CrossStone Insurance

CrossStone Insurance CrossStone insurance is an independent insurance agency located in Piney Flats, TN.

Running a business in Tennessee means juggling a lot of responsibilities, and safeguarding what you’ve built is a big pa...
08/31/2026

Running a business in Tennessee means juggling a lot of responsibilities, and safeguarding what you’ve built is a big part of that. That’s why our team at Cross Stone Insurance often recommends looking into commercial umbrella insurance.

This coverage adds an extra layer of protection on top of your existing business policies, helping you stay prepared for those larger, unexpected claims that could otherwise put your operations at risk.

Swipe to get a quick breakdown of how commercial umbrella insurance works and when it might be a smart fit for your business.

If you’d like to talk through your options, our team is always here to help you determine whether this coverage makes sense for your needs. Give us a call anytime.

Life insurance can feel overwhelming when you're just getting started, especially when it comes to understanding term li...
08/27/2026

Life insurance can feel overwhelming when you're just getting started, especially when it comes to understanding term life versus whole life coverage. You're not alone — our team at Cross Stone Insurance hears this question all the time.

Here's a quick breakdown to help you get clarity on how these two options differ and what they can do for your family's long-term financial protection.

The right fit comes down to your goals, your budget, and how you want your coverage to support the people you love. If you want help sorting through your options, we're here to make the process simple and stress-free.

Have questions? Reach out to us anytime.

Small daily habits really can shape long-term wellbeing, and our team loves sharing practical reminders that make life a...
08/25/2026

Small daily habits really can shape long-term wellbeing, and our team loves sharing practical reminders that make life a little easier. Take a moment to flip through these simple lifestyle tips that are easy to start and even easier to keep up with.

And if these small changes have you thinking about your health coverage, we’re here to help. Whether you’re reviewing your current plan or preparing for Medicare as you approach 65, our team at Cross Stone Insurance is always just a call away.

Have questions? Drop them in the comments or reach out anytime.

Comparing health insurance plans can feel overwhelming, but understanding what each plan prioritizes makes the process a...
08/19/2026

Comparing health insurance plans can feel overwhelming, but understanding what each plan prioritizes makes the process a whole lot easier. Every option balances cost, flexibility, and structure a little differently, so knowing the basics helps you choose what truly fits your life.

Our team at Cross Stone Insurance is here to make that comparison simpler. Whether you're reviewing your current coverage or exploring new options, we can walk you through the features that matter most.

Have questions about which health or group plan aligns with your needs? Reach out anytime. We're here to help you stay covered and protected.

Starting married life comes with big dreams—and protecting those dreams matters. At Cross Stone Insurance, we know how i...
08/17/2026

Starting married life comes with big dreams—and protecting those dreams matters. At Cross Stone Insurance, we know how important it is for newlyweds to put the right coverage in place as they build their future together.

Life insurance can help create financial stability for your family, cover major expenses, and ensure your plans stay on track even when life takes an unexpected turn.

Here are a few key things to consider as you plan your new chapter:
- How much financial support your household would need
- Existing debts or shared responsibilities
- Long-term goals like buying a home or starting a family

Our team is here to help you navigate your options and find a policy that fits your life today—and grows with you over time. If you’re starting this new season and want guidance, we’re always ready to help.

As families across Tennessee gear up for back-to-school season, our team at Cross Stone Insurance is taking a moment to ...
08/13/2026

As families across Tennessee gear up for back-to-school season, our team at Cross Stone Insurance is taking a moment to highlight a few simple reminders that help keep everyone safer on the road.

This time of year brings earlier mornings, school buses back on their routes, and much heavier traffic around neighborhoods and school zones. A little extra patience and awareness can go a long way in protecting students, parents, and other drivers.

Whether you're navigating school drop-offs, sharing the road with buses, or adjusting your daily commute, staying alert and slowing down makes a real difference.

Feel free to pass these reminders along to friends or neighbors. And if you ever have questions about auto insurance, personal insurance, or any of the coverage options we offer, our team is always here to help.

Turning 65 soon? You’re definitely not alone — we talk with plenty of folks across Tennessee who feel unsure about when ...
08/06/2026

Turning 65 soon? You’re definitely not alone — we talk with plenty of folks across Tennessee who feel unsure about when and how to enroll in Medicare. Our team at Cross Stone Insurance is here to make that process clearer and easier.

Here are a few reminders to help you stay on track:

• Know your enrollment window. Your Initial Enrollment Period lasts seven months — three months before you turn 65, your birthday month, and three months after. Starting early can help you avoid coverage delays.

• Understand how to enroll. Some people are automatically enrolled in Original Medicare, while others need to submit an application. This often depends on whether you're already receiving Social Security benefits.

• Don’t wait without a plan. Delaying Medicare without qualifying coverage can lead to penalties and a late start date.

• Still working? If you’re covered under an employer plan, you may qualify for a Special Enrollment Period, but missing every window can limit your options. It’s best to confirm your situation early.

Medicare decisions can feel overwhelming, but our team is here to guide you through every step. If you're nearing 65 or weighing your options, reach out — we’re happy to help.

As students gear up for a new school year, it’s a great time to revisit their insurance needs. Whether they’re living on...
08/04/2026

As students gear up for a new school year, it’s a great time to revisit their insurance needs. Whether they’re living on campus, commuting from home, or settling into an off-campus apartment, the right coverage can make a big difference.

Here are a few key policies worth reviewing before the semester starts:

• Renters insurance for personal belongings
• Auto insurance updates if they’re taking a car to school
• Health and life insurance considerations

Taking a few minutes now can help you and your student head into the school year feeling confident and protected. Our team at Cross Stone Insurance is here to help you review your options and make sure your coverage still fits your family’s needs.

If you have questions or want to walk through specific policies, we’re just a call away.

Summer brings plenty of adventures here in Tennessee, and our team knows that bigger plans can sometimes mean bigger ris...
07/30/2026

Summer brings plenty of adventures here in Tennessee, and our team knows that bigger plans can sometimes mean bigger risks.

Whether you're taking a road trip, hosting summer get‑togethers, or getting out on the water with a new boat or RV, it's important to make sure your personal insurance is ready for the season.

If you're unsure whether your coverage still fits your plans, we're here to help. Reach out anytime and we can review your policies, talk through optional add‑ons, or help you build in the protection you need for a safe summer.

What summer plans are you most excited about this year?

Summer hosting season is here, and before the cookouts and celebrations get underway, it’s a good time to think about ho...
07/28/2026

Summer hosting season is here, and before the cookouts and celebrations get underway, it’s a good time to think about how protected your home really is. If something unexpected happens on your property, will your current homeowners insurance be ready to step in?

Our team at Cross Stone Insurance put together a few things to consider before you welcome guests this summer. A quick review of your coverage can make a big difference in keeping your home and your peace of mind protected.

If you're planning to host this season, now’s a great moment to check for any gaps in your homeowners insurance. Reach out to us anytime—we’re here to help Tennessee homeowners stay confident and prepared.

Address

105 Belle Avenue
Piney Flats, TN
37686

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when CrossStone Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to CrossStone Insurance:

Shortcuts

Share

Category