Kim Nacchia - Mortgage Lender

10/16/2026

🏖️ OPEN HOUSE this Sunday 12:00pm - 2:00pm

Fabulous property and investment opportunity with fast closing potential! ✅ LENDER APPROVED development - No Condo Review required = saving you time & fees!
Full Doc Loan | DSCR Available

Heather Williams 404.786.7001 x Kim Nacchia 850.218.4616

10/05/2026

If you currently rent, the question isn’t simply:

“Can I qualify for a mortgage?”

It’s:

“What's smartest way for me to become a homeowner?”

That’s where strategy matters.

My working with 30+ lenders and hundreds of programs allows me to develop strategy options that meet your specific financial needs and goals.

Let’s turn the rent you’re already paying into a strategy for building your own future. Let's make your dream come true. 🏠

If your lease expires within the next 6 months, the time to start planning is today!

📲Kim Nacchia | Mortgage Strategist/Broker | FL, TN, GA, AL | DSCR 48 States

Creating financing strategies designed around your future.

850.218.4616 | [email protected] | LendingTheCoast.com

10/02/2026

I have past clients sitting on real equity behind a low rate they want to keep.

Here's how we access your equity without disrupting the financing you've already secured.

#1 You want Flexibility - Keep your first mortgage and opt for a revolvoing line of credit from $50,000 to $1,000,000

#2 You want a fixed lump sum - Keep your first mortgage and opt for a fixed lump sum from $75,000 to $750,000

Your home equity is your asset.

Let's talk about how you can put it to work- strategically.

Kim Nacchia | Mortgage Strategist/Broker | FL, TN, GA, AL | DSCR 48 States
Creating financing strategies designed around your bigger picture.

850.218.4616 | [email protected] | LendingTheCoast.com

09/25/2026

5.0 star review received on Experience.com for Kim Nacchia by Jeffrey N - I tend to be an engaged customer and value understanding how things work. An investment mortgage was a new experience for me and Kim cheerfully suffered my many, many questions throughout the process. When we encountered a significant challenge with less than 10 days to go to close, Kim worked tirelessly to see my closing date happen. That was truly superior service.

Click to see all 147 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

09/18/2026

A short-term rental (STR) isn’t simply a real estate purchase. It's part of a larger wealth-building and tax strategy.

⚡There's still time to make 2026 work for you
⚡The Dec 31st deadline most investors miss
⚡Want a 2026 write-off? You need to be IN SERVICE by 12/31
⚡Q3/Q4 STR buyers: This is your window

I work with investors on financing strategies designed around their income structure, investment goals, liquidity, leverage and long-term plans.

If you’re considering a STR let’s talk strategy before you start shopping.

Kim Nacchia- Mortgage Broker, FL, TN, GA, AL | DSCR 48 States
850.218.4616 | [email protected] | LendingTheCoast.com

09/04/2026

5.0 star review received on Experience.com for Kim Nacchia by Norman D - My lender had my back. She had all of my documents ready for me to sign. Kept me up to date on everything. Call to make sure I understood everything. She went above and beyond to make sure I got in my new house. Kim got me approved and in my house in 30 days. Much love to her.

Click to see all 146 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

09/02/2026

5.0 star review received on Experience.com for Kim Nacchia by Jeffery G - Kim was amazing! As a first time home buyer, she made the process go very smooth and efficient to a level I would never imagined. I would never want any other consultant other than her going forward. I can't think Kim enough!

Click to see all 145 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901

09/01/2026

Realtors don’t need another lender offering to make flyers, meet for coffee, or who promises to “take great care of your clients.”

They need a mortgage partner who does the work before the offer is written.

That means:

1️⃣ Know the buyer—not just the approval amount.
Understand their actual payment comfort, financial goals, and long-term strategy, not simply what they qualify to borrow.

2️⃣Identify the risks early.
The goal is to uncover potential issues before they become contract problems.

3️⃣ Communicate when it matters.
When terms, credits, financing conditions, or timelines could impact the transaction, the Realtor should know- and know early.

4️⃣ Educate without creating anxiety.
Because buyers deserve more than a loan officer who can tell them what they qualify for.They deserve someone who can help them understand what makes financial sense.

Because a strong mortgage partner does more than get a buyer approved.

They help protect the client, the contract, and the Realtor’s reputation.

That’s the kind of partnership I believe Realtors deserve.

Not a vendor. Not a transaction processor. A mortgage strategist and trusted partner.

Kim Nacchia- Mortgage Broker, FL, TN, GA, AL | DSCR 48 States
850.218.4616 | [email protected] | LendingTheCoast.com

08/31/2026

Congratulations to my incredible VA buyers! Thank you for your service and welcome home!

Cash back at closing. 💰

That’s not just a closing- that’s smart mortgage strategy.

Getting you strategically positioned for the best possible outcome. 💰

The loan matters. The strategy matters. And who you work with matters.

Kim Nacchia- Mortgage Broker, FL, TN, GA, AL | DSCR 48 States
850.218.4616 | [email protected] | LendingTheCoast.com

08/24/2026

5.0 star review received on Experience.com for Kim Nacchia by Alexander P - AMAZING! One of the hardest working and diligent professionals I've ever had the pleasure of working with. 6/5 stars rockstar.

Click to see all 144 reviews of Kim Nacchia, Loan Consultant | NMLS # 2118901