01/20/2026
🔥🌧️🏠 Property damage can happen unexpectedly. And while you can’t always prevent such incidents, you can prevent further headaches by approaching the claim process appropriately.
With that in mind, here are some general post-property damage guidelines to file away:
1️⃣ Ensure safety, evacuate the premises if needed, and contact authorities for emergencies.
2️⃣ Notify your agent ASAP, and document all conversations with the carrier.
3️⃣ Take photos/videos of damage, and make a list of lost items and their estimated value.
4️⃣ Take reasonable steps to prevent further damage, like placing tarps over leaks or shutting off utilities. Keep receipts/invoices for temporary repairs, lodging, and supplementary costs.
5️⃣ Do not make permanent repairs or dispose of damaged items before consulting with your agent. Ensure cleaners/contractors know what can and cannot be removed from the property.
6️⃣ Be wary of individuals who may be taking advantage of a situation by sweeping into your neighborhood after a catastrophic event. And remember, never pay for services upfront.
We hope you never deal with extensive damage to your property, but we want you all to be armed with knowledge in the event you do.
Feel free to share this post as a helpful resource for your network, and as always, DM us or give the office a call with any questions or needs 🤝
