E. R. Munro and Company

09/08/2026

Credit and debit card skimming can happen at gas pumps, ATMs, restaurants, and checkout terminals — but a simple change may help reduce your risk.

When available, using a mobile wallet like Google Wallet, Apple Pay, or Samsung Wallet can be safer than swiping your physical card because your actual card number is not shared with the payment terminal.

Check out our article, “Tap, Don’t Swipe: How Mobile Wallets Help Prevent Card Skimming,” to learn how tapping to pay can help protect your personal financial information.

09/07/2026

Command your grill this Labor Day with these essential safety tips from Travelers. Elevate your celebration while keeping family and friends protected. Enjoy your well-deserved day off! http://tkpl.us/u11wu

09/04/2026

Could your homeowners insurance cover the cost to rebuild your home at today’s prices?

Rising construction costs, inflation, labor shortages, and updated building codes can all impact whether your current coverage is enough. Our latest article explains why reviewing your dwelling limits, replacement cost coverage, and ordinance or law coverage is so important.

Read more to make sure your home coverage is keeping up with today’s rebuilding costs.

Review your homeowners insurance to ensure your coverage keeps up with today’s rebuilding costs, inflation, code changes, and replacement needs.

08/28/2026

AI data centers are becoming a new factor in the homebuying decision.

Recent survey data shows that more than half of Americans oppose having an AI data center built in their neighborhood. For buyers, concerns about noise, traffic, utility demand, water use, and property value are starting to influence where they choose to live.

At E. R. Munro and Company, we’re watching this trend closely because it connects real estate, community planning, infrastructure, and insurance in a new way.

Read more below.

AI data centers are influencing homebuying decisions, property values, utility concerns, and insurance conversations for buyers and homeowners.

08/21/2026

If your college student is renting off-campus housing, insurance should be part of the move-in checklist.

A landlord’s insurance generally protects the building — not the student’s personal belongings.

Renters insurance may help cover:

- Clothing
- Furniture
- Electronics
- Laptops and tablets
- Personal property
- Certain liability exposures

Liability matters, too. If someone is injured in the apartment, or if accidental damage occurs, students and families may face unexpected costs.

Before signing a lease or moving in, students should understand their insurance responsibilities.

Have questions? Contact us for guidance.

08/19/2026

College move-in day comes with a lot of stuff: laptops, tablets, phones, bikes, furniture, clothing, and school supplies.

But what happens if those items are stolen, damaged, or destroyed?

Depending on where your student lives — dorm, apartment, or rental house — coverage can vary. A renters policy may help protect personal belongings and may also provide liability coverage.

Before your student heads to campus, contact us to review your insurance options.

08/18/2026

Technology has made buying insurance faster than ever, but when it comes to protecting your livelihood, faster isn’t always better.

Do you have the right protection for your specific situation, or did you get the fastest and cheapest quote?

In our latest blog post, we explore why relying on just a few clicks might leave your home, business, or professional livelihood exposed. At E. R. Munro and Company, we believe in real people, real experience, and real insurance guidance.

Read more about why experienced agents matter in an automated world: https://ermunro.com/blog/the-right-protection-takes-more-than-a-click/

08/17/2026

Is your college student taking a vehicle to school?

Before move-in day, review these insurance questions:

- Will the car be kept on campus or at an off-campus apartment?
- Is the college in another state?
- Who is listed as the primary driver?
- Has the vehicle’s garaging address changed?
- Does your student qualify for any available student discounts?
- Will the student be driving roommates or friends regularly?

A quick conversation with your insurance agent can help avoid coverage surprises later.

At E. R. Munro and Company, we can help families review their auto insurance needs before students head to campus.

08/14/2026

We had a great time at the Midwest Auctioneers Round Up at Kruse Auctions in Auburn, Indiana!

Kruse Auctions has a rich history that began as an auto auction company, which was on full display with the incredible classic vehicles showcased throughout the venue.

It was a pleasure connecting with so many auction professionals, including Auctioneer David Helmer, pictured here with Greg. Congratulations as well to the Top 5 Bid Calling Contestants — what an impressive group!

Thank you to everyone who helped make this event a success. We’re proud to support the auctioneer community and always enjoy the opportunity to connect in person.

08/13/2026

Do you have a teen driver heading back to school?

Now is a good time to review safe driving habits and your auto insurance coverage.

Insurance tip: If your student recently got a license, changed vehicles, or will be driving to school regularly, contact your insurance agent to make sure your policy is up to date.