CrossStone Insurance

CrossStone Insurance CrossStone insurance is an independent insurance agency located in Piney Flats, TN.

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a s...
06/24/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

Here’s the scoop: It’s time to celebrate Father's Day! We wanted to shout out all of the dads, grandfathers, and father ...
06/21/2026

Here’s the scoop: It’s time to celebrate Father's Day!

We wanted to shout out all of the dads, grandfathers, and father figures who make our lives special. We hope that this Father’s Day is filled with quality time, well-deserved rest, and maybe even a couple of dad jokes.

Managing diabetes takes daily attention, but your Medicare coverage may help support you along the way. During Diabetes ...
06/19/2026

Managing diabetes takes daily attention, but your Medicare coverage may help support you along the way.

During Diabetes Awareness Week, our team is sharing how Medicare Parts B and D can help with supplies, medications, preventive services, and education. From blood sugar monitors and insulin to diabetes self-management training and prevention programs, there are important benefits available that many people overlook. Swipe for more information.

We are here to review your coverage and answer any questions you may have. If you would like guidance tailored to your situation, we encourage you to connect with our team.

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage...
06/11/2026

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage. This crucial piece of business coverage can help offset the costs related to key systems breaking down.

Swipe for an overview of what equipment breakdown coverage is, how it works, and why it can be so important for businesses that rely on critical pieces of equipment every day.

If your business depends heavily on critical systems to operate, it may be worth reviewing your current coverage portfolio to see what is and isn’t covered. Give us a call today, and we can get started.

Receiving a raise or promotion at work can be an exciting time. These changes lead to higher income, new financial respo...
06/09/2026

Receiving a raise or promotion at work can be an exciting time. These changes lead to higher income, new financial responsibilities, and the potential need for additional life insurance coverage.

Life insurance is designed to protect against financial risk tied to income, debts, and long-term obligations. When those factors change, coverage may need to be reassessed. Swipe for a brief overview of why income changes matter for your life insurance coverage.

If you’ve recently experienced an increase in income and are interested in a quick coverage check, feel free to contact me. We would be happy to review your current policy and help determine whether any adjustments make sense for your situation.

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision c...
06/04/2026

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you.

We strive for excellence — and it's always rewarding to hear when we've delivered.
06/03/2026

We strive for excellence — and it's always rewarding to hear when we've delivered.

As life insurance agents, we are often asked about policy additions individuals can make to their existing life insuranc...
06/02/2026

As life insurance agents, we are often asked about policy additions individuals can make to their existing life insurance policies. That being said, we wanted to share some information about a popular optional life insurance feature that may benefit you: a guaranteed insurability rider. Swipe for more details.

If you’re considering whether or not a guaranteed insurability rider is right for your policy, feel free to reach out. We are always happy to review the timing rules, limits, and cost structure to help you decide if this feature aligns with your long-term goals.

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

Address

105 Belle Avenue
Piney Flats, TN
37686

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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