The Hodgdon Team at Florida Strategic Insurance

12/25/2025

12/08/2025

10/03/2025

Flooding is the most costly natural disaster in the United States, yet millions of Americans depend on the National Flood Insurance Program (NFIP) for protection. As of Wednesday, that program is on pause due to the government shutdown. Congress did not reauthorize the NFIP before the deadline, which means no new policies can be issued and existing policies cannot be renewed until action is taken. Current policies remain in force, and claims will continue to be processed.

This lapse may cause delays for real estate closings in flood hazard areas, where flood insurance is required by law. To fill the gap in the market, homeowners, lenders, and real estate professionals should be aware of private flood insurance options that may help avoid disruptions, like the one available through American Integrity.

08/04/2025

This weekend, strong to severe storms are possible in areas along the Southern Atlantic coast and in the North and Central Plains. When making travel plans, avoid routes that are known to flood. Most flood fatalities occur in vehicles—planning ahead could save your life!