McCaleb Wealth Management

11/03/2026

One investment gained 270 percent in the first five months of 2026. Two months later, it gave back 67 percent. 😳

Why do smart people chase numbers like that? Psychologist Daniel Kahneman said it best: "Stories trump statistics." 🧠

A hot streak always comes with a story. The story is what sells. The math is what stings.

Riches to rags is an old pattern, and so is the reverse. When a return looks too good to be true, give the story the same scrutiny you'd give the number.

If a market headline has your attention, run it past us before it runs your portfolio. 💬

11/02/2026

10 tips that can head-off marriage money problems.

Couples may be able to head off many of the problems in a marriage that money can cause.

10/29/2026

Not all inflation numbers measure the same thing. From CPI to PCE, each index tracks different spending patterns—and none of them may reflect yours.

Different inflation indexes may tell different stories. Here's what that could mean for you.

10/29/2026

Nationwide's 2026 study surfaced three key lessons from parents:

🎯 Not starting early enough.
More than 25 percent of recent retirees wish they had started sooner. Fifteen years of compounding early in a career can make a HUGE difference.

🎯 Not raising the contribution rate as your income grows.
Thirteen percent of recent retirees wish they had contributed more to their savings each year.

🎯 Claiming Social Security at 62.
More than a third of boomers plan to claim benefits the moment they become eligible, even though doing so cuts the monthly benefit by 25 to 30 percent for life.

According to the SSA, waiting past full retirement age adds 8 percent per year, up to age 70.

Across the research, three things seem to matter most:

1️⃣ Starting early
2️⃣ Getting an outside perspective rather than relying on instinct alone
3️⃣ Treating retirement as something that unfolds over decades rather than a single date on the calendar

10/28/2026

🤖 AI Can Calculate… But Can It Guide You?
Artificial intelligence is becoming a powerful tool in financial planning and investing. But is having the right calculations the same as having the right guidance?
Jason McCaleb believes there's an important difference.
Technology can help analyze information and explore financial strategies, but financial planning also involves understanding individual goals, values, experiences, and making thoughtful decisions when markets become unpredictable.
🎥 In this video, Jason shares why he believes combining technology with personalized financial guidance can make a meaningful difference in the planning process.
Jason McCaleb is a CERTIFIED FINANCIAL PLANNER™ professional and Dave Ramsey SmartVestor Pro at McCaleb Wealth Management.
📞 Call 928-358-4314 to schedule a FREE consultation!
McCaleb Wealth Management
Investments offered through SharpePoint, a registered investment advisor.

10/28/2026

Wall Street has a lot of cliches. How many do you know?

Pundits say a lot of things about the markets. Let's see if you can keep up.

10/26/2026

What would happen to your finances if you couldn't work? This calculator shows how long your savings might last if a disability affected your income.

See how long your current savings might last if a disability interrupted your income.

10/26/2026

How many years before you are ready to be “retired”?

It’s one of the most important numbers yet.

TIAA's 2026 longevity literacy research found that workers who expect a shorter retirement save less consistently than those who expect a longer one.

That makes sense, but it also means the people who assume their retirement will be short are the same ones who may be building portfolios with shorter time horizons.

Once someone has already reached 65, the numbers shift.

According to Social Security Administration data:

📌 A 65-year-old man has roughly a 24 percent chance of living past 90

📌 A 65-year-old woman's chances are higher, closer to 35 percent

📌 For a 65-year-old married couple, there is about a 50 percent chance that at least one spouse lives past 90

The practical implication is not "assume you will live to 100."

It’s that a retirement income strategy built around the “average lifespan” often assumes a person will die on schedule. Most people do not.

If retirement is on your horizon, the question to ask is, "What happens to my income strategy if I live to 95?"

10/22/2026

💡 What makes McCaleb Wealth Management different from other financial advisors?
That's a great question, and Jason McCaleb has three things he'd like to share!
In the third video of our Get to Know Jason series, Jason talks about his approach to investment recommendations, how his firm's fee structure works, and why comprehensive financial planning is such an important part of what he does.
For Jason, financial planning starts with understanding each client's individual needs, resources, and long-term goals.
Jason McCaleb is a CERTIFIED FINANCIAL PLANNER™ professional and Dave Ramsey SmartVestor Pro at McCaleb Wealth Management.
🎥 Take a couple of minutes to hear Jason explain his approach!
📞 Call 928-358-4314 to schedule a FREE consultation!
McCaleb Wealth Management
Investments offered through SharpePoint, a registered investment advisor.

10/22/2026

Have you ever had to deal with a "white elephant" inheritance? Learn how to avoid holding on to a burden in our latest article.

This article deals with how one might deal with a burdensome inheritance.