
✔️ More inventory in some markets: Buyers are getting more options and negotiating power
✔️ Creative financing strategies: Temporary buy downs and adjustable-rate mortgages are making a comeback

💡 Not sure if buying now makes sense for you? Let’s run the numbers and create a strategy!

Address

11781 S Lone Peak Pkwy, Ste 200
Pkwy, UT
84047

Website

https://www.intercaplending.com/loan-officer/scott-manning/

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