Lizy Hoeffer Team- Cross Country Mortgage

Lizy Hoeffer Team- Cross Country Mortgage Equal Housing Lender. NMLS # 260183/ NMLS 3029
AZ State License AZ LO-0913409. To learn more, visit my website at www.LizyHoeffer.com. I’m here for you.

I am a licensed mortgage originator, NMLS # 260183, and am licensed to originate mortgage loans in the following state(s): Arizona. The Lizy Hoeffer Team's offices are not open to the public on weekends to carry out any substantial business functions. My goal as a financial consultant is to access a variety of mortgage products on your behalf and provide to you the best loan product, and highest le

vel of dedication and customer service. What this means is, I promise to devote my time to getting you the best interest rate and lowest payment. I will always be available to answer your questions, and will never be too busy to sit down and explain the details of our transaction. Buying a house should be an exciting experience. Watching you reach your goals and cutting out the headache of buying your next home is the most fulfilling part of my job! I strive to make your loan process easy and worry-free. Experience is key in this ever-changing market, and you’ll find I have the skills and knowledge to make your loan process run smoothly. As a testament to efficacy, I have grown my business mainly on trusted referrals from both Real Estate Professionals and clients. I want you and your referrals to have a long term business relationship with me, and will do what it takes to get you exactly what you need and what you want!

Tag the woman that challenges you to become the best version of yourself. 👇🏻👇🏻
09/21/2022

Tag the woman that challenges you to become the best version of yourself. 👇🏻👇🏻

WE ARE NOT TALKING ABOUT MONEY ENOUGH! 💰I began learning more about finances and how to manage my money in my adult life...
09/19/2022

WE ARE NOT TALKING ABOUT MONEY ENOUGH! 💰

I began learning more about finances and how to manage my money in my adult life. And I remember being so embarrassed feeling like I was behind somehow.

But then I realized that clients of mine were walking into my office and saying, “here, you tell me what you think!” This was so strange to me because the consumer should have the buying power.

It finally dawned on me that we are not talking about money enough. Many of us become adults and still don’t know the first thing about investing or budgeting.
That’s why I like to use my SMART step system. Here’s what SMART stands for:

S - SPENDING
M - MAKING
A - ASSETS
R - REDUCTIONS / RETURNS
T - Time

By mapping out your SMART steps, you will have a clear path forward toward your financial goals so you can stay organized and on track! Click the link in my bio to download your free SMART Cents budget.

LET’S INCREASE YOUR INCOME 💰💰It’s time to make more money, but how? Here are my top 3 tips to make extra income fast! 1️...
09/15/2022

LET’S INCREASE YOUR INCOME 💰💰

It’s time to make more money, but how? Here are my top 3 tips to make extra income fast!

1️⃣ Ask for a raise! I know it can seem scary, but as a boss, I always respect when my employees ask for a raise. See yourself as an asset, do your research, and make the ask.
2️⃣ Search for opportunities that offer commission. How can you add value to your current company or other local businesses for a commission?
3️⃣ Start a side hustle! You can sell digital products, drive for a food delivery app, invest in real estate, start consulting, etc. Whatever it is, price yourself accordingly and set a goal for how much money you want to make per month.

Did you find these tips helpful? Let me know below!

One of the most underrated principles, as it relates to money, is time. Swipe to see why! 👉🏻
09/14/2022

One of the most underrated principles, as it relates to money, is time. Swipe to see why! 👉🏻

Your mindset matters when it comes to making money and building wealth. So, how is your money mindset? If you’re not fam...
09/09/2022

Your mindset matters when it comes to making money and building wealth. So, how is your money mindset?

If you’re not familiar with your money mindset, grab a pen and a journal and write down your first money memory ever.

For me, it was when my parents fought about paying the water bill. This was when I saw that money caused friction in our household! It wasn’t until I identified this mindset later in life that I truly began to see change in my financial reality.

These 5 common Money Mindset Myths could be holding you back…
👉 “There’s not enough to go around.”
👉 “I don’t deserve money.”
👉”Money is the root of all evil.”
👉”Money can’t buy happiness.”
👉”I’m not good or special enough.”

If you are nodding your head “YES” to any of the above phrases, remember your money story you just wrote down. Now, as you go throughout your day, notice any time you have a money-related thought. Is it positive? Is it negative? If it’s negative, try to change the thought to something more encouraging.

For example, if you are stressed about the bill payments coming up, maybe try an attitude of gratitude, or remind yourself that you are taken care of and that there is more than enough money to go around!

Now go shift into that positive money mindset! 👏

09/08/2022

Is now a good time to sell your home? Let's talk about it!

How to create a SMART budget that helps you achieve your financial goals 👇🏻⁣1️⃣ SPENDING - Track every single thing you’...
09/07/2022

How to create a SMART budget that helps you achieve your financial goals 👇🏻

1️⃣ SPENDING - Track every single thing you’re spending on, whether it’s a one-time purchase or recurring. You need to know where your money is going!⁣

2️⃣ MAKING – This is where you track how much money you’re making. This could be income, commissions, gifts, tips, etc.⁣

3️⃣ ASSETS - Track how much money you currently have and any investments that may increase your overall value.⁣

4️⃣ REDUCTIONS - If you have debt, this is where you can track how much you need to pay off and what that amount needs to be monthly.⁣

5️⃣ TIME - Track how much you’re spending, saving, making, investing, and reducing monthly so you can see progress happen every month.

How to create a SMART budget that helps you achieve your financial goals 👉1️⃣ SPENDING - Track every single thing you’re...
09/07/2022

How to create a SMART budget that helps you achieve your financial goals 👉

1️⃣ SPENDING - Track every single thing you’re spending on, whether it’s a one-time purchase or recurring. You need to know where your money is going!
2️⃣ MAKING – This is where you track how much money you’re making. This could be income, commissions, gifts, tips, etc.
3️⃣ ASSETS - Track how much money you currently have and any investments that may increase your overall value.
4️⃣ REDUCTIONS - If you have debt, this is where you can track how much you need to pay off and what that amount needs to be monthly.
5️⃣ TIME - Track how much you’re spending, saving, making, investing, and reducing monthly so you can see progress happen every month.

This is a friendly reminder that the hard work you put in today is the success you can enjoy tomorrow. Drop a 💪 if you a...
09/02/2022

This is a friendly reminder that the hard work you put in today is the success you can enjoy tomorrow. Drop a 💪 if you agree!

Let's talk about your assets! Assets are the things you invest in that multiply you money exponentially. This could be y...
08/27/2022

Let's talk about your assets! Assets are the things you invest in that multiply you money exponentially. This could be your retirement accounts, real estate, or stocks. SMART Girl Summer is about creating goals to invest in your assets then budgeting for that.

Drop a 💰 if you're investing in your assets!

Address

2555 E Camelback Road Suite 850
Phoenix, AZ
85016

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 7am - 5pm

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