06/26/2025
Preparing for Hurricane Season
Hurricanes and tropical storms pose significant safety risks, so it’s important to be properly prepared throughout hurricane
season. As the tropics heat up, this article offers tips to help you stay safe before, during and after tropical storms, depressions
and hurricanes.
Before a Storm Hits
As storms develop, the National Oceanic and Atmospheric Administration (NOAA), Federal Emergency Management Agency,
and state and local authorities will provide updates, keeping you aware of a storm’s path and issuing evacuation orders when
necessary. If a storm is projected to hit your area, consider these tips:
Have a family communication plan in place. Keep your devices charged and keep battery packs on hand.
Cover all your home’s doors and windows with storm shutters or ⅝-inch plywood.
Move furniture and valuables to a higher elevation, if possible, if your home lies in a flood zone.
Move all outdoor items inside.
Store important documents (e.g., birth certificates or Social Security cards) in watertight containers.
Make sure your generator, if you have one, is serviceable before the storm.
Follow local evacuation orders and consider evacuating even if you are not required to.
Prepare an emergency kit with dry goods, an NOAA radio, flashlights, clean water and first-aid supplies.
During the Storm
When riding out a storm, do all you can to stay safe, including the following:
Make sure your home is completely secure and do not go outside during the storm.
Turn off all gas lines and consider turning off all utilities.
Monitor the TV and radio for ongoing weather developments.
Shelter away from doors and windows. Stay on the lowest level of your home, away from high winds, as long as it the area
is safe. If your home is flooding, move to higher ground in your home.
After the Storm Passes
Do not leave your home until local authorities deem it safe to do so. Even if it seems calm outside, it may not be safe to be
outdoors yet—this may be the eye of the storm. Continue to shelter until you hear otherwise. Expect emergency service delays
in your community following a storm. Roads may be flooded, power may be out and debris may be on the streets. After the
storm, you will need to assess and repair any damage that may have occurred. As cleanup begins, remember the following:
Be cautious of residual rain and flooding, even after the main storm has passed.
Be very careful when exiting your home. Debris, fallen trees and exposed wiring can make it hazardous to move around.
Document damage to the outside of your home. Call your home insurer to file a claim as soon as you can. Insurers are
often inundated with calls following natural disasters.
Do not try to make repairs to your home by yourself without professional assistance.
Seek medical attention or shelter from the local emergency services if necessary.
Do not turn on your gas, electricity, plumbing or heating, ventilating and air conditioning system until you confirm there is
no damage to the lines.
Keep pets and children inside. It is not safe for them to wander.
If you are separated from your family, use your family communication plan or contact the American Red Cross at 1-800-REDCROSS (1-800-733-2767). You can also contact your local Red Cross office for more information.
Stay Safe During Storms
Use the tips provided here and any federal, state and local guidance to keep yourself and your family safe throughout the
hurricane season. For more risk management resources, contact us today.
The content of this News Brief is of general interest and is not intended to apply to specific circumstances. It should not be regarded as legal advice and not be
relied upon as such. In relation to any particular problem which they may have, readers are advised to seek specific advice.
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