Kathleen Santa - NMLS ID 482369 - PNC Area Sales Manager

08/04/2025

Have any of the empty-nesters (or soon-to-be) out there thought about downsizing your home? I can help you explore if it makes financial sense.
https://pncmortgage.com/kathleensanta

08/02/2025

See how your money can grow on its own!

Discover the power of compound interest, a key to growing your wealth. Learn its definition, benefits, and how it’s calculated in our detailed guide.

08/01/2025

Happy August 1st! Not only is it National Back to School Month, but it is also National Dog Month!

Kids and dogs are two of life's biggest joys and the leading cause of muddy floors and disappearing snacks! As a Mortgage Loan Officer, I see a lot of wish lists for families with kids and/or dogs and they tend to sound the same after a while.
1. Mudroom
2. Fenced in Yard
3. Open Floor Plan
4. Durable Floors

So, if you are thinking about a space or home upgrade that better meets the needs of your family, call me and we can talk about your financial options!
+14126389203
https://pncmortgage.com/kathleensanta

07/31/2025

The FOMC kept the fed funds rate unchanged, two members of the Board of Governors dissented for the first time since 1993, calling for a rate cut. PNC expects one rate cut in late 2025, and two more in 2026. Click below to read PNC's latest Economic Update.

07/31/2025

If you're looking for a fresh approach to savings this year, these trending challenges may be a great place to start.

From the 100 Envelope Challenge to the 52-Week Money Challenge, here are a few savings challenges you may have seen on social media.

07/30/2025

The process of buying a condo is similar to buying a home, but the shared ownership of common areas can add some complexity and special considerations. This is a helpful piece on the process, and as always, contact me with any questions! +14126389203

Buying a condo can be a smart investment. Understand the process, from selecting the right property to financing options, with insights on the pros and cons.

07/30/2025

PNC's latest Economic Update shows that the Case-Shiller national home price index fell in May for a third consecutive month. This means more negotiation leverage for home buyers due to higher housing inventories in many markets pushing home prices lower. Click below to see what markets saw the biggest declines.

07/29/2025

What are top 5 home improvements to boost your home's value in 2025?

1. Energy efficient updates (solar, windows, smart thermostats)
2. Kitchen upgrades (counter tops, appliances, hardware)
3. Bathroom refresh (vanity, fixtures, tile)
4. Outdoor Living Area (deck/patio, seating, kitchen)
5. Interior refresh (paint, flooring)

Call me to talk about how a home equity line can help you finance some of these projects. +14126389203

Explore how home improvement loans work. Understand loan options, eligibility, and tips for making smart financing decisions for your project.

07/28/2025

This article gives helpful tips on how to think about interest rates and APR when shopping for a mortgage. I'm always here to help answer any questions you may have! Call or message me today! +14126389203

What's the difference between a mortgage interest rate and APR? Find the answers in this guide from PNC so that you can make informed home lending decisions.

07/26/2025

Breaking the cycle of living paycheck to paycheck takes time. In fact, a recent survey found that 77% of American workers are currently living paycheck to paycheck, and it’s an issue that occurs at nearly all income levels.

Discover how to stop living paycheck to paycheck with steps to cut expenses, create a budget, and build an emergency fund for financial stability.

07/25/2025

Have questions about how escrow works with your mortgage? I'm happy to help! Just send me a message.

Get up to speed on all things escrow with this detailed guide for homebuyers. Learn what escrow is, how it works, how it's managed and more.

07/24/2025

With sales falling more than inventory, the months supply on the market rose in June to its highest level in nine years. Click below to read the latest PNC Economic Update on Existing Home Sales.