Josh Holmes Insurance

Josh Holmes Insurance Medicare, Life Insurance, Annuities
DM Me or visit my website insuremejosh.com to schedule an appointment.

As your needs change over time, an independent agent can continue reviewing your policies and recommend updates or bette...
06/01/2026

As your needs change over time, an independent agent can continue reviewing your policies and recommend updates or better options without requiring you to start over with a new company.

Contingent Beneficiary: Is a secondary beneficiary who will receive the death benefit if the primary beneficiary dies be...
05/29/2026

Contingent Beneficiary: Is a secondary beneficiary who will receive the death benefit if the primary beneficiary dies before the insured.

Fast Fact: Life insurance isn’t just for final expenses—it can help your family cover the mortgage, everyday bills, and ...
05/28/2026

Fast Fact: Life insurance isn’t just for final expenses—it can help your family cover the mortgage, everyday bills, and future education costs.

Fast Fact: Some permanent life insurance policies can build cash value over time, which may be borrowed against in certa...
05/27/2026

Fast Fact: Some permanent life insurance policies can build cash value over time, which may be borrowed against in certain situations.

Life Insurance 101: Specific policies, including simplified issue coverage have no medical exam requirements for underwr...
05/26/2026

Life Insurance 101: Specific policies, including simplified issue coverage have no medical exam requirements for underwriting. Instead, you only have to answer a series of questions about your medical history. It benefits those that may have a pre-existing condition.

An annuity can help you meet many different types of investment goals. Which type of investment option is “smarter” for ...
05/25/2026

An annuity can help you meet many different types of investment goals. Which type of investment option is “smarter” for you will depend on your risk tolerance, income needs and overall financial goals.

Enjoy Memorial Day Weekend!“Keep your eyes on the stars, and your feet on the ground.”
05/22/2026

Enjoy Memorial Day Weekend!
“Keep your eyes on the stars, and your feet on the ground.”

Fast Fact: The “Cash Surrender Value: is the cash amount you would get if you voluntarily terminate coverage before a po...
05/21/2026

Fast Fact: The “Cash Surrender Value: is the cash amount you would get if you voluntarily terminate coverage before a policy becomes payable by death or maturity. The amount is the cash value stated in the policy, minus a surrender charge, any outstanding loans and interest on those loans. The cash value represents the savings component of a life insurance policy, since you can access the money relatively quickly if you need to.

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living...
05/20/2026

Living benefits are exactly what the name implies. They are benefits paid from the term life policy while you are living. More commonly, they are known as accelerated death benefits. With these benefits, the life insurance company pays or advances a portion of the policy’s death benefit to you to pay for care or treatment. The company will then pay the balance of the death benefit to your beneficiary(s) if you were to die.

Life insurance can be an incredibly important element of financial planning, and it’s often the case that the sooner you...
05/19/2026

Life insurance can be an incredibly important element of financial planning, and it’s often the case that the sooner you get life insurance, the better. Not only does this mean you have coverage starting from an earlier age, but it may also save you money.

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300 Bilmar Drive
Pittsburgh, PA
15205

Telephone

(412)8383272

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