MiniCo Insurance

MiniCo Insurance Specialization is built into MiniCo’s DNA. Today we are one of the largest program administrators in the United States with multiple exclusive programs.

MiniCo Insurance, a Jencap company, is an award-winning program administrator offering exclusive specialty insurance programs for a variety of industries and exposures. The company was founded in 1974 with a singular focus on creating specialized insurance solutions for the self-storage industry. MiniCo has nearly 50 years of experience in program management, underwriting, binding authority, and c

laims. Our dedicated program teams provide niche underwriting prowess and flexibility, industry specialization, and unparalleled customer service. Access MiniCo’s growing list of specialized programs and put our expertise to work for your clients. MiniCo is a Jencap company.

MiniCo's exclusive Miscellaneous Professional Liability program gives wholesale brokers a competitive solution for clien...
09/01/2026

MiniCo's exclusive Miscellaneous Professional Liability program gives wholesale brokers a competitive solution for clients caught in the middle of a shifting market.

Our experts have the class-specific knowledge and underwriting flexibility to simplify complex submissions. If you’re in a pinch and need a quick response, give MiniCo a call! Program available to wholesale brokers only. https://hubs.la/Q04vPLkD0

Commercial insurance conditions are improving in some lines, but underwriting scrutiny remains high and casualty pressur...
08/31/2026

Commercial insurance conditions are improving in some lines, but underwriting scrutiny remains high and casualty pressure hasn't let up.

MiniCo's market breakdown gives agents a clear look at what's actually changing and a practical checklist to carry into renewals: https://hubs.la/Q04vPPcS0.

See what 2026 commercial insurance trends mean for agents, from softening property conditions to continued casualty pressure.

Landscaping risks can be a thorny subject, but MiniCo's underwriting team knows how to prune away the exposures!MiniCo's...
08/27/2026

Landscaping risks can be a thorny subject, but MiniCo's underwriting team knows how to prune away the exposures!

MiniCo's exclusive Landscaping Insurance program offers flexible coverage for commercial and residential landscaping contractors in AZ, CA, and NV.

Contact a MiniCo underwriter to learn more. https://hubs.la/Q04vjX4m0

Back to school means day care providers, performing arts associations, and community organizations are amping up, too!If...
08/26/2026

Back to school means day care providers, performing arts associations, and community organizations are amping up, too!

If you represent these and other types of organizations, MiniCo's Nonprofit and Social Services insurance program has your clients covered!

Click to see our target classes: https://hubs.ly/Q04vjWNL0.

What an underwriter sees when they approach a self-storage property sets the tone for everything that follows.One red fl...
08/25/2026

What an underwriter sees when they approach a self-storage property sets the tone for everything that follows.

One red flag rarely disqualifies a self-storage submission. Several appearing together? That's a different story. The good news is that specialized coverage can support stronger submissions and better outcomes for your clients.

MiniCo put together a practical walkthrough of how underwriters evaluate self-storage facilities, from property condition and fire protection to tenant activity, operations, and liability red flags. Take a look, then connect with MiniCo to put that knowledge to work on your next self-storage account: https://hubs.la/Q04v3Z590.

See the self-storage facility red flags underwriters check first and how agents can build stronger commercial insurance submissions.

Need a solid insurance plan that measures up to the craftsmanship of your artisan construction clients?MiniCo's exclusiv...
08/24/2026

Need a solid insurance plan that measures up to the craftsmanship of your artisan construction clients?

MiniCo's exclusive Artisan Contractors program offers agents the flexibility to customize policies for their commercial, residential, service and repair clients as well as landscaping contractors in AZ, CA, and NV.

Our experienced team delivers the right coverage to safeguard your clients' businesses. Get started today at https://hubs.la/Q04v3WQf0.

The baby boomer generation is reaching retirement age at a rapid pace, and the demand for care solutions that allow seni...
08/21/2026

The baby boomer generation is reaching retirement age at a rapid pace, and the demand for care solutions that allow seniors to remain independent for as long as possible is growing with it.

Adult residential facilities are on the front lines of that shift, and they carry unique exposures that standard policies aren't designed to address.

MiniCo has specialized in underwriting adult foster homes and adult residential facilities for over 30 years, offering exclusive property and liability coverage through a top-rated carrier for owner-operated homes in AZ, CA, NV, OR, and WA. https://hubs.la/Q04tj1Hp0

Businesses of all types rely on a wide range of equipment to power their operations. When critical equipment breaks down...
08/20/2026

Businesses of all types rely on a wide range of equipment to power their operations. When critical equipment breaks down, your clients are out money for lost sales and productivity, business closures, and repairs.

MiniCo's exclusive Equipment Breakdown program provides monoline coverage for commercial properties to protect critical business equipment.

Contact us for a quote today: https://hubs.la/Q04tj1k10.

Your clients don't need to be tech companies to have cyber exposure.A self-storage facility storing tenant data and unit...
08/18/2026

Your clients don't need to be tech companies to have cyber exposure.

A self-storage facility storing tenant data and unit access codes. A landscaping crew processing payments through a third-party app. A nonprofit managing donor and client records.

All of them are exposed, but none of them are likely to think cyber security is their problem.

MiniCo's latest blog breaks down where the gaps are and how to start the conversation before a ransomware note appears on a shared drive: https://hubs.la/Q04thQB-0.

Cyber liability insurance isn't just for big companies. See why every SMB client needs it.

Management liability. Cyber exposure tied to donor data. Volunteer-related incidents. Reputational risk. These exposures...
08/17/2026

Management liability. Cyber exposure tied to donor data. Volunteer-related incidents. Reputational risk. These exposures are central to how nonprofits operate, and a standard policy often isn't built to handle them.

MiniCo's Nonprofit and Social Services program was built for exactly this. Happy to the organizations doing the work that matters most. 🩵

Explore MiniCo's nonprofit expertise: https://hubs.ly/Q04tfQdc0.

Address

10851 N. Black Canyon Highway, Suite 200
Phoenix, AZ
85029

Opening Hours

Monday 7:30am - 4:30am
Tuesday 7:30am - 4:30pm
Wednesday 7:30am - 4:30pm
Thursday 7:30am - 4:30pm
Friday 7:30am - 4:30pm

Telephone

+18005281056

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