Trinity Risk Services LLC

Trinity Risk Services LLC Our Mission....To Educate and Serve! We put what is best for our customers before our ourselves.

At Trinity Risk Services, we want to be your trusted advisor when it comes to managing risk and/or purchasing insurance. But, we also want you make insurance fun (if that's possible), and help folks understand why we think protecting your assets is so important. Like one of our competing insurance markets, "We've seen it all", so we make every effort to help our clients understand why what we reco

mmend is important. Our team recognizes that navigating in a safe and financially sound environment can be a challenge in today's world of uncertainty. Determining from whom and how best to secure protection can be a daunting and challenging task. At Trinity, we recognize that no two companies, no two organizations, no two individuals or families are alike, or have the exact same needs. By listening and getting to know your needs and concerns, we become better equipped to provide advice and products that meet your goals and objectives. Our goal is to make a difference not only in the protection we can secure, but also in the service that we provide in an effort to help you succeed!

I appreciated a paragraph in a commercial email I received today and thought it appropriate to pass along.  "The existin...
05/06/2026

I appreciated a paragraph in a commercial email I received today and thought it appropriate to pass along.

"The existing 25-year-old roof has reached the end of its lifespan. This important upgrade is a proactive investment in the safety, functionality, and long-term reliability of the facility."

Folks: At least once per day I hear someone say, I have no issues with my roof. It's not leaking so why would I consider replacing it. It doesn't matter if you are experiencing any leaks or concerns with your roof of 20+ years old. If you are in Western Pennsylvania, your roof, at that age, is nearing the end of its lifespan and you should be considering how to address this maintenance issue related to owning a structure, be it your home or a commercial building.

The 40 yr warranty that we see on shingle packets relates to a manufacturers defect, not to wear and tear or gradual deterioration, which are expenses of owning a home or property. About 1% of claims are attributable to warranty so don't hang your hat on wear and tear being under the warranty.

Finding replacement insurance for properties with a roof age in excess of 19 years is becoming increasingly challenging.

The standard insurance companies that we all know of require that a property/home/dwelling be insured for Replacement Co...
04/22/2026

The standard insurance companies that we all know of require that a property/home/dwelling be insured for Replacement Cost and there are fine reasons for that. But what if a loss occurs and the owner chooses not to rebuild. They wouldn't get the Replacement Cost as a payout, but only the Actual Cash Value which means RC minus depreciation which can be subjective. Is there an alternative? We have one now!

What if:

- The owner would purchase another property of similar value?
- They chose not rebuild the property?
- They were simply interested in covering their investment?
- They would replace the house with something more practical?
- Updated building codes hindered the potential to rebuild on the same property?

Interested in learning more? Do you have an example you would like to discuss?

Give us a call at 412-364-2164.

Address

100 McKnight Park Drive, Ste 101
Pittsburgh, PA
15237

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm

Telephone

+14123642164

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