1st Tribal Lending

1st Tribal Lending We are a dedicated team solely focused on the HUD Section 184 Loan. Servicing Native American and Alaska Native families across the U.S. NMLS # 150009

Apply at www.1Tribal.com NMLS #150009 The 1st Tribal team is a Equal Housing Lender and has closed thousands of loans over the last 14 years ON and off reservation. We have worked with virtually every possible loan scenario. We have earned a proven track record of working with HUD Office of Native American Programs and the Bureauof indian Affairs to successful lend in Indian Country. We want to h

elp make your homeownership dream a reality.

~HIGHLIGHTS~
Very low down payment (2.25%)
Not judged by credit score
No monthly mortgage insurance payments (PMI)
Flexible approval process
Affordable fixed interest rates (30 or 15 years)
Finance on or off reservation
Manufactured double-wides and modular homes allowed
Purchase, refinance, debt consolidation, new construction or remodel/renovation

Disclaimer: We are a Equal Housing Lender and The views expressed on this site are those of the individual author and do not necessarily represent those of Mid America Mortgage or its subsidiaries.

June is National Homeownership month! Congrats to all who have reached this milestone and get to reap all the wonderful ...
06/01/2026

June is National Homeownership month! Congrats to all who have reached this milestone and get to reap all the wonderful benefits of owning your own home. It’s a great place to be.

For those beginning the journey to homeownership, thinking about it or working on it, we’re rooting for you!

Reach out with any questions you have: https://www.1tribal.com/contactus/

What's the difference between pre-qualified and pre-approved? Pre-qualification applies early in the process to explore ...
05/31/2026

What's the difference between pre-qualified and pre-approved? Pre-qualification applies early in the process to explore eligibility, budget, and options. Pre-approved means you are ready to make serious offers on a home.

Both are helpful. Just different steps in the process.

Learn more: https://www.1tribal.com/do-i-qualify-for-hud-section-184-loans-2/

Understanding tribal lands/mortgage lending is what we do at 1st Tribal Lending 🤝 Specialized lending matters, we're he...
05/27/2026

Understanding tribal lands/mortgage lending is what we do at 1st Tribal Lending 🤝 Specialized lending matters, we're here to help you achieve your homeownership goals.

Did you know? American Indians and Alaska Natives serve in the Armed Forces at five times the national average and have ...
05/25/2026

Did you know? American Indians and Alaska Natives serve in the Armed Forces at five times the national average and have served with distinction in every major conflict for over 200 years. Today, and everyday, we remember and honor those who served and made the ultimate sacrifice.

Big news 👇Barndominiums and similar non-traditional homes may now be eligible under the Section 184 program as long as t...
05/22/2026

Big news 👇
Barndominiums and similar non-traditional homes may now be eligible under the Section 184 program as long as they meet standard residential guidelines!

That means more flexibility for Native borrowers who are looking for something a little different than the traditional home. Every situation is unique, but this opens the door to more possibilities than before.

Curious if your property might qualify? Let’s talk. https://www.1tribal.com/contactus/

05/21/2026

There are so many great benefits of using the HUD Section 184 loan, including building new homes, renovating and more! Valerie Powell from the Choctaw Nation sees a variety of uses of the program in her community. 🙌

The housing market can be tough right now but that shouldn’t stop you from working toward your dream home and goals of b...
05/20/2026

The housing market can be tough right now but that shouldn’t stop you from working toward your dream home and goals of becoming a homeowner. Get the process started and buy when you’re ready.

Read more about the HUD 184 program: https://www.1tribal.com/section-184-home-loans-faq/

“Can I use a HUD Section 184 loan more than once?”Yes! Every situation is different, but you can purchase a 1st home wit...
05/15/2026

“Can I use a HUD Section 184 loan more than once?”
Yes! Every situation is different, but you can purchase a 1st home with a Section 184 loan and upgrade or refinance later down the road. It's always worth asking. Ask your loan officer today!

https://www.1tribal.com/contactus/

05/13/2026

Childhood homes have a special memory in our hearts. We talk about what we miss the most about the home(s) we grew up in and hope to pass that magical feeling on to the next generation. Now's your chance to do that with a HUD Section 184 loan.

Learn about your options: https://www.1tribal.com/section-184-home-loans-faq/

Address

2401 San Pablo Avenue
Pinole, CA
94564

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+14255080278

Website

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