Jason Cortazzo/ Licensed and Bonded Public Adjuster

07/30/2026

An incomplete insurance claim inspection can leave policyholders documenting damage, hiring experts, preserving evidence & more.

07/20/2026

Wildfires don’t just cause obvious fire damage, they create hidden risks that your policy might not automatically cover. Many homeowners don’t realize these gaps until it’s too late:

🌫 Smoke & Soot Damage – Interior smoke infiltration can require deep cleaning, HVAC replacement, and deodorization.
💧 Water Damage from Firefighting – Water used to control fires can cause structural damage and mold.
🏠 Additional Living Expenses (ALE) – Hotel stays, meals, and relocation may be limited or excluded without proper coverage.
⚡ Code Upgrades – Rebuilding to meet updated fire codes often isn’t included unless you add an endorsement.
🚫 Landscaping & Outbuildings – Fences, sheds, and landscaping are often capped at low limits.

Pro Tip: Review your policy NOW to ensure you’re protected from these hidden costs.

Not sure if you have gaps? Schedule a free policy review with a licensed public adjuster today!
📞 412-2947-8897

07/01/2026

Summer heat doesn’t just drive up your A/C bill, it can quietly damage your home. In fact, 41% of homeowners surveyed reported experiencing heat-related home damage during the summer.

But here’s the kicker:
🔥 Most heat-related damage isn’t covered by insurance.
Things like warped windows, cracked foundations, or pipe leaks from expanding metal are considered gradual wear and tear, are often excluded from standard policies.

What to do:
👉Inspect your plumbing regularly (or hire a pro)
👉Look for signs of expansion or leaks around pipes and seals
👉Consider a smart leak detector to catch hidden issues early

Prevention is key—and can save you thousands down the line.
Want to know what your policy does (and doesn’t) cover? Let Metro review it for free.

📞 412-294-8897

06/29/2026

Major Heat Wave upon us. Starting tomorrow, we will be under a major Heat Dome. Here are keys to your saftey:

Hydration
Drink water regularly, even before you feel thirsty, to maintain normal body temperature and prevent dehydration. Avoid drinks high in caffeine or sugar, as they can worsen dehydration. Aim for at least 2–3 liters of water per day, and consider drinking a cup of water every hour during extreme heat

Clothing and Sun Protection
Wear light-colored, loose-fitting, and breathable clothing to allow air circulation and reduce heat absorption. Use wide-brimmed hats, caps, and sunglasses when outdoors. Avoid dark or tight clothing that can trap heat

Timing and Outdoor Activity
Limit outdoor exposure, especially between noon and 4 PM when temperatures and heat index are highest. If outdoor activity is necessary, schedule it during cooler hours, such as early morning (4–7 AM). Seek shade whenever possible and take frequent breaks to cool down

Indoor Cooling
Stay in the coolest room of your home, ideally below 32°C during the day and 24°C at night. Use air conditioning if available, and supplement with fans when temperatures are below 40°C. Close windows and blinds during the day to block sunlight, and open them at night to let cooler air in. If your home is not adequately cooled, spend a few hours in air-conditioned public spaces like malls or community centers

Protecting Vulnerable Populations
Check regularly on infants, children, the elderly, and people with chronic health conditions. Never leave children or pets in parked vehicles, as temperatures can rise dangerously fast. Ensure that pregnant women and those with heart, lung, or kidney conditions are monitored closely for signs of heat stress

Recognizing and Responding to Heat-Related Illness
Be alert for symptoms of heat exhaustion or heatstroke, including dizziness, nausea, fainting, confusion, or lack of sweating. Move affected individuals to a cool, shaded, or air-conditioned area, apply cold wet cloths, and seek medical attention immediately if symptoms are severe

Additional Precautions
Prepare an emergency kit with essentials to last at least 72 hours. Ensure your home’s air-conditioning units and vents are well-maintained. Use reflective window covers or shades to reduce heat gain. Limit strenuous physical activity and avoid alcohol during extreme heat

By following these measures, you can significantly reduce the risk of heat-related illnesses and stay safe during prolonged periods of high temperatures.

Stay safe and stay cool out there.

Read less

Dangerous heat is on the way. Western Pennsylvania could see heat index values above 100 degrees for several days as a prolonged heat wave settles in. FULL STORY⬇️

06/22/2026

Heads Up!!!

A TORNADO WARNING has been extended in Fayette County and now includes parts of Westmoreland County.