Team Jerry Pounds

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Team Jerry Pounds Your Mortgage Wealth Advisor. After over 30 years of experience I still love what I do!

10/15/2026

There’s so much more to Pittsburgh’s Strip District than great food and local shops. This neighborhood is full of history, character, and quite a few surprises.

Did you know all of these fun facts? đź‘€

If homeownership feels like a big, complicated step, I understand you. I was in your shoes, once.And I’m here to help yo...
10/13/2026

If homeownership feels like a big, complicated step, I understand you. I was in your shoes, once.

And I’m here to help you work out the numbers, see your options, and build a plan that makes sense for your life.

Send me a message and let’s talk about your goals.

A mortgage denial can feel pretty final, but it doesn’t always mean homeownership is off the table. Most of the time, yo...
10/08/2026

A mortgage denial can feel pretty final, but it doesn’t always mean homeownership is off the table. Most of the time, you simply need to know what needs fixing.

đź’ˇ If credit is the issue, review your credit reports for errors and focus on lowering balances and making payments on time.

đź’ˇ If your debt-to-income ratio is too high, paying down certain monthly debts may help strengthen your numbers.

đź’ˇ If income or employment history is what blocked the application, you may need more documentation or time to establish consistency.

💡 If the loan program isn’t the right fit, another option may make more sense for your situation.

Before you apply again, let’s look at what caused the denial and build a plan around it: send me a message and I’ll be happy to help.

10/06/2026

People don’t always believe me when I tell them I grew up without a permanent home.
But the reason I tell that story is because it shaped the way I see where I am today.

Never forget where you came from. But don’t let it limit where you can go.

Fall in Pittsburgh just hits different. 🍂Mums at Phipps, a walk through Frick Park, apple picking, Steelers Sundays… and...
10/02/2026

Fall in Pittsburgh just hits different. 🍂

Mums at Phipps, a walk through Frick Park, apple picking, Steelers Sundays… and maybe a good scare or two.

How many are you checking off this fall?

GIVEAWAY! 🎟️🎟️I’ve been part of this community for decades, and Shadyside is one of those neighborhoods that tells so mu...
10/01/2026

GIVEAWAY! 🎟️🎟️

I’ve been part of this community for decades, and Shadyside is one of those neighborhoods that tells so much of our city’s story through its homes: the architecture, the craftsmanship, the details you just don’t see every day, and the people who have cared for these homes and made them their own.

That’s why I’m proud to sponsor the 41st Annual Shadyside House Tour this Saturday, October 3, and I’m giving away 6 tickets.

We’ll choose 3 winners, and each winner will receive 2 tickets to Saturday’s tour.

TO ENTER:
➡️ Like this post
➡️ Follow and on Instagram
➡️ and fill out this short form with your name and email so I know where to send the tickets: https://forms.gle/LQuXXfLbaJzyBmZJ9

Entries close Friday, October 2 at noon, and winners will be contacted shortly after.

No purchase necessary. Winners will be contacted directly by this account. This giveaway is not sponsored, endorsed, or administered by Meta.

09/29/2026

Same qualifications should mean the same shot at a fair rate. Period.
Fair lending rules are there to protect you from bias based on things like race or gender.

Knowing your protections can help you spot red flags, ask better questions, and feel more confident about the loan you’re getting.

09/25/2026

Getting approved is a big step, but until you have the keys, all the pieces are still moving.

Your lender may need to verify things like your credit, employment, income, assets, and debts again before closing. A new car payment, a big furniture purchase, a job change, or moving large amounts of money around could change the numbers they used to approve your loan.

That doesn’t mean you have to put your life on hold. Just check with your lender before making a big financial move.

You’ve worked hard to get this close. My job is to help you get to the closing table with as few surprises as possible. 🔑🏡

I had a client who was in the middle of buying a home. They were excited about the new place, so they did what a lot of ...
09/24/2026

I had a client who was in the middle of buying a home. They were excited about the new place, so they did what a lot of people do…

They went furniture shopping. And spent $50,000.

That almost cost them their mortgage.

I worked hard and eventually managed to solve the issue, but this was an important lesson.

Here’s the problem: until you close, your financial picture still matters. New debt, financed furniture, new credit cards, big purchases, or moving large amounts of money around can change the numbers your approval was based on.

Being pre-approved doesn’t mean you’re in the clear to start furnishing the house before you own it, and it can even put your mortgage at risk.

So before you make a big purchase, call your lender. I’d much rather answer – and you'd much rather ask! – “Jerry, can I buy this?” than have to fix it afterwards.

The furniture can wait. Get the keys first!

09/22/2026

When you’re getting a mortgage, you might have to hold off on some expenses or work-related decisions until after you’ve closed. Don’t take any chances without talking to your lender first.

DM me to find out if your financial plans before getting the keys deserve a closer look.

Address

731 S Aiken Avenue
Pittsburgh, PA
15232

Telephone

+14126066701

Website

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