1st Tribal Lending

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1st Tribal Lending We are a dedicated team solely focused on the HUD Section 184 Loan. Servicing Native American and Alaska Native families across the U.S. NMLS # 150009

Apply at www.1Tribal.com NMLS #150009 The 1st Tribal team is a Equal Housing Lender and has closed thousands of loans over the last 14 years ON and off reservation. We have worked with virtually every possible loan scenario. We have earned a proven track record of working with HUD Office of Native American Programs and the Bureauof indian Affairs to successful lend in Indian Country. We want to help make your homeownership dream a reality.

~HIGHLIGHTS~
Very low down payment (2.25%)
Not judged by credit score
No monthly mortgage insurance payments (PMI)
Flexible approval process
Affordable fixed interest rates (30 or 15 years)
Finance on or off reservation
Manufactured double-wides and modular homes allowed
Purchase, refinance, debt consolidation, new construction or remodel/renovation

Disclaimer: We are a Equal Housing Lender and The views expressed on this site are those of the individual author and do not necessarily represent those of Mid America Mortgage or its subsidiaries.

Is your credit score haunting you? Don't let one number convince you that homeownership isn't possible. Your credit scor...
10/16/2026

Is your credit score haunting you? Don't let one number convince you that homeownership isn't possible. Your credit score is one piece of the puzzle and when reviewing a home loan application, there are other factors that can matter too, including your payment history, debts, income, and overall credit history.

Read more about HUD Section 184 loan requirements and reach out if you need additional guidance.

https://www.1tribal.com/1st-tribal-lending-how-section-184-works-home-loan-guarantee-program/

Fall decorating doesn't have to mean turning your house into a pumpkin patch, although it does look cute. This year, we'...
10/14/2026

Fall decorating doesn't have to mean turning your house into a pumpkin patch, although it does look cute. This year, we're loving the cozy, natural look like warm lighting, dried florals, subtle pumpkins, soft textures and a welcoming front porch.

What are some of your fall favorites?

10/12/2026

📣Tribal Roll Call🔈

What Tribe or Nation are you from?

🪶Happy 🪶Indigenous 🪶People's Day🪶

Today and everyday we celebrate the culture and contributions of our Indigenous communities and neighbors! Happy Indigen...
10/12/2026

Today and everyday we celebrate the culture and contributions of our Indigenous communities and neighbors! Happy Indigenous People's Day!

Mortgage myths can be scarier than Halloween. There’s a lot of advice floating around about buying a home with a HUD Sec...
10/09/2026

Mortgage myths can be scarier than Halloween. There’s a lot of advice floating around about buying a home with a HUD Section 184 loan. Every borrower's situation is different, and understanding what your options are is the best first step in your homebuying journey.

When you're ready to bust some mortgage myths, let us know. https://www.1tribal.com/

10/07/2026

Housing is about more than having a place to live. It’s about community, opportunity, and creating a future for the generations who come after us. 🏡

Robin Danner of the Sovereign Council of Hawaiian Homestead Associations shares her perspective on the importance of Native homeownership and the work being done to create more housing opportunities for Native families.

We’re grateful for voices like Robin’s and for the continued work happening across Indian Country to strengthen Native communities through homeownership.

Getting a “no” on your first application can be discouraging. We get it. There may be specific things that need to be ad...
10/05/2026

Getting a “no” on your first application can be discouraging. We get it. There may be specific things that need to be addressed before you can try again.

The best next steps would be to reach out to a 1st Tribal Lending loan officer to help you understand your options.

Contact us today: https://www.1tribal.com/contactus/

Hello, October🍂We hope your month looks like our October mood board. Cozy, warm, and lots of good food. 🤗
10/02/2026

Hello, October🍂

We hope your month looks like our October mood board. Cozy, warm, and lots of good food. 🤗

Fall is one of the best times to shop for a home but don't forget these important tips. 🤗
09/30/2026

Fall is one of the best times to shop for a home but don't forget these important tips. 🤗

Address

2401 San Pablo Avenue
Pinole, CA
94564

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+14255080278

Website

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