Nate Robbins - Mortgage Loan Originator - Nmls#1875051

Nate Robbins - Mortgage Loan Originator - Nmls#1875051 If you have questions please reach out. NMLS #1875051

Nate is a Mortgage Loan Originator for Hometown Bank who is committed to delivering top-of-the-line customer service and offering home financing options that best meet the individual’s needs.

01/15/2020

$5,000 towards closing.

That’s what we’ll give you if you qualify for the assistance.

If you buy a $100,000 home, that $5,000 covers your down payment.

This is the down payment assistance program we will be participating in for a limited time.

Our goal is to help individuals who want to get into a home, but are a little short on cash.

Feel free to reach out. I’d love to discuss the details. 📲💻

Did you know that you skip at least one month’s payment when you refinance your mortgage?Many people leverage this to “k...
01/08/2020

Did you know that you skip at least one month’s payment when you refinance your mortgage?

Many people leverage this to “kill two birds with one stone” by lowering their rate and recouping some expenses from the holidays through the skipped payment💡🤔.

AND if you consolidate debt with a cash-out refinance, you skip one month’s payment for EACH debt you’ve paid off through the skipped mortgage payment. That’s a lot of savings🤯.

If you’re curious what you could save, feel free to reach out. January is the last month we are running our rate special, so now is the time to inquire. 📲💻

‼️Our Rate Special is still going on‼️No, the rate is not everything. But, when you can get rates THIS LOW and still get...
12/02/2019

‼️Our Rate Special is still going on‼️

No, the rate is not everything. But, when you can get rates THIS LOW and still get the best service out there, it creates one heck of a deal.

We retain servicing, so your payment will ALWAYS be made to us. And your calls will ALWAYS be answered by us.

We have incredible turn times.

Contact us if you are curious what your saving could be.

Nate Robbins
📲330-592-3422📞
[email protected]

12/02/2019

💡Tip #5️⃣: Did you know if you refinance your mortgage, you get to skip at least one month’s payment?

There are prepaid items (escrow) that still must be collected in that time, but they are rolled into the loan amount. So, as far as your monthly cashflow is concerned, you skip the full payment.

If you were already considering refinancing, this can be a way to “kill two birds with one stone”. Not only would you have new loan terms, but it would also allow you to recoup some of your holiday spending.

I hope you all have a wonderful Thanksgiving!🦃
11/27/2019

I hope you all have a wonderful Thanksgiving!🦃

11/26/2019

💡Tip #4️⃣: Are you wanting to go with a 15yr loan, but not sure you want to commit to the payment? Go with the 30yr and over-pay what you can afford, when you can afford it.

Sure you won’t get the interest rate benefit, but when you go with the 15yr you are “on the hook” for that higher monthly payment. If that works for you, great! If not, the 30yr gives you the flexibility to overpay when you can without locking you into that higher payment on the months you would rather save.

11/22/2019

💡Tip #3️⃣: If you like a home, but are short on reserves to pay the closing costs, negotiate to pay a higher sale price in return for a seller credit.

This effectively allows you to roll part or all of the closing costs into the loan.

For example, if the home is listed at $150,000 negotiate to pay $155,000 in return for a $5,000 seller credit. (In essence you are still paying $150,000).

Going house hunting and want to know more pro-tips? Give me a call:

📞(330) 592-3422📲

11/21/2019

💡Tip #2️⃣: Did you know - if you want to move, but haven’t sold your current house yet, that you can utilize a home-equity-line on your current home to draw out the equity and use it as down payment on the new home?

Then, once your home sells, you can use the proceeds to pay off the equity line and pocket the difference.

We help many people utilize this strategy when they don’t have enough/or don’t want to use their reserves to make the purchase.

If you want to purchase a home and/or refinance in order to take advantage of our rate special, give me a call📲📞 There’s options.

🏡(330) 592-3422🏡

11/19/2019

A “one-size-fits-all” approach works with hats and some gloves (even then it’s usually not a perfect fit). Not people.

UNDERSTAND the people you are working with.

Getting to know the person you are working with and truly understanding their situation will take more time, but they WILL remember you for it. And you will stand out from all the others who were caught in the routine.

11/18/2019

If you are a home owner with a good amount of equity, NOW is a GREAT time to consider a debt consolidation through a Cash-out Refinance.

If you have multiple credit card payments, loans, and even car payments with higher rates give me a call (330) 592-3422.

We can work together to consolidate that debt, lowering your total monthly debt payments and give you peace of mind.

🚨Heads up! Rates are falling down! Ask about the rate special we are running🚨We are talking rates so low you’ll want to ...
11/14/2019

🚨Heads up! Rates are falling down! Ask about the rate special we are running🚨

We are talking rates so low you’ll want to lock them in for the long haul! Let’s see if I can beat your current rate!?

The special is TEMPORARY, so be sure to inquire soon!

Address

4600 Fifth Avenue
Pittsburgh, PA
15213

Telephone

+13305923422

Website

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