Health Market Genius, LLC

06/11/2026

✅ Did you know your health insurance network changes when you travel? Here’s your summer survival guide. ✈️ ☀️

Don't let an out-of-state medical bill derail your vacation. We break down the essential travel rules for ACA plans, explaining how the law protects you in emergencies and how to utilize telehealth to keep your costs at $0 while you're away from NC and SC.

05/30/2026

✈️ Planning a summer getaway? ☀️
Before you hit the road or catch a flight, take a few seconds to understand how your health insurance travels with you, and how to use your secret weapon: Telehealth! 📲

Remember: Emergencies are covered nationwide, but minor medical needs can vary wildly if you are out of your plan's network area.

Need help checking your plan's travel guidelines or setting up your telehealth app?
I’m a licensed broker across NC, SC, VA, TX, and FL, and my expert advice is always 100% FREE.

Contact me today, and let's make sure you're vacation-ready! 📞
Phone: (828) 266-1369
email at: [email protected]
https://healthmarketgenius.com
~ Kyle Romanat

05/08/2026

3 Things Every 2026 Grad Needs to Know About Health Insurance 🛡️�Caps off, coverage on! 🎓 Graduation is a huge milestone, but it often brings up the "adulting" question: What happens to my health insurance?
Whether you're moving for a new job in Austin, Charlotte, or Miami, or just turning 26, you have options that won't break the bank.

Watch to see the 3 triggers for a Special Enrollment Period! ⬇️
Parents: If your grad is "aging out" of your plan this summer, let’s chat!
My help is 100% FREE to you.

When you need an unbiased expert on your side, contact us!
https://healthmarketgenius.com
email at: [email protected]
Phone: (828) 266-1369

04/13/2026

💼 Leaving your job shouldn't mean losing your peace of mind.

When you leave a position, you’ll likely receive a COBRA notice in the mail. Most people sign it because it’s familiar—but it’s often the most expensive path you can take.

Here’s the breakdown:
📍 COBRA: Keep your same plan and doctors, but you pay 102% of the cost.
📍 Marketplace (ACA): Switch to a new plan that might be significantly cheaper thanks to subsidies, especially if your income has changed.

Important Note: You only have 60 days from the day your employer coverage ends to make a switch to the Marketplace.

Whether you’re in NC, SC, VA, TX or FL I can help you compare your COBRA costs against every available plan in your area to see which one protects your family (and your wallet) best.

My expert help is 100% FREE to you. Let's find the best fit for your transition!

When you need an unbiased expert on your side, contact us!

https://healthmarketgenius.com
email at: [email protected]
Phone: (828) 266-1369

04/09/2026

You have the legal right to life-saving emergency care in the U.S. regardless of insurance, but this reel details what happens next regarding service, billing, and payment when you are uninsured.
💔💰
When you need an unbiased expert on your side, contact us!
https://healthmarketgenius.com
email at: [email protected]
Phone: (828) 266-1369

04/07/2026

"ACA Fact: Out-of-Network Emergency? Still Pay In-Network Cost. That's the Law! ✅"
- ACA Plans Treat All Emergencies In-Network! 🏥 -

❓ Have Questions? Feel free to reach out anytime! As a licensed health insurance broker, my services are always 100% FREE to you.

Contact us today!
https://healthmarketgenius.com
email at: [email protected]
Phone: (828) 266-1369

03/31/2026

Life happens... and sometimes health insurance falls through the cracks. 🧡
If you are currently without coverage, please know that you aren't necessarily "stuck" until next year. While Open Enrollment has ended, there are still several "lifelines" available to help you get back on track.

You may qualify for a Special Enrollment Period (SEP) if you've had a life change in the last 60 days, such as:
* A Recent Move: Moving to a new ZIP code or state (like NC, SC, or VA!) often opens a window to enroll.
* Job Changes: Losing your work-based coverage or finishing COBRA.
* Family Milestones: Getting married, having a baby, or even a dependent turning 26.
* Medicaid Transitions: If your eligibility for Medicaid has changed recently.

My service is always 100% FREE to you. Reach out today for a friendly, no-pressure review! 🤝

03/18/2026

📂 Doing your taxes? Don't forget your 1095-A!
If you had an ACA (Marketplace) health plan in 2025, you need Form 1095-A to file your federal taxes. This form confirms your coverage and the subsidies you received.
Quick Tips:
1. Check your mail or log into your Marketplace account to download it.
2. Make sure the info matches your records before filing.
3. If you didn't have coverage for part of the year, let's talk about how to avoid issues for 2026!
Questions about how your health insurance affects your taxes? Reach out!
~ Kyle Romanat
https://healthmarketgenius.com
email at: [email protected]
Phone: (828) 266-1369

02/20/2026

✨ Did you know your "Free" physical is waiting for you? ✨

You're already paying your monthly premium—make sure you're getting the full value out of your plan!

I’m always here to make sure all my clients are taking full advantage of their 2026 ACA plan benefits!

When You Need Expertise on Your Side.
✨ Remember working with a licensed broker is a FREE service to you.
~ Kyle Romanat

https://healthmarketgenius.com

02/14/2026

Many people think they have to wait until next October to change their Medicare plan. Not true!

If you are currently on a Medicare Advantage plan, the window is open NOW (until March 31st) to:
• Switch to a different Medicare Advantage plan.
• Go back to Original Medicare.

Working with a licensed broker is a free service, and I’m here to make sure your 2026 starts off with total peace of mind.
~ Kyle Romanat
https://healthmarketgenius.com
email at: [email protected]
Phone: (828) 266-1369