Winston & Companies

06/16/2026

The Hidden Pitfalls of Property Deeds

Adding a child to the deed? Read this.

06/10/2026

Retirement Milestones: The Ages That Trigger Big Financial Decisions

There are a few birthdays that matter a lot more than the candles on the cake 🎂
Certain ages can unlock benefits, or create costly mistakes, if you don’t plan ahead. In this interview, Shane Stevenson with Winston & Companies and Erin Kennedy break down the key ages every investor and retiree should know, including:
• 59½ – Penalty-free withdrawals and in-service rollovers
• 62 – When Social Security becomes available… but should you claim?
• 65 – Medicare eligibility (and why missing this can be expensive)
• 70½ – A powerful opportunity for charitable giving with QCDs
• 73 – When Required Minimum Distributions begin
Whether retirement is right around the corner or still on the horizon, understanding these milestones can make a meaningful difference in your long-term plan. To talk to Shane to learn what to do, and what to avoid, at every stage, call 602 456-1928 or visit www.WinstonandCompanies.com

06/09/2026

Estate Planning Involves More Than Just Paperwork

It's a system that needs to connect.

06/03/2026

Top Annuity Income Strategies: Finding the Right Fit for You

If you’re thinking about retirement income, the real question isn’t “Are annuities good or bad?” — it’s “Are they right for you?” In this interview, Shane Stevenson with Winston & Companies and Erin Kennedy break down:
✔️ Why annuities get such mixed reactions
✔️ The difference between fixed, indexed, and variable annuities
✔️ How to know which (if any) fits your plan
✔️ When the right time to buy might be
✔️ And how all of this connects to your Social Security strategy
Because retirement income isn’t just about growth—it’s about creating confidence, consistency, and a plan that lasts. If you'd like to compare annuities and learn which, if any, is right for you, please call Shane at 602 456-1928 or visit www.WinstonandCompanies.com

06/02/2026

It's a great idea to regularly update your beneficiary designations!

A forgotten form can override your will.

05/27/2026

The ACA Cliff Is Back: How $1 Could Cost You Thousands in Health Insurance

Most people planning for early retirement focus on investments…
But the real shock? Healthcare.
Starting in 2026, a little-known rule under the Affordable Care Act could create a massive financial trap: earn just one extra dollar, and your health insurance premiums could jump by tens of thousands.
🎯 In this interview, Shane Stevenson with WinstonandCompanies and Erin Kennedy break down:
• Why marketplace insurance is tied directly to your income—and how that catches retirees off guard
• What changes as enhanced ACA subsidies expire
• Who’s most at risk for major premium spikes
• Smart strategies to help avoid this hidden income trap
• Why income planning is now just as important for healthcare as it is for taxes
💡 Bottom line:
Income in retirement isn’t just about what you keep after taxes anymore…
It can determine what you pay for healthcare, too.
If you’d like to retire before you're eligible for Medicare, start planning now. To create a holistic financial plan that incorporates income, taxes, health care, and your legacy, please call Shane at 602 456-1928 or visit www.WinstonandCompanies.com

05/19/2026

The Importance of Time Over Timing in Financial Success

See what a century of investing history shows.

05/15/2026

”Why Q1 Markets Were So Chaotic: Here's What Happened”

We broke down markets into a 5-minute read

05/14/2026

When Should You Start Taking Money Out of Your 401(k)?

A 401(k) can be one of your most powerful retirement tools, but timing those withdrawals matters more than most people realize. As Shane Stevenson with Winston & Companies explains to Erin Kennedy, if you take money out too early, you could face penalties. But on the other hand, if you wait too long, required minimum distributions could push you into a higher tax bracket.
So how do you strike the right balance?
In this interview, we break down:
✔️ Why tax-deferred savings matter
✔️ The rules around early withdrawals (and what they cost you)
✔️ How withdrawals are taxed after 59½
✔️ What you need to know about RMDs
✔️ Strategies to create income without creating a tax headache
The goal isn’t just to save, it's to shoot for higher returns by being "tax smart." If you'd like to determine your withdrawal strategy and how it affects when you claim Social Security and what you'll pay for Medicare, please give Shane a call at 602 456-1928 or visit www.WinstonandCompanies.com

05/12/2026

The Cozy Pitfall Many Investors Encounter

History shows why comfort can come at a cost.