Bart Hanselman - Cornerstone First Mortgage

06/06/2024

LETS GO CELTICS
Domination

06/07/2023

Graduation with my gang how did I get so lucky so proud of Rachel next stop UC bearcats than take over the world. World beware !

06/06/2023

Click to see all 17 reviews of Bart Hanselman, Branch Manager

04/24/2023

Is There Really a New, Unfair Mortgage Tax on Those With High Credit?•
The table below outlines the outright loan-to-value LLPA fees by credit score. You can see that in every loan-to-value scenario, the higher the credit score, the lower the fee resulting in a better interest rate.



Key Takeaway: Was this change necessary? No. Is it being blown out of proportion? Yes. Higher credit scores still result in stronger interest rates no matter the circumstances. Quality lenders have plenty of tools at their disposal to find the strongest loan programs to meet the needs of each client. For example, Home Possible and Home Ready Conventional loans don’t even have LLPAs!

You know what’s going to have a significantly larger, positive impact on ALL borrowers in the future? Lower inflation. When it starts to pull back, interest rates will follow no matter the credit score or loan program. That event will overshadow the marginal changes from these LLPAs.

04/03/2023

Click to see all 12 reviews of Bart Hanselman, Branch Manager

02/13/2023

01/18/2023

is thrilled to welcome our newest partner, American Mortgage Service Co.! We are so excited to join with our new colleagues on our shared journey creating legendary lending experiences.

https://www.housingwire.com/articles/thrive-mortgage-to-acquire-american-mortgage-service-company/