1st Tribal Lending

1st Tribal Lending We are a dedicated team solely focused on the HUD Section 184 Loan. Servicing Native American and Alaska Native families across the U.S. NMLS # 150009

Apply at www.1Tribal.com NMLS #150009 The 1st Tribal team is a Equal Housing Lender and has closed thousands of loans over the last 14 years ON and off reservation. We have worked with virtually every possible loan scenario. We have earned a proven track record of working with HUD Office of Native American Programs and the Bureauof indian Affairs to successful lend in Indian Country. We want to h

elp make your homeownership dream a reality.

~HIGHLIGHTS~
Very low down payment (2.25%)
Not judged by credit score
No monthly mortgage insurance payments (PMI)
Flexible approval process
Affordable fixed interest rates (30 or 15 years)
Finance on or off reservation
Manufactured double-wides and modular homes allowed
Purchase, refinance, debt consolidation, new construction or remodel/renovation

Disclaimer: We are a Equal Housing Lender and The views expressed on this site are those of the individual author and do not necessarily represent those of Mid America Mortgage or its subsidiaries.

If you're using an eligible HUD Section 184 home loan, escrow helps make homeownership more manageable by spreading thes...
09/02/2026

If you're using an eligible HUD Section 184 home loan, escrow helps make homeownership more manageable by spreading these important expenses throughout the year. So you can focus on enjoying your new home instead of worrying about big annual bills.

Learn more: https://www.1tribal.com/who-is-eligible-section-184-loan/

By providing access to affordable loans with favorable terms, the HUD 184 program empowers communities and fosters econo...
08/31/2026

By providing access to affordable loans with favorable terms, the HUD 184 program empowers communities and fosters economic stability. It's more than just a loan; it's a pathway to building lasting roots and creating a brighter future.

Learn more: https://www.1tribal.com/aboutus/

You don't have to go through this process alone. Our priority is educating you first and then walking this journey toget...
08/28/2026

You don't have to go through this process alone. Our priority is educating you first and then walking this journey together. Feel free to reach out via email, phone or in person if you live near one of our office locations. You can find those here: https://www.1tribal.com/contactus/

A down payment shouldn't stand between you and homeownership.Eligible tribal members may qualify for a grant that can he...
08/24/2026

A down payment shouldn't stand between you and homeownership.

Eligible tribal members may qualify for a grant that can help cover the required down payment and closing costs.

The best part? You could start building equity today instead of waiting years to save.

Learn more here: https://www.1tribal.com/rosebud-downpayment-assistance-program

08/21/2026

Opportunity starts with understanding your options. The HUD Section 184 Home Loan Program was created to help expand access to homeownership for Native American and Alaska Native families. Yet many eligible borrowers still don't know it exists.

As Derek Valdo, Amerind CEO shares, the HUD Section 184 program can be a powerful tool for individuals and families looking to achieve their homeownership goals.

At 1st Tribal Lending, we're committed to helping borrowers navigate the process, understand their options, and access resources that support long-term stability and generational wealth.

School is back in session, and we're handing out report cards. You don't need perfect credit, a perfect timeline, or all...
08/19/2026

School is back in session, and we're handing out report cards.

You don't need perfect credit, a perfect timeline, or all the answers to start exploring homeownership. You just need a willingness to learn. The best students aren't the ones who know everything, they're the ones who aren't afraid to ask questions. What would you like to learn about buying a home?

When you're ready, we're here to answer all of your questions.
https://www.1tribal.com/contactus/

The first thing I would do in my new home is....Get started on your journey to homeownership today: https://www.1tribal....
08/17/2026

The first thing I would do in my new home is....

Get started on your journey to homeownership today: https://www.1tribal.com/

Address

2401 San Pablo Avenue
Pinole, CA
94564

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+14255080278

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