Shell Beach Capital

08/25/2026

Need a Bridge Loan? 5-7 Day Close

1st Trust Deeds
$250,000 to $20,000,000
12 Month Term with Extensions Available
65% Maximum LTV
Residential-MultiFamily-Retail-Office-Industrial
Rates Start at 7.9% I/O and 2.5 Points No PPP

2nd Trust Deeds
$200,000 to 5,000,000
12 Months with Extensions Available
75% Maximum LTV
Residential-MultiFamily-Retail-Office-Industrial
Rates Start at 12.5% 3.5-4.4 Points and No PPP

07/11/2026

Business Lines of Credit.
As little as 1 month in business.
Minimum 575 Credit scores.
Minimum $17,000 Monthly Revenue.
Must Have a Physical Location, No Home Based.
MUCH Lower Rates than MCAs.
Following Business Types Approved:

Accountant
Acute Care Facility
Aerospace
Assisted Living Facility
Alternative Energy Production
Architect
Architectural Services
Auditory Center
Automotive Parts Store
Automotive Repair
Automotive Services
Bakery
Bar/Tavern
Barber Shop
Beauty Salon
Bed & Breakfast
Bicycle Shop
Book Store
Bottling & Distribution
Bowling Alley
Brewery
Cafe in Fitness Center
Cancer Radiology Center
Cancer Treatment Facility
Candy Store
Car Wash
Caterer
Cheese Store
Chemical & Related Manufacturing
Chiropractor
Cigar Store
Clinic
Coffee Shop
Coin-Operated Laundries
Commercial Inspection Services
Commercial Janitorial Services
Commercial Landscaping Services
Communication Company
Computer Software
Cosmetic/Plastic Surgery
Defense Contractor
Defense Electronics
Dentist
Diagnostic Imaging Center
Diners
Distillery
Doctor
Drug Manufacturing
Dry Cleaner
E-Commerce
Electrical Contractors
Electronic Store
Electronics Manufacturing
Engineer
Endodontist
Florist
Food Gift Basket Store
Food Manufacturing
Food Processing & Sales
Funeral Homes
Gift Store
Gourmet Food Store
Gourmet Popcorn Store
Grocery Store
Ham Store
Hardware Store
Healthcare Professional
Home Healthcare
Hospital
Hotel
HVAC Contractors
Ice Cream/Yogurt Store
IT Hardware Sales
IT Services
Legal Services
Liquor Store
Locksmith & Security
Mail & Package Store
Mall Food Outlet
Manufacturing
Meat processing & products
Medical Equipment
Medical Services
Medical Spa
Medical Supplies
Motel
Nail Salon
Nightclub
Nursing Home
Nutritional & Dietary Supplies
Optical/Vision Store
Orthodontist
Periodontist
Pet Store
Pharmaceuticals & Health Products
Pharmacy
Photo Studio
Physical Rehabilitation
Plumbing Contractors
Prepackaged Meals
Printing & Publishing
Professional Sports Equipment
Quick Copy/Printing
Radio Station/Services
Restaurant
Retail Store – Other
Smoothie Shop
Spa
Sporting Goods Store
Steel Fabricator
Steel Production
Trash Collection & Waste Management
Urgent Care Facility
Veterinarian
Wholesale
Winery

07/11/2025

Warning: Stacked daily payments killing your business?
Lower yours by 50% or more and breathe again!

Tired of Merchant Cash Advances holding you back?
We can help! Our partners specialize in debt restructuring, freeing up cash flow without default or bankruptcy.

Say goodbye to NSF days and hello to a stronger financial future.
Call us today at 775-440-0248 or 805-458-5069

Call now to connect with business.

06/10/2025

I just set up a direct link to an awesome new business LOC program at shellbeachcapital.com. 551 Minimum FICO, and tons of industries approved. Check it out today.

05/18/2025

From a colleague, don't let this happen to you!

Had a meeting with a business owner last year. He told me he didn’t need capital at the time, and that he’d raise money later.

I followed up recently. His business was struggling. Revenue was down, cash flow was tight, and now no lender wanted to touch the deal. Why?

Because the best time to raise capital is before you absolutely need it. When you wait until things are bad, you lose leverage—and lenders start seeing you as a risk, not an opportunity.

Later is too late. Secure capital when you don’t need it, so it’s there when you do.

03/25/2024

Redesigning the logo. Thoughts?

10/27/2022

Interest rates are volatile and heading higher. If you are considering debt financing for your business call today to get the best rate for your situation.