Barrett Financial Group

03/11/2026

Amy Alvarez Real Estate Services

01/30/2026

Congrats Tera Taylor!!!!!

$11M in production — huge congratulations to Mortgage Advisor Tera Taylor on an outstanding year. This level of performance is driven by discipline, consistency, and a true commitment to clients. Proud to be in your corner. 💪🏆

01/18/2026

This is why you work with Tera.

After being turned down by two preferred lenders, a REALTOR and single mom didn’t give up—she just needed the right lender.

Preferred doesn’t always mean equipped.
Tera picked up exactly where the others left off.

Here’s how this deal came together:
• $100,000 in down payment assistance, structured as a low-interest second with no monthly payments
• $10,000 in grant funds that do not need to be paid back. Ever.
• As a REALTOR, the buyer also negotiated strong seller credits, which were strategically used to buy down the interest rate

The result? She’s officially a homeowner. 🏡
And her mortgage payment is lower than what she paid in rent for the last four years.

It’s easy to help buyers with financial flexibility.
Tera shines when a deal needs expertise, persistence, and someone willing to go further. She doesn’t stop when things get hard—she finds solutions.

If your lender says no, that may not be the end.
It may just be time to call Tera.

📲 Tera Taylor | NMLS 1330825
📞 (510) 224-7377
📧 [email protected]

🏡 Barrett Financial Group | NMLS 181106

New year. New home. New possibilities.

06/22/2025

Had to swing by the office to grab some flyers before the open house—and this is the scene outside RIGHT NOW 🎉

If you’re nearby, come check out the Pinole Car Show! 🚗🔥
Beautiful cars, great food, and good vibes all around. 🎶🍔

04/03/2025

👏 Big Congrats to Mortgage Advisor Edward Carroll and His Clients! 🏡
Edward helped his buyers become homeowners using down payment assistance through the Black Wealth Builder Fund—making the dream of ownership a reality with real support. 💪
Programs like this are designed to build generational wealth and bridge the gap—and Edward can help you too. Whether you're just starting to explore your options or ready to buy, he’s here to guide you every step of the way.
📲 Reach out to Mortgage Advisor Edward Carroll to learn more and see if you qualify!

04/03/2025

💙 We LOVE our ITIN borrowers! 💙A huge shoutout to the incredible Mellissa Ranese, who just helped another amazing family close on their new home using an ITIN loan! 🏡🎉ITIN borrowers are often overlooked in the homebuying process—but not here.👉 They work hard.👉 They dream big.👉 And they absolutely deserve the opportunity to own a home and build generational wealth.At Barrett Financial Group, we’re proud to do everything we can to open doors for families who’ve been told “no” too many times. Because here? We say YES whenever we can. 💪❤️Way to go, Mellissa! You’re not just a loan officer—you’re a champion for your clients, a true advocate for homeownership, and a key part of what makes our team special.Oh—and did we mention? Mellissa speaks Spanish fluently, making her an even stronger resource for the communities we love serving. 🗣️If you or someone you know is looking for guidance on ITIN home loans, reach out to Mellissa Ranese today. She’s here to help—en español o en inglés! 🙌

04/02/2025

🏡✨ Shoutout to Loan Officer Tera Taylor for an Incredible Closing! ✨🏡
Tera just helped her buyer unlock the door to homeownership using a winning combination of:
✅ FHA Financing
💥 Boost Down Payment Assistance
🤝 Black Wealth Builders Fund to cover closing costs
And get this—the buyer only needed $3,000 out of pocket to purchase a $630,000 home. 🔥 Yes, you read that right!
This deal showcases what’s possible when knowledge, strategy, and commitment come together. Tera guided her client with care, confidence, and the kind of problem-solving that gets deals DONE. 🔑👏
It’s always inspiring to watch team members like Tera turn complex situations into smooth closings and life-changing outcomes.
If you're looking for a loan officer who knows how to navigate resources and make dreams happen—Tera is ready to help.

03/21/2025

Big Congratulations to Our Team! 🎉
We’re excited to share Tera Taylor just closed on a BMR (Below Market Rate) home loan for her very deserving buyers! 🏡✨
BMR programs can be complex, but with the right guidance and support, homeownership becomes an achievable dream—especially for first-time buyers and those needing affordability in today’s market.
👏 Huge shoutout to Tera Taylor for navigating the process like a pro and helping make these buyer’s dream come true!
If you or someone you know is curious about BMR programs or needs help figuring out affordable options, we’re here to help every step of the way.
📞 Let’s chat about your path to homeownership! Tera Taylor NMLS # 1330825 (510) 224-7377 [email protected]

12/22/2024

We don’t just help you close loans—we help you open doors to your future. 🗝️

📞 Ready to take the next step? Let’s chat! Contact us today to explore your options.

Let’s make 2025 the year you unlock your dream home. 🏠✨

03/22/2023

Want to get pre-approved? Checkout this simple checklist below of documents your lender will require in order to do so. This is the first step in the home buying process!

Reach out today for all your real estate questions and needs. We are ready to help!!!!

Theresa Contreras
CA Lic. #01379010
📧[email protected]

Marcial Contreras
CA Lic. #01378951
📧[email protected]