Health Market Genius, LLC

11/04/2026

Shopping for under-65 health coverage during ACA Open Enrollment? We explain the critical differences between traditional ACA Marketplace insurance and Healthshare plans like Medi-Share. Compare legal protections, pre-existing condition rules, maternity coverage, preventive care, and high-income cost strategies to make the right choice for your family in North and South Carolina.

Have questions or want to learn more, when you need expertise on your side. Contact us today, so you can make an informed decisions.

Remember ACA open enrollment is now open till December 15th for a January 1st 2027 start date.

Kyle Romanat
Email: [email protected]
Phone: (828) 266-1369

Comparing ACA Marketplace plans vs. Healthshare plans like Medi-Share. Understand pre-existing rules, maternity limits, MAGI thresholds, and total costs.

11/02/2026

🗓️🩺⏰ Yesterday Nov 1st marked the start of the 2027 ACA Open Enrollment period. 🩺✅📋

At Health Market Genius LLC, we're here to help. With over 20 years of experience, we guide clients through the complex application process and help them find suitable plans once enrollment opens. Our services are always FREE to you.

When You Need Expertise on Your Side.

Contact us today to get started.
https://healthmarketgenius.com
email at: [email protected]

10/31/2026

Navigating Medicare Open Enrollment doesn't have to be overwhelming. I break down the 11 most important questions beneficiaries are asking for 2027 - including $0 premium Medicare Advantage plans, drug payment smoothing, network shifts, IRMAA tax surcharges, and switching rules for NC and SC residents.
If you have questions, need clarification or just want help navigating enrollment, please reach out as a licensed health insurance broker my services are always FREE to you.
When you need expertise on your side.
Kyle Romanat
Email: [email protected]
Phone: (828) 266-1369

Get clear answers to top 2027 Medicare AEP questions. Learn about the $2,400 drug cap, smoothing payment plans, IRMAA surcharges, and NC/SC networks.

10/26/2026

🗓️🩺⏰ ACA Open Enrollment for 2027 begins November 1st. Preparing now is the key to finding the best health insurance plan for you and your family. 🩺✅📋

At Health Market Genius LLC, we're here to help. With over 20 years of experience, we guide clients through the complex application process and help them find suitable plans once enrollment opens. Our services are always free to you.

When You Need Expertise on Your Side.

Contact us today to get started.
Kyle Romanat
https://healthmarketgenius.com
email at: [email protected]

10/21/2026

Navigating 2027 ACA Subsidies
ACA Open Enrollment starts November 1st. With Marketplace subsidy eligibility tied to Federal Poverty Level (FPL) thresholds, understanding your Modified Adjusted Gross Income (MAGI) is critical. Learn how 2027 income limits apply to your household size, what happens to your subsidy if you exceed these income limits, and how pre-tax HSA contributions can lower your MAGI to protect thousands in premium tax credits.

https://healthmarketgenius.com/the-smart-lens/navigating-2027-aca-subsidies-magi-hsa-guide

10/19/2026

To ensure you find the best plan for your needs, now is a great time to start gathering essential information.

If you need assistance, please feel free to reach out. Our services are provided at no cost to you, excluding the price of the insurance itself. �
As a licensed health insurance broker in NC, SC, VA, FL & TX, I'm here to help you navigate the upcoming 2027 enrollment period, which begins on November 1st.

To ensure you find the best plan for your needs, now is a great time to start gathering essential information.

Kyle Romanat
Email: [email protected]
Phone: (828) 266-1369

10/17/2026

Although ACA Open Enrollment doesn't officially begin until November 1st, we know many of you are asking: "What will my health plan cost next year, and what rules are changing?"
To help you get ahead of the game, we broke down the verified policy facts versus legislative rumors and what they mean for your household budget.

https://healthmarketgenius.com/the-smart-lens/aca-health-insurance-what-is-changing-in-2027

If you need assistance, please feel free to reach out. Our services are provided at no cost to you, excluding the price of the insurance itself. �
Kyle Romanat
Email: [email protected]
Phone: (828) 266-1369

Discover what is changing for 2027 ACA Open Enrollment starting November 1st. Learn about 2027 marketplace premiums, the 400% FPL subsidy cliff, and HSA tax strategies.

10/15/2026

MEDICARE OPEN ENROLLMENT IS LIVE!

Medicare Open Enrollment started today(10/15) & runs till 12/07 — here is your prep checklist!

Getting ready to review your 2027 health coverage? Good news, you don't have to figure it out alone.
I'm Kyle, owner of Health Market Genius LLC and your licensed health insurance broker, I’m here to help! It's totally FREE to talk with me, and honestly, the peace of mind is priceless.
I walk folks through their options and help them find the plan that fits best, without any pressure or sales pitch.

Contact me today to get started.
email: [email protected]
Phone/Text: (828) 266-1369

10/14/2026

🚨 Are you ready to compare plans insurance plan for 2027?
With Medicare Annual Enrollment (AEP) kicking off tomorrow, October 15th, and ACA Marketplace Open Enrollment starting November 1st, it's officially time to start evaluating your health insurance options.
Before you hit "enroll," taking a few minutes to brush up on health insurance terms like deductibles, coinsurance, and copays can save you hundreds (or thousands) of dollars in unexpected costs next year.
I put together a quick refresher guide on The Smart Lens blog to help you decode plan benefits, anticipate your real out-of-pocket costs, and protect your 2027 budget.

📖 Read the essential terms guide here: https://healthmarketgenius.com/the-smart-lens/beyond-the-premium-mastering-deductibles-coinsurance-and-copays

Need help comparing 2027 plans in NC, SC, VA, TX, or FL? My advisory service is always 100% FREE!

The cost of healthcare goes beyond your monthly premium, but the vocabulary of out-of-pocket expenses can feel like a foreign language. What is the real difference between a $40 copay and a 20% coinsurance? We explain these essential terms, helping you decode your plan so you can anticipate costs an

10/12/2026

This is a friendly reminder that 2027 Medicare Open Enrollment starts on October 15th.
If you are 65 or older, now is the critical time to confirm your plan for next year.
There are often several changes, so make sure your medications and doctors are still covered at the prices you can afford.
Please do not let your plan auto-renew without looking through and calculating the cost and coverages you need. You may be able to switch to a better plan that fits your needs.