Jaime Little, Mortgage Loan Originator NMLS #430840

Jaime Little, Mortgage Loan Originator NMLS #430840 Stockton Mortgage NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

Today, we’re celebrating the people behind the hard work, big goals, and communities we’re proud to call home. 🇺🇸From al...
09/07/2026

Today, we’re celebrating the people behind the hard work, big goals, and communities we’re proud to call home. 🇺🇸

From all of us at Stockton Mortgage, we hope you enjoy a well-deserved Labor Day with the people who matter most!


This is not a commitment to lend. Qualifications apply. See representative for details.

A pre-approval turns "Could we afford this?" into a real number.We look at your income, credit, and assets and give you ...
09/05/2026

A pre-approval turns "Could we afford this?" into a real number.
We look at your income, credit, and assets and give you a working budget, so you can shop with confidence instead of guesswork. It’s a solid place to start.

Want your number? Send me a message.

This is not a commitment to lend. Qualifications apply. See representative for details.

Buying or moving is a big deal, and you shouldn't have to figure it out alone. Whether you're months out or just curious...
09/04/2026

Buying or moving is a big deal, and you shouldn't have to figure it out alone. Whether you're months out or just curious, one honest conversation can turn 'someday' into an actual next step. Reach out anytime.

That itch to check listings at 11pm? That's your sign. Whether you're a year out or ready now, the smartest first move i...
09/03/2026

That itch to check listings at 11pm? That's your sign. Whether you're a year out or ready now, the smartest first move isn't finding the house — it's knowing what you can do before you fall for one. Let's start there, no pressure.

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org

A place that's actually yours changes the small things you didn't expect: where you hang the keys, which window gets the...
09/01/2026

A place that's actually yours changes the small things you didn't expect: where you hang the keys, which window gets the morning light, the paint color nobody can tell you no about. If a home of your own is on your mind, let's talk about how to get there.

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org

This — a backyard that's yours, an ordinary afternoon, a kid who's convinced you hung the moon. The little moments are t...
08/31/2026

This — a backyard that's yours, an ordinary afternoon, a kid who's convinced you hung the moon. The little moments are the whole reason a place of your own is worth it. If that's the picture in your head, let's map out what it takes to get there.

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org

08/31/2026

📢 BIG VA LOAN UPDATE 📢

This could be a gamechanger for veterans who have non-medical collections on their credit report.

Previously, lenders could count 5% of the outstanding collection balance as a monthly payment when qualifying a VA borrower.

Under the updated VA guidance, the calculation is now:

5% of the outstanding balance ÷ 12 months

Here’s what that looks like on $10,000 in collections:

** Previous calculation: $500 per month
** Updated calculation: Approximately $42 per month

That is a HUGE difference, and it could significantly improve a veteran’s debt-to-income ratio and ability to qualify for a home.

Another important reminder: Medical collections do not require a monthly payment to be counted.

Veterans: If collections have kept you from qualifying in the past, it may be time to take another look.

Realtors: If you have a veteran buyer who was previously told no because of collections or debt-to-income concerns, send the scenario over. A previous “no” may now be a “not yet, or possibly now.”

Every situation is different, but this update could open a door that was previously closed.

There are no dumb questions in this process — only the ones nobody bothered to answer for you. Wondering what you can af...
08/29/2026

There are no dumb questions in this process — only the ones nobody bothered to answer for you. Wondering what you can afford, what pre-approval actually means, or whether now's even the right time? Ask me. That's the job, and I like it.

This is not a commitment to lend. Qualifications apply. See representative for details.

Some of life's biggest changes come with a plus-one. A growing family, a work-from-home setup, room for aging parents ne...
08/28/2026

Some of life's biggest changes come with a plus-one. A growing family, a work-from-home setup, room for aging parents nearby — sometimes life just needs more space. If your place is starting to feel snug, we're here to help you find the room to grow into.

Address

3780 North Mayo Trail Suite 201
Pikeville, KY
41501

Telephone

+16063396444

Website

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