Joey Carter, Financial Services Professional with Nylife Securities LLC

06/08/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

05/29/2026

Most people wait too long to have important financial conversations.

Estate planning.
Life insurance.
Emergency planning.
Retirement goals.

Nobody likes talking about “what if” scenarios.

But avoiding the conversation doesn’t make the risk disappear.

Some of the best decisions people make financially are the ones they hope their family never has to use.

That’s real planning.

What financial topic do you think people avoid talking about the most?

05/29/2026

Nobody ever plans to get sick or injured, but with disability insurance from New York Life, you can rest easier knowing that your plans for the future—and your income—remain secure. When you have a moment, reach out and we can talk about your options together.

What is disability insurance? Learn how to protect yourself if injuries happen and its the benefits of disability insurance with help from New York Life.

05/28/2026

Debt relief can feel like the answer when bills are piling up, but it comes with a cost. Depending on the route you take, your credit score could drop significantly. This article from CNBC breaks down what each option actually does to your credit and how long the damage lasts:

https://cnb.cx/4u1UQoe

Do you know someone who would like to work with a Financial Professional on their financial goals? I'd love to connect and talk through how I can support them.


The article is provided for informational purposes only. Any actions you take regarding debt repayment and credit cards are made at your own discretion. Paying off debt, opening or closing credit cards, or changing your credit utilization may impact your credit score and profile. There is no guarantee of specific outcomes related to credit score changes.

05/25/2026

Most people don’t have a money problem.

They have a planning problem.

I’ve talked to people making $60k a year who are financially disciplined, intentional, and building real stability.

I’ve also talked to people making well into six figures who feel like they’re constantly behind.

Why?

Because income alone doesn’t create peace of mind.

Lifestyle inflation happens quietly:

bigger house
newer car
more subscriptions
more pressure
less margin

At some point, earning more stops solving the problem if there’s no structure behind it.

One thing I’ve learned working with families is this:

People don’t just want to build wealth.
They want confidence.
They want options.
They want to know their family would be okay if life changed tomorrow.

The earlier you create a real financial game plan, the less stressful every future decision becomes.

What’s one financial habit that’s made the biggest difference in your life?

05/25/2026

This Memorial Day, we pause to remember and honor the men and women who gave their lives in service to our country.
We are grateful for their sacrifice and hold their families in our thoughts today.

05/22/2026

When it comes to your financial future, isn't it better to make sure all your bases are covered? This Disability Insurance Awareness Month, reach out to learn how individual disability insurance from New York Life can help supplement government programs or enhance your employer benefits, so you can have peace of mind knowing you're fully covered.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

05/18/2026

Whether you’re an employer looking to enhance your benefits without incurring direct costs, or an individual looking to protect and support your long-term financial security, permanent life insurance options from New York Life can help. Get in touch to learn how today.