EFunder Capital

09/07/2026

Fix and flip financing is not always funded all at once.

Renovation funds are often released through a draw schedule as work is completed. Understanding how that process works can help investors plan contractor payments, renovation timelines, and available cash more effectively.

Our latest article explains Fix and Flip Loan Draw Schedules and what investors should know before starting a project.

Read the article here:
https://efundercapital.com/fix-and-flip-loan-draw-schedules-explained/

Submit deals here:
https://efundercapital.com/deal-intake

09/05/2026

Commercial development deals do not always fit neatly into one financing source.

When a project has a funding gap, developers may evaluate different layers of capital based on the property, project stage, available equity, and overall financing structure.

Understanding how those pieces work together can help investors plan the capital stack before a gap becomes a problem.

In this Reel, we break down how commercial developers may approach funding gaps and what can affect the financing structure.

Have a commercial real estate deal you would like reviewed?
https://efundercapital.com/deal-intake

09/03/2026

If you’re a real estate investor and you have a deal that doesn’t fit a traditional lender’s box, don’t assume it can’t be financed.

We work with business-purpose financing for situations involving:
* Rental properties
* Multifamily
* Fix & flip
* Value-add projects
* Cash-out refinances
* Investors with difficult credit but strong equity

The key is structuring the deal around the actual property, borrower, cash flow, experience, liquidity, and exit strategy.

If you’re sitting on a deal right now and you’re not sure whether it fits, send it over.
Submit Your Deal for Review:
https://efundercapital.com/deal-intake

All financing is subject to underwriting, property eligibility, credit review, and current program guidelines.

08/26/2026

After Repair Value, or ARV, can play an important role in how a fix and flip deal is evaluated.

Our latest article explains how ARV is calculated, why comparable sales matter, and how the estimated value after renovations can affect financing decisions.

Read the article here:
https://efundercapital.com/how-lenders-calculate-after-repair-value/

Understanding ARV before structuring a deal can help investors set more realistic expectations for the project.

Submit deals here:
https://efundercapital.com/deal-intake

08/24/2026

After Repair Value, or ARV, is an important number in many fix and flip deals.

It estimates what a property may be worth after planned renovations are completed. Understanding ARV can help investors evaluate purchase price, renovation costs, and potential financing before moving forward.

Our latest article explains what ARV means and why it matters in real estate investing.

Read the article here:
https://efundercapital.com/what-is-arv-in-real-estate-investing/

Submit deals here:
https://efundercapital.com/deal-intake

08/22/2026

Fix and flip financing is about more than finding a property with renovation potential. Investors also need to understand the requirements that can affect how a deal is structured.

Our article, **Fix and Flip Loan Requirements**, explains key factors investors should understand when preparing to finance an acquisition and renovation project.

Read the article here:
https://efundercapital.com/fix-and-flip-loan-requirements/

Submit deals here:
https://efundercapital.com/deal-intake

08/19/2026

Fix and flip financing is designed around both the property purchase and the renovation plan.

Our article, **How Fix and Flip Financing Works**, explains how this short-term financing is commonly used to acquire and renovate properties intended for resale.

Understanding the financing structure can help investors evaluate project costs, timelines, and exit strategies before moving forward.

Read the full article here:

https://efundercapital.com/how-fix-and-flip-financing-works/

Submit deals here:
https://efundercapital.com/deal-intake

08/17/2026

Fix and flip financing is built around a different timeline than long-term rental property financing.

A fix and flip loan is typically short-term financing used to purchase and renovate a property intended for resale. Understanding how these loans work can help investors evaluate acquisition costs, renovation budgets, timelines, and exit strategies before moving forward.

Learn more in our article, **What Is a Fix and Flip Loan**.

https://efundercapital.com/what-is-a-fix-and-flip-loan/

Submit deals here:
https://efundercapital.com/deal-intake

Welcome to my real estate journey! I’m Terence Young. I offer exceptional funding solutions to help you achieve your investment dreams.

08/15/2026

If your credit isn’t perfect but you have equity or cash, don’t automatically assume you’re out of options.

I recently closed two eFunder EquityFlex cash-out refinances:

• $150,000 property value
• $75,000 cash-out refinance
• 556 credit score

And another:

• $200,000 property value
• $100,000 cash-out refinance
• 496 credit score

Both were 50% LTV.

And EquityFlex is not just for refinances.

If you have the liquidity for a purchase, we can also look at financing up to 50% LTV, subject to program guidelines.

If the seller is willing to hold paper, we may also be able to structure the transaction up to 90% combined loan-to-value.

This is not cheap bank money, and it is not designed for someone who easily qualifies for traditional financing.

It is a solution for investors and business-purpose borrowers who have equity, liquidity, or a strong transaction but do not fit the traditional credit box.

Every deal is reviewed individually.

If this sounds like your situation, submit the property here:

efundercapital.com/deal-intake

08/10/2026

Have you ever had a lender tell you no even though you have a ton of equity in the property?

Maybe your credit took a hit.

Maybe you recently came through a bankruptcy or another major credit event.

Maybe your documentation does not fit the bank’s requirements.

Maybe the property makes sense, but your situation simply does not fit the lender’s box.

That is the kind of situation the eFunder EquityFlex Loan™ was built to look at.

This is not a cheap-money loan, and it is not designed for someone who can walk into a bank and qualify for the best rate available.

It is designed for certain real estate investors and business-purpose borrowers who have substantial equity but need another path when traditional financing is not working.

The program generally focuses on conservative leverage, often around 50% LTV or less, because the equity in the property is a major part of the overall transaction.

Eligible scenarios may include non-owner-occupied 1–4 unit investment properties, multifamily, mixed-use, and certain operational commercial properties.

Credit is still reviewed, but it is evaluated as part of the complete transaction rather than being the only thing that defines the deal. Current program guidelines have no minimum credit score.

If you have substantial equity in an investment property and keep hearing “no” from traditional lenders, send us the scenario.

Submit your deal for review:
efundercapital.com/deal-intake

We’ll tell you whether there may be a path forward.