Hammer Health Insurance

10/14/2025

🚨 Just ONE DAY until Medicare’s Annual Enrollment Period kicks off on October 15th! 🚨
This is your chance to review and switch plans for 2026 coverage. Whether you’re looking for better prescription drug options, lower costs, or added benefits like dental/vision, now’s the time to make a smart move.
As your trusted Medicare advisor, I’m here to guide you through it all—no pressure, just personalized advice tailored to YOUR health needs, budget, and lifestyle. Let’s find the perfect plan together!
DM me, call 928-242-3039, or comment below to schedule a free consultation. Spots fill up fast—don’t wait! 💙

09/23/2025

🚨 WARNING: Medicare Fraud Alert! 🚨 Neighbors, the fraudulent calls are starting, and I want to share a recent experience to help protect you. One of my longtime Medicare clients was unknowingly DISENROLLED from his trusted plan of 5 years due to a scam call. He was set to be switched to a new plan effective Oct. 1, which could have caused major frustration, concern, and potential costs.
Thankfully, I caught something odd while reviewing his file, made some calls, and worked with him to cancel the fraudulent enrollment. He’s now safely back on his original plan, as if nothing happened. But this could have been a disaster! 😔
Please, PLEASE be cautious of unsolicited calls, especially now through December. Only discuss your Medicare plan with a trusted broker you know. If you don’t have one, I’m here to help. As a dedicated broker, it’s my passion to look you in the eye and do what’s right for YOU. 💙
📞 Need a trustworthy broker? Give me a call, and let’s ensure your Medicare plan is secure. Stay safe, neighbors!

928-242-3039

09/18/2025

If you’re currently enrolled in a Medicare advantage prescription drug plan then you should have recently received your Annual Notice of Change (ANOC) document These outline what’s changing in your Plan for 2026. Have questions about your plan’s updates or benefits? I’m here to help! 🙌
Starting October 15, when Annual Enrollment opens, we can discuss specific plan changes, new benefits, and find the best options for you. Call me at 928-242-3039. to schedule a personalized consultation. Let’s make sure your coverage fits your needs! 💙

09/15/2025

Your Local Medicare Expert Who Cares! 🌟
Hello to all my White Mounain neighors! I’m Jodi Hammer, your friendly local broker at Hammer Health Insurance (📞 928-242-3039). As your neighbor, I’m passionate about helping our community navigate the Medicare maze with a personal touch. Unlike big call centers, I love meeting face-to-face to understand your unique needs—whether it’s choosing between a Medicare Supplement or a Medicare Advantage plan, or finding the right Part D prescription coverage.
I go above and beyond for my clients, offering tailored advice to fit your health, budget, and lifestyle—today and for the future. From answering late-night questions to reviewing plans in person over coffee, I’m here to make Medicare simple and stress-free. My goal? To give you peace of mind so you can enjoy life in our beautiful community!
Ready to talk Medicare with someone who truly cares? Call me at 928-242-3039 or send a DM to set up a free, no-pressure consultation—let’s meet in person! ☕

09/14/2025

Are You Confused About Medicare Supplement vs. Medicare Advantage with Prescription Drug Coverage? 😕
Hi everyone! I’m Jodi Hammer with Hammer Health Insurance, and I hear this question all the time: What’s the real difference between a Medicare Supplement (Medigap) plan and a Medicare Advantage plan with Part D prescription drug coverage? There’s no one-size-fits-all answer— the right choice depends on your unique needs today and down the road. Let me break it down simply to help you decide!
Quick Comparison:
• Medicare Supplement (Medigap): This works with Original Medicare (Parts A & 😎 to cover out-of-pocket costs like deductibles, copays, and coinsurance. It gives you flexibility to see any doctor or hospital that accepts Medicare nationwide—no networks! But it doesn’t include prescription drugs, so you’d need a separate Part D plan. Great if you value predictability and broad provider choice.
• Medicare Advantage (Part C) with Rx Coverage: This is an alternative to Original Medicare, bundled into one plan from a private insurer. It often includes Parts A, B, and D (prescriptions) for a single premium—plus extras like dental, vision, or gym memberships. Many have $0 premiums, but you’ll stick to the plan’s network of providers, and out-of-pocket costs can vary more based on what you use.
The key? Consider your health, budget, preferred doctors, and travel habits. Switching plans can be tricky, so let’s chat before Open Enrollment!
I’m here to guide you every step—personalized, no pressure. 📞 Give me a call at 928-242-3042 or DM me to schedule a quick, free review. Your future self will thank you! 💪

09/12/2025

🚨 Heads Up, Medicare Friends: Robocalls Are Ramping Up Ahead of Annual Enrollment! 🚨

Hey everyone! As we gear up for the Medicare Annual Enrollment Period (October 15 – December 7), those pesky robocalls are already starting to flood phones. Scammers are pretending to be from “Medicare enrollment centers” or “advisors,” promising better coverage or free benefits – but they’re just after your personal info like your Medicare number or Social Security details. Don’t fall for it!
Quick Tips to Stay Safe:
• Medicare NEVER calls to ask for your Medicare number or payment info.
• Hang up immediately on unsolicited calls – even if they sound official.
• Block spam numbers and report suspicious calls to 1-800-MEDICARE (1-800-633-4227).
• Guard your info like your credit card – only share with trusted providers.

The good news? At Hammer Health Insurance, we’re here to help you navigate enrollment the RIGHT way – no scams, just real expertise! Whether you’re reviewing your current plan, exploring Advantage options, or need help with Part D, I’m in the neighborhood and have got you covered.
Call me at 928-242-3039, or email [email protected] to schedule a FREE, no-pressure consultation. Let’s make this enrollment season stress-free! 💙

09/10/2025

🚨 Medicare Annual Enrollment is almost here! 🚨 Don’t miss your chance to find the perfect plan for YOU! As your local independent broker, I’m Jodi Hammer with Hammer Health Insurance, and I’m here to provide personalized, one-on-one guidance to help you navigate your Medicare options. No cookie-cutter solutions—just plans tailored to your unique needs! 💙
📞 Call me today at 928-242-3039 or DM me to schedule a free consultation. Let’s make sure you’re covered with confidence!

08/29/2025

Are you currently enrolled in a Medicare Advantage Plan?

The Annual Notice of Change (ANOC) for your Medicare Advantage plan will arrive soon, detailing any changes to your coverage, costs, or benefits for 2026. Now’s the perfect time to review your plan and ensure it still meets your needs!

Want to explore how your plan’s changes stack up against other options in your county? Reach out to me for a personalized evaluation. I’ll help you compare plans and find the best fit for your healthcare and budget.
📞 Contact Jodi Hammer, at Hammer Health Insurance today to schedule your free plan review!
[email protected]
928-242-3039

08/27/2025

🌟 Let Jodi Hammer Simplify Your Medicare Journey! 🌟
Navigating Medicare doesn’t have to be confusing! As your dedicated Medicare broker at Hammer Health Insurance, I’m here to guide you through every step—whether you’re turning 65, exploring Part D plans, or reviewing your coverage options.
💡 Why Choose Jodi? With years of experience and a passion for client education, I make it easy to find the perfect Medicare plan tailored to your health and budget needs in Arizona, Utah, New Mexico, Washington, and Colorado.
📅 Open Enrollment Alert! October 15–December 7 is your chance to review and update your Medicare plan for 2026. Don’t miss out!
👉 Contact me today for a free, no-obligation consultation. Let’s ensure you’re getting the coverage you deserve!
📞 Call 928-242-3039 or email me at [email protected] to connect with your Local Medicare Plan Specialist.

08/24/2025

Are you new to Medicare or helping a loved one navigate their options? 🤔

Understanding Medicare doesn’t have to be complicated! Here’s a quick breakdown:
• Part A: Covers hospital stays and skilled nursing.
• Part B: Covers doctor visits and outpatient care.
• Part C (Medicare Advantage): Combines A & B, often with extra benefits like dental or vision.
• Part D: Prescription drug coverage.
�Want to learn more about which plan fits your needs? Give me a call or send me a message to schedule a no-obligation chat!

I live in Pinetop and will meet with you face to face or over the phone - whatever works for you.

04/22/2025

11/09/2024

CMS has announced 2025 Part B Deductible and Premium increases.

Part B Premium - $185
Part B Deductible - $257

https://www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles

Call me discuss if you have questions.
928-242-3039

On November 8, 2024, the Centers for Medicare & Medicaid Services (CMS) released the 2025 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2025 Medicare Part D income-related monthly adjustment amounts. Medicare Part B Premium and DeductibleMedicare...