Tim Barbieri: Your Mortgage Advisor at Petra Cephas

08/28/2026

A refinance isn’t a bad thing when it’s structured the right way—it can be a smart financial move.
My goal is always simple: make sure refinancing puts you in a BETTER FINANCIAL POSITION.

If you feel like you’re paying too much in interest, let’s run the numbers and see if there’s an opportunity to save.

📞 732-476-9230

Disclaimer: Patriots fans are subject to a 1-point charge. 😄

07/22/2026

07/20/2026

Contact me for any mortgage help. I can gladly assist you, your family and friends, as I have helped thousands of others.

06/11/2026

LOYALTY. Thank you, John and Teresa, for trusting me with your mortgage multiple times 😀. Thank you Dennis; it has been my pleasure working with you for over a DECADE. I will always help you, and anyone you send my way. You truly help my family when you refer your friends and family to me. We will keep in contact!

01/23/2026

Paying off high-interest debt with the equity in your home can be a smart financial move 💡
If you’d like to see if this also makes sense for you, I’m happy to help!
609-715-4880

01/03/2026

Our purchase process is smooth, and we love helping people get into their dream home 😀

11/21/2025

When other mortgage companies say no, my team and I find a way to make it work. Bring us your challenges, we are here to help :)