Chris Busse - Mortgage Loan Officer NMLS #291772

01/14/2026

04/15/2025

💼 Thinking About Real Estate Investing? Let’s Talk DSCR Loans! 🏠💰

If you're a real estate investor looking to grow your portfolio without the headache of income docs or tax returns, a DSCR Loan might be exactly what you need.

✅ What’s a DSCR Loan?
DSCR stands for Debt Service Coverage Ratio. In short, this type of loan focuses on the income potential of the property—not your personal income. If the property can cover its own expenses, you’re in business.

🚀 Why Investors Love DSCR Loans:
🔹 No personal income verification
🔹 Fast, streamlined approvals
🔹 Great for both long-term rentals and short-term (Airbnb/VRBO) properties
🔹 Ideal for expanding your portfolio quickly

Whether you're a seasoned investor or just getting started, DSCR loans can be a powerful tool to build wealth through real estate.

📲 Have questions or want to see if you qualify? Send me a message or call today!

Call now to connect with business.

09/18/2024

📣📣The Fed lowered their short term Fed Funds rate by .50% today!! This is great news as the cost to borrower money all around will get cheaper. We may not see an immediate drop in mortgage rates because a reduction of .25% - .50% was pretty built into the current market rates. The bond market will start looking ahead to the next Fed meetings in Nov & Dec. With an expectation of another couple rate cuts before the end of the year, I'm hoping we will see mortgage rates drop some in the coming months.

05/14/2024

Credit is so important when qualifying for a mortgage. The higher your credit score, the more money you will save in costs, interest expense, and mortgage insurance (if applicable). Here's a few tips on how you can optimize your credit score.

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Aim for a high credit score when applying for a mortgage.

06/30/2023

🏢 Big News! Exciting Career Move Ahead! 🌟

Hey friends and family! I have some thrilling news to share with all of you today. I'm absolutely thrilled to announce that I've started a new chapter in my professional journey as I join the incredible team at Apex Home Mortgage! 🎉

After careful consideration and thoughtful deliberation, I've decided to make this exciting move, and I couldn't be more excited about the opportunities that lie ahead. Apex Home Mortgage is a renowned company known for their dedication to excellence, customer-centric approach, and commitment to helping individuals achieve their homeownership dreams. 💼

I want to express my gratitude to all of you for your unwavering support and encouragement throughout my professional journey. Your belief in me means the world, and I'm excited to embark on this new adventure knowing I have such an incredible network cheering me on. 🌈

If anyone has any questions or wants to learn more about the products and programs I have at Apex Home Mortgage, feel free to reach out! Here's to new beginnings, exciting challenges, and continued growth in both my personal and professional life! 🥂