12/29/2025
Digital wallets aren’t the future of government payments – they’re the present.
As citizens increasingly expect secure, modern checkout experiences everywhere, government agencies are modernizing to keep pace.
And the shift is real: PaymentExpress now processes more than one million online Apple Pay transactions each year, a milestone that reflects accelerating resident demand for fast, secure digital wallet options.
According to Capital One Shopping’s (https://capitaloneshopping.com/research/apple-pay-statistics/) 2025 digital wallet research:
➡️ Apple Pay holds 92% market share
➡️ 90%+ of retailers accept it
➡️ It accounts for 53.7% of all in-store mobile wallet transactions
➡️ Usage has grown 29% since 2022
Governments are seeing the same trend. The Ohio Bureau of Motor Vehicles expanded from in-person digital wallets to online Apple Pay in October 2024. In their first month, they processed just over 6,000 online Apple Pay transactions and today see 18,000+ each month.
As digital wallet adoption accelerates, PaymentExpress is helping government agencies deliver secure, convenient, and citizen-friendly payment experiences across every channel.
Learn more about how the Ohio BMV introduced Apple Pay online via PaymentExpress: https://www.grantstreet.com/gs-journal/ohio-bureau-of-motor-vehicles-introduces-apple-pay-as-new-online-payment-method-via-paymentexpress.
Analysis of the latest available data on Apple Pay's current (and expected growth in) market share, total users, revenue and more.